## Associate, Credit Risk Operations at Airwallex - Singapore Are you a detail-oriented professional with a strong background in credit risk and a passion for the fintech industry? Airwallex is seeking an Associate, Credit Risk Operations to join our dynamic team in Singapore. In this role, you'll play a crucial part in assessing merchant credibility, mitigating risk, and supporting the growth of our global payment platform. If you're ready to take on a challenging and rewarding opportunity, we encourage you to apply! ### Role Overview As an Associate, Credit Risk Operations, you will be responsible for conducting thorough credit risk reviews of Airwallex's clients. You will work closely with merchants, business development teams, transaction risk analysts, and compliance and legal departments to balance growth objectives with effective risk management. Your expertise in financial statement analysis, cash flow forecasting, and commercial credit underwriting will be essential in this role. ### A Day in the Life Here's what a typical day might look like for an Associate, Credit Risk Operations at Airwallex: * **Morning:** You'll start your day by reviewing incoming merchant applications, verifying their accuracy and integrity, and ensuring compliance with company policies. * **Mid-day:** You'll analyze merchant business information and financial statements to assess their creditworthiness and potential risk exposure. * **Afternoon:** You'll collaborate with business development teams to understand merchant needs and provide tailored credit risk recommendations. * **Late Afternoon:** You'll work on process improvements to enhance team efficiency and meet key performance indicators. * **End of Day:** You'll provide feedback on data, tools, and third-party vendors to continuously improve operational efficiency. ### Why Singapore? Singapore is a global hub for finance and technology, making it an ideal location for Airwallex's regional headquarters. The city-state boasts a vibrant business ecosystem, a highly skilled workforce, and a supportive regulatory environment. Working in Singapore offers numerous opportunities for professional growth and cultural experiences. ### Career Path At Airwallex, we are committed to providing our employees with opportunities for growth and development. The career path for an Associate, Credit Risk Operations could lead to roles such as: * **Senior Credit Risk Analyst:** Taking on more complex and challenging credit risk assessments. * **Credit Risk Manager:** Leading a team of credit risk analysts and overseeing the credit risk function. * **Credit Risk Officer:** Developing and implementing credit risk policies and procedures. We also encourage cross-functional movement within the company, allowing you to explore different areas of interest and expand your skillset. ### Salary and Benefits Airwallex offers a competitive salary and benefits package to attract and retain top talent. The estimated salary range for an Associate, Credit Risk Operations in Singapore is $75,000 - $120,000 USD per year. In addition to salary, we provide comprehensive health insurance, generous paid time off, employee stock options, and professional development opportunities. ### Airwallex Culture At Airwallex, we foster a culture of innovation, collaboration, and ownership. We value individuals who are passionate about their work, eager to learn, and committed to making a difference. We encourage our employees to challenge the status quo, think outside the box, and take risks. We also believe in the importance of work-life balance and provide flexible work arrangements to support our employees' needs. ### How to Apply If you're excited about the opportunity to join Airwallex as an Associate, Credit Risk Operations, we encourage you to apply online through our careers page. Please submit your resume and a cover letter highlighting your relevant experience and qualifications. We look forward to hearing from you! ### Frequently Asked Questions (FAQ) **1. What are the key responsibilities of an Associate, Credit Risk Operations?** The key responsibilities include assessing merchant credibility, providing credit risk recommendations, prioritizing application reviews, delivering insights for business decisions, leading process improvements, and providing feedback on data and tools. **2. What qualifications are required for this role?** The required qualifications include 5 years of experience in commercial credit underwriting, knowledge of merchant acquiring services, effective communication skills, and strong teamwork abilities. **3. What is the career path for this role?** The career path could lead to roles such as Senior Credit Risk Analyst, Credit Risk Manager, or Credit Risk Officer. **4. What is the salary range for this role?** The estimated salary range is $75,000 - $120,000 USD per year. **5. What benefits does Airwallex offer?** Airwallex offers competitive salary, health insurance, paid time off, employee stock options, and professional development opportunities. **6. What is the work culture like at Airwallex?** Airwallex fosters a culture of innovation, collaboration, and ownership. **7. Is there opportunity for professional development?** Yes, Airwallex provides professional development opportunities and career advancement programs. **8. Is this role remote-friendly?** This role is based in our Singapore office and is not remote-friendly. **9. What kind of training will I receive?** You will receive on-the-job training and mentorship from experienced team members. **10. What are the working hours like?** The working hours are generally standard office hours, but may vary depending on workload and deadlines. Join Airwallex and be a part of a team that is shaping the future of global payments!