Credit Risk Operations Manager at Airwallex - San Francisco

Role Overview

Airwallex is seeking a highly motivated and experienced Credit Risk Operations Manager to join our dynamic team in San Francisco. In this critical role, you will be responsible for managing Airwallex’s global credit risk exposure across all product offerings. You will play a key part in assessing prospective and existing merchants, defining and tracking risk performance, and partnering with cross-functional teams to drive both growth and protection. Your data-driven insights will be essential in enhancing our credit decisioning and monitoring frameworks, streamlining operational processes, and continuously improving the balance between user experience and robust risk mitigation. This is an exciting opportunity to make a significant impact in a rapidly growing fintech company.

Day in the Life

As a Credit Risk Operations Manager, your day will be varied and challenging. You might start by analyzing credit risk reports and dashboards to identify potential areas of concern. Next, you could be involved in evaluating credit risk for new and existing merchants, reviewing their financial information and assessing their risk profile. You'll also collaborate with the Business Development team to understand their commercial goals and ensure that risk mitigation strategies are aligned. A significant portion of your time will be spent developing and maintaining standard operating procedures (SOPs) for credit risk management, including vetting, investigation, and ongoing monitoring. You'll also work closely with the Legal and Compliance teams to ensure that Airwallex adheres to all relevant regulatory requirements. Finally, you’ll be presenting your findings and recommendations to senior management, influencing decisions that shape Airwallex's risk management strategy.

Why San Francisco?

San Francisco is a global hub for technology and innovation, making it the perfect location for Airwallex to build its presence and attract top talent. The city offers a vibrant ecosystem of startups, established tech companies, and venture capital firms, providing unparalleled opportunities for networking and collaboration. San Francisco is also known for its diverse and inclusive culture, which aligns with Airwallex's values. In addition, the city boasts a high quality of life, with access to world-class restaurants, cultural attractions, and outdoor activities.

Career Path

At Airwallex, we are committed to providing our employees with opportunities for growth and development. As a Credit Risk Operations Manager, you can expect to expand your skills and knowledge in risk management, payment processing, and financial technology. You may have the opportunity to take on increasing levels of responsibility, such as managing a larger team or leading strategic risk management initiatives. Additionally, Airwallex offers a variety of training programs and mentorship opportunities to help you advance your career. Potential career paths for this role include Senior Credit Risk Manager, Director of Risk Management, or leadership positions in other areas of the company.

Salary & Benefits

Airwallex offers a competitive salary and benefits package to attract and retain top talent. The estimated salary range for this position in San Francisco is $140,000 to $220,000 per year, depending on experience and qualifications. In addition to salary, Airwallex provides a comprehensive benefits package that includes health, dental, and vision insurance, paid time off, employee stock options, professional development opportunities, and more. We are committed to providing our employees with the resources they need to thrive both personally and professionally.

Airwallex Culture

At Airwallex, we foster a culture of innovation, collaboration, and continuous learning. We believe that our employees are our greatest asset, and we are committed to providing them with a supportive and inclusive work environment. We encourage our employees to take risks, challenge the status quo, and make a meaningful impact on the world. We also value diversity and inclusion, and we are committed to creating a workplace where everyone feels welcome and respected. Our operating principles guide our actions and decisions, ensuring that we are always striving to do what is right for our customers, our employees, and our company.

How to Apply

If you are a passionate and experienced Credit Risk Operations Manager who is looking for a challenging and rewarding opportunity, we encourage you to apply for this position. To apply, please submit your resume and cover letter through the Airwallex careers website. In your cover letter, please highlight your relevant experience and skills, and explain why you are interested in working for Airwallex. We are looking for candidates who are aligned with our values and who are committed to making a difference in the world of fintech.

FAQ

1. What does a Credit Risk Operations Manager do at Airwallex? A Credit Risk Operations Manager at Airwallex manages the company's global credit risk exposure, assesses merchants, defines and tracks risk performance, and partners with cross-functional teams to drive growth and protection.
2. What skills are needed for this role? Key skills include credit risk management, KYB (Know Your Business) processes, data analysis, risk mitigation, stakeholder management, and knowledge of payment acceptance channels.
3. What is the career path for this role? Potential career paths include Senior Credit Risk Manager, Director of Risk Management, or leadership positions in other areas of the company.
4. What is the salary range for this position? The estimated salary range for this position in San Francisco is $140,000 to $220,000 per year, depending on experience and qualifications.
5. What are the benefits of working at Airwallex? Airwallex offers a comprehensive benefits package that includes health, dental, and vision insurance, paid time off, employee stock options, professional development opportunities, and more.
6. What is the company culture like at Airwallex? Airwallex fosters a culture of innovation, collaboration, and continuous learning, and is committed to diversity and inclusion.
7. How does Airwallex promote work-life balance? Airwallex offers flexible work arrangements, generous paid time off, and wellness programs to support employees' work-life balance.
8. What opportunities are there for professional development? Airwallex provides various training programs, mentorship opportunities, and a professional development budget to help employees advance their careers.
9. What is Airwallex's approach to diversity and inclusion? Airwallex is committed to creating a workplace where everyone feels welcome and respected, and actively promotes diversity and inclusion through various initiatives.
10. What are Airwallex's operating principles? Airwallex's operating principles guide its actions and decisions, ensuring that it is always striving to do what is right for its customers, employees, and company.