Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

The Credit Officer role requires a comprehensive skill set to effectively execute broad risk management responsibilities within Corporate & Financial Institutions Credit Risk.

Responsibilities:

• Develop and maintain a deep understanding of the Global Banking & Markets product spectrum

• Responsible for driving speed to market and asset quality; Manages (primary account responsibility) a complex portfolio of Large Corporate / Financial Institutions clients within the bank's risk appetite and risk strategies

• Develop and maintain a deep understanding of the portfolio at the client, industry, and macro level in order to assess risk and craft value added solutions that balance risk and return

• Independently assess the credit worthiness , including due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk

• Manage a complex portfolio of clients via actively monitoring the portfolio including changes in credit profile and compliance with credit agreements

• Provide high quality and efficient credit approval to Corporate Banking, Investment Banking, Global Markets and Treasury while observing compliance of established credit policies and guidelines

• Structure transactions and negotiate credit documentation including; credit agreements, amendments, ISDAs, and CSAs

• Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle

• Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal

• Participate in strategic projects to support business goals.

Skills:

• Analytical Thinking

• Credit and Risk Assessment

• Financial Analysis

• Research Analysis

• Underwriting

• Attention to Detail

• Business Acumen

• Financial Forecasting and Modeling

• Loan Structuring

• Written Communications

• Business Development

• Collaboration

• Critical Thinking

• Portfolio Analysis

• Stakeholder Management