Anti Money Laundering Currency Transaction Report Risk Specialist
Capital One
Anti Money Laundering Currency Transaction Report Risk Specialist
Job Description
Overview
The Senior Associate, AML CTR Risk Specialist, is a vital contributor responsible for managing the daily operational flow, system integrity, and governance framework for Currency Transaction Report (CTR) filing processes. This role ensures operational efficiency, maintains high-quality data and system performance, and drives continuous process improvement within the anti-money laundering (AML) CTR function. Responsibilities:1. CTR System SupportProduct & System Support Liaison: Serve as the bridge between the CTR Compliance/Operations teams and the Product, Technology, and Data teams. This includes managing the daily flow of information, translating operational needs into technical requirements, and communicating system impacts back to operations.
System Incident & Enhancement Coordination: Engage in discussions regarding daily incident triage for the CTR filing system and coordinate resolution efforts across Operations, Governance, and Technology teams. Facilitate the successful execution of User Acceptance Testing (UAT) and coordinate system releases for product enhancements.
Data Integrity Oversight: Partner directly with Product, Technology, and Data teams to monitor and troubleshoot automated CTR aggregation rules and data feed issues. Ensure cross-system consistency and collaborate on technical resolutions to maintain the accuracy and integrity of CTR filing data.
Compliance Monitoring: Maintain the integrity of CTR policies, procedures, and controls; assist in periodic testing and internal audits to ensure compliance with Bank Secrecy Act (BSA) regulations.
Documentation: Maintain up-to-date procedural documentation and internal training materials related to CTR filing and operations.
Escalation: Serve as the point of contact for CTR operational issues, escalating potential regulatory risks or significant data anomalies to senior management.
Process Mapping: Map and document current-state operational processes for CTR generation, review, and filing to identify bottlenecks and control gaps.
Optimization: Lead small-to-medium process improvement initiatives to enhance efficiency, reduce manual effort, and improve report quality.
High School Diploma, GED or equivalent certification
At least 2 years of experience in financial services, compliance operations, or risk management
At least 2 years of experience in Process Management or Project Management
Strong verbal and written communication skills, with the ability to articulate complex technical issues to a non-technical audience
Demonstrated knowledge of BSA/AML regulations, specifically concerning CTR requirements and aggregation rules
Proven ability to work with large datasets and technical systems, including basic data analysis skills (e.g., using Excel, SQL knowledge is a plus)
Experience in process mapping and documenting operational workflows
A strong analytical mindset with a track record of identifying operational inefficiencies and proposing solutions
Certification or coursework in process improvement methodologies (e.g., Lean, Six Sigma) is highly desirable
Experience providing technical support or acting as a liaison between business operations and technology teams
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Locations
- Richmond, Virginia, United States
- Chicago, Illinois, United States
- Plano, Texas, United States
- Wilmington, Delaware, United States
- McLean, Virginia Richmond, VirginiaRichmond
Salary
45,000 - 80,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Strong verbal and written communication skillsintermediate
- Knowledge of BSA/AML regulations and CTR requirementsintermediate
- Data analysis skills (Excel, SQL)intermediate
- Process mapping and workflow documentationintermediate
- Analytical mindset for operational improvementsintermediate
Required Qualifications
- High School Diploma, GED or equivalent certification (experience)
- At least 2 years of experience in financial services, compliance operations, or risk management (experience)
- At least 2 years of experience in Process Management or Project Management (experience)
- Certification or coursework in Lean, Six Sigma (preferred) (experience)
Responsibilities
- Serve as liaison between CTR Compliance/Operations and Product/Technology/Data teams
- Coordinate system incident triage and enhancements including UAT
- Monitor and troubleshoot CTR data integrity issues
- Maintain CTR policies, procedures, and conduct compliance monitoring
- Lead process improvement initiatives for CTR operations
- Escalate operational issues and regulatory risks
Benefits
- general: Comprehensive, competitive, and inclusive set of health, financial and other benefits
Answer 10 quick questions to check your fit for Anti Money Laundering Currency Transaction Report Risk Specialist @ Capital One.
Related Books and Jobs
Anti Money Laundering Currency Transaction Report Risk Specialist
Capital One
Anti Money Laundering Currency Transaction Report Risk Specialist
Job Description
Overview
The Senior Associate, AML CTR Risk Specialist, is a vital contributor responsible for managing the daily operational flow, system integrity, and governance framework for Currency Transaction Report (CTR) filing processes. This role ensures operational efficiency, maintains high-quality data and system performance, and drives continuous process improvement within the anti-money laundering (AML) CTR function. Responsibilities:1. CTR System SupportProduct & System Support Liaison: Serve as the bridge between the CTR Compliance/Operations teams and the Product, Technology, and Data teams. This includes managing the daily flow of information, translating operational needs into technical requirements, and communicating system impacts back to operations.
System Incident & Enhancement Coordination: Engage in discussions regarding daily incident triage for the CTR filing system and coordinate resolution efforts across Operations, Governance, and Technology teams. Facilitate the successful execution of User Acceptance Testing (UAT) and coordinate system releases for product enhancements.
Data Integrity Oversight: Partner directly with Product, Technology, and Data teams to monitor and troubleshoot automated CTR aggregation rules and data feed issues. Ensure cross-system consistency and collaborate on technical resolutions to maintain the accuracy and integrity of CTR filing data.
Compliance Monitoring: Maintain the integrity of CTR policies, procedures, and controls; assist in periodic testing and internal audits to ensure compliance with Bank Secrecy Act (BSA) regulations.
Documentation: Maintain up-to-date procedural documentation and internal training materials related to CTR filing and operations.
Escalation: Serve as the point of contact for CTR operational issues, escalating potential regulatory risks or significant data anomalies to senior management.
Process Mapping: Map and document current-state operational processes for CTR generation, review, and filing to identify bottlenecks and control gaps.
Optimization: Lead small-to-medium process improvement initiatives to enhance efficiency, reduce manual effort, and improve report quality.
High School Diploma, GED or equivalent certification
At least 2 years of experience in financial services, compliance operations, or risk management
At least 2 years of experience in Process Management or Project Management
Strong verbal and written communication skills, with the ability to articulate complex technical issues to a non-technical audience
Demonstrated knowledge of BSA/AML regulations, specifically concerning CTR requirements and aggregation rules
Proven ability to work with large datasets and technical systems, including basic data analysis skills (e.g., using Excel, SQL knowledge is a plus)
Experience in process mapping and documenting operational workflows
A strong analytical mindset with a track record of identifying operational inefficiencies and proposing solutions
Certification or coursework in process improvement methodologies (e.g., Lean, Six Sigma) is highly desirable
Experience providing technical support or acting as a liaison between business operations and technology teams
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Locations
- Richmond, Virginia, United States
- Chicago, Illinois, United States
- Plano, Texas, United States
- Wilmington, Delaware, United States
- McLean, Virginia Richmond, VirginiaRichmond
Salary
45,000 - 80,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Strong verbal and written communication skillsintermediate
- Knowledge of BSA/AML regulations and CTR requirementsintermediate
- Data analysis skills (Excel, SQL)intermediate
- Process mapping and workflow documentationintermediate
- Analytical mindset for operational improvementsintermediate
Required Qualifications
- High School Diploma, GED or equivalent certification (experience)
- At least 2 years of experience in financial services, compliance operations, or risk management (experience)
- At least 2 years of experience in Process Management or Project Management (experience)
- Certification or coursework in Lean, Six Sigma (preferred) (experience)
Responsibilities
- Serve as liaison between CTR Compliance/Operations and Product/Technology/Data teams
- Coordinate system incident triage and enhancements including UAT
- Monitor and troubleshoot CTR data integrity issues
- Maintain CTR policies, procedures, and conduct compliance monitoring
- Lead process improvement initiatives for CTR operations
- Escalate operational issues and regulatory risks
Benefits
- general: Comprehensive, competitive, and inclusive set of health, financial and other benefits
Answer 10 quick questions to check your fit for Anti Money Laundering Currency Transaction Report Risk Specialist @ Capital One.
Related Books and Jobs