Business Director - Credit Advisor, Partnership Card Deal Evaluations
Capital One
Business Director - Credit Advisor, Partnership Card Deal Evaluations
Job Description
Overview
As a Business Director at Capital One, you will apply your strategic and analytical skills to major company challenges. You’ll team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation. This role is for a Credit Advisor to support Capital One’s growing business. The position is in Card Credit Risk Management and provides credit risk partnership to first line Credit Officers and analysts. It’s an exciting opportunity to demonstrate and develop your credit talent. You will work directly with some of Capital One’s best credit leaders, in both the first and second lines of defense. You will influence the development of Capital One's credit programs, gaining exposure and experience with credit analysis that is not available anywhere else in the company. And you will learn how one of the world’s best credit companies manages and governs our credit risks.General Responsibilities:Strategic leadership: Develop business strategies that will drive growth, profitability, and competitive success for Capital One in the face of shifting consumer and regulatory demands
Product: Develop and implement new product and pricing strategies for various lending products; lead product level data modeling/analytics
Marketing: Lead direct-to-consumer marketing efforts for select products, and strategic intent for products distributed through the retail channel. Build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go-to-market strategies
Credit Risk: Drive step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
Execution: Manage and sequence delivery of business intent, build business requirements and execute against the product strategy. Oversee multiple projects and programs concurrently
Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
Strategic; analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
Strong business judgment, leadership and integrity: They should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business
Solid people leadership experience: Ability to build and leverage the capabilities of a high-performing team, as well as business partners across the enterprise. They should foster innovation, drive critical decisions, hold business partners accountable, and be able to consistently deliver results
Strong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
Clear results orientation: display an intense focus on achieving both short and long term goals. They should be able to drive and execute an agenda in an uncertain and fluid environment
Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus
Bachelor’s Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering)
At least 7 years of experience in analysis
Master’s Degree
2+ years of experience in financial services
1+ year of experience in consulting
3+ years of experience in stakeholder management
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Locations
- McLean, Virginia, United States
- Richmond, Virginia, United States
- Chicago, Illinois McLean, Virginia
Salary
80,000 - 135,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Strategic leadershipintermediate
- Credit risk managementintermediate
- Data modeling and analyticsintermediate
- Stakeholder managementintermediate
- Executive communicationintermediate
- People leadershipintermediate
Required Qualifications
- Bachelor’s Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering) (experience)
- At least 7 years of experience in analysis (experience)
- Master’s Degree (preferred) (experience)
- 2+ years of experience in financial services (preferred) (experience)
- 1+ year of experience in consulting (preferred) (experience)
- 3+ years of experience in stakeholder management (preferred) (experience)
Responsibilities
- Develop business strategies that drive growth, profitability, and competitive success
- Develop and implement new product and pricing strategies for lending products
- Lead direct-to-consumer marketing efforts and build targeted insights
- Drive improvements in credit performance by creating risk models and testing hypotheses
- Manage and sequence delivery of business intent and oversee multiple projects
- Work closely with IT, Sales, Operations, Finance and others to drive improvements
Benefits
- general: Comprehensive, competitive, and inclusive set of health, financial and other benefits
Answer 10 quick questions to check your fit for Business Director - Credit Advisor, Partnership Card Deal Evaluations @ Capital One.
Business Director - Credit Advisor, Partnership Card Deal Evaluations
Capital One
Business Director - Credit Advisor, Partnership Card Deal Evaluations
Job Description
Overview
As a Business Director at Capital One, you will apply your strategic and analytical skills to major company challenges. You’ll team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation. This role is for a Credit Advisor to support Capital One’s growing business. The position is in Card Credit Risk Management and provides credit risk partnership to first line Credit Officers and analysts. It’s an exciting opportunity to demonstrate and develop your credit talent. You will work directly with some of Capital One’s best credit leaders, in both the first and second lines of defense. You will influence the development of Capital One's credit programs, gaining exposure and experience with credit analysis that is not available anywhere else in the company. And you will learn how one of the world’s best credit companies manages and governs our credit risks.General Responsibilities:Strategic leadership: Develop business strategies that will drive growth, profitability, and competitive success for Capital One in the face of shifting consumer and regulatory demands
Product: Develop and implement new product and pricing strategies for various lending products; lead product level data modeling/analytics
Marketing: Lead direct-to-consumer marketing efforts for select products, and strategic intent for products distributed through the retail channel. Build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go-to-market strategies
Credit Risk: Drive step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
Execution: Manage and sequence delivery of business intent, build business requirements and execute against the product strategy. Oversee multiple projects and programs concurrently
Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
Strategic; analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
Strong business judgment, leadership and integrity: They should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business
Solid people leadership experience: Ability to build and leverage the capabilities of a high-performing team, as well as business partners across the enterprise. They should foster innovation, drive critical decisions, hold business partners accountable, and be able to consistently deliver results
Strong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
Clear results orientation: display an intense focus on achieving both short and long term goals. They should be able to drive and execute an agenda in an uncertain and fluid environment
Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus
Bachelor’s Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering)
At least 7 years of experience in analysis
Master’s Degree
2+ years of experience in financial services
1+ year of experience in consulting
3+ years of experience in stakeholder management
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Locations
- McLean, Virginia, United States
- Richmond, Virginia, United States
- Chicago, Illinois McLean, Virginia
Salary
80,000 - 135,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Strategic leadershipintermediate
- Credit risk managementintermediate
- Data modeling and analyticsintermediate
- Stakeholder managementintermediate
- Executive communicationintermediate
- People leadershipintermediate
Required Qualifications
- Bachelor’s Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering) (experience)
- At least 7 years of experience in analysis (experience)
- Master’s Degree (preferred) (experience)
- 2+ years of experience in financial services (preferred) (experience)
- 1+ year of experience in consulting (preferred) (experience)
- 3+ years of experience in stakeholder management (preferred) (experience)
Responsibilities
- Develop business strategies that drive growth, profitability, and competitive success
- Develop and implement new product and pricing strategies for lending products
- Lead direct-to-consumer marketing efforts and build targeted insights
- Drive improvements in credit performance by creating risk models and testing hypotheses
- Manage and sequence delivery of business intent and oversee multiple projects
- Work closely with IT, Sales, Operations, Finance and others to drive improvements
Benefits
- general: Comprehensive, competitive, and inclusive set of health, financial and other benefits
Answer 10 quick questions to check your fit for Business Director - Credit Advisor, Partnership Card Deal Evaluations @ Capital One.