Consumer Credit Review Senior Manager
Capital One
Consumer Credit Review Senior Manager
Job Description
Overview
The Consumer Credit Review Senior Manager is responsible for executing independent, risk-based assurance reviews within Capital One’s Consumer credit portfolios (card and auto). This includes assessment of credit strategies and practices, effectiveness of policy implementation and risk governance. The Senior Manager will also contribute towards the execution of the annual Credit Review operating plan by leading reviews of credit processes or products, performing monitoring of credit trends and credit changes in the assigned portfolios and in horizontal reviews. Through planned reviews and continuous monitoring activities the Senior Manager will be exposed to a great level of depth and breadth of full spectrum lending activities (acquisition, customer management) managed by the first and second line. They will provide effective challenge to Accountable Executives in a constructive manner to drive positive changes and business impact. Further, this associate will be responsible for building and maintaining working relationships with line of business management and key associates within the risk management organization.Responsibilities:Conducting risk-based reviews covering consumer line(s) of businesses
Identifying credit process weaknesses
Identifying emerging trends and issues
Perform independent data analysis to support or identify gaps in credit policies
Tracking of identified issues to resolution
Communicating Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message
Reporting results and issues verbally and in writing to executive management and internal credit and risk senior executives
Working with regulators and external auditors to provide assurance that Credit Review processes are sound
Building and maintaining high trust relationships with credit risk executives, associates, and regulators
Acting as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders
Showing ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results
Bachelor’s degree or military experience
At least 7 years of data analysis experience
At least 3 years of experience in consumer lending, credit risk policy or risk analytics in credit card loans or auto loans
At least 3 years of experience with influencing senior level executives or regulators
Master’s Degree
Consumer credit training from a large national or regional bank or equivalent training in a regulatory office (Office of the Comptroller of the Currency (OCC), Federal Reserve)
Credit risk modeling, audit or assurance experience
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Locations
- McLean, Virginia, United States
- New York, New York, United States
- Wilmington, Delaware, United States
- Chicago, Illinois McLean, VirginiaNew York
Salary
80,000 - 135,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- data analysisintermediate
- credit risk assessmentintermediate
- verbal and written communicationintermediate
- influencing senior executivesintermediate
- relationship buildingintermediate
Required Qualifications
- Bachelor’s degree or military experience (experience)
- At least 7 years of data analysis experience (experience)
- At least 3 years of experience in consumer lending, credit risk policy or risk analytics (experience)
- At least 3 years of experience with influencing senior level executives or regulators (experience)
- Master’s Degree (preferred) (experience)
Responsibilities
- Conduct risk-based reviews of consumer credit portfolios
- Identify credit process weaknesses and emerging trends
- Perform independent data analysis to identify policy gaps
- Track identified issues to resolution
- Communicate results to executive management
- Work with regulators and external auditors
Benefits
- general: comprehensive, competitive, and inclusive set of health, financial and other benefits
Answer 10 quick questions to check your fit for Consumer Credit Review Senior Manager @ Capital One.
Related Books and Jobs
Consumer Credit Review Senior Manager
Capital One
Consumer Credit Review Senior Manager
Job Description
Overview
The Consumer Credit Review Senior Manager is responsible for executing independent, risk-based assurance reviews within Capital One’s Consumer credit portfolios (card and auto). This includes assessment of credit strategies and practices, effectiveness of policy implementation and risk governance. The Senior Manager will also contribute towards the execution of the annual Credit Review operating plan by leading reviews of credit processes or products, performing monitoring of credit trends and credit changes in the assigned portfolios and in horizontal reviews. Through planned reviews and continuous monitoring activities the Senior Manager will be exposed to a great level of depth and breadth of full spectrum lending activities (acquisition, customer management) managed by the first and second line. They will provide effective challenge to Accountable Executives in a constructive manner to drive positive changes and business impact. Further, this associate will be responsible for building and maintaining working relationships with line of business management and key associates within the risk management organization.Responsibilities:Conducting risk-based reviews covering consumer line(s) of businesses
Identifying credit process weaknesses
Identifying emerging trends and issues
Perform independent data analysis to support or identify gaps in credit policies
Tracking of identified issues to resolution
Communicating Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message
Reporting results and issues verbally and in writing to executive management and internal credit and risk senior executives
Working with regulators and external auditors to provide assurance that Credit Review processes are sound
Building and maintaining high trust relationships with credit risk executives, associates, and regulators
Acting as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders
Showing ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results
Bachelor’s degree or military experience
At least 7 years of data analysis experience
At least 3 years of experience in consumer lending, credit risk policy or risk analytics in credit card loans or auto loans
At least 3 years of experience with influencing senior level executives or regulators
Master’s Degree
Consumer credit training from a large national or regional bank or equivalent training in a regulatory office (Office of the Comptroller of the Currency (OCC), Federal Reserve)
Credit risk modeling, audit or assurance experience
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Locations
- McLean, Virginia, United States
- New York, New York, United States
- Wilmington, Delaware, United States
- Chicago, Illinois McLean, VirginiaNew York
Salary
80,000 - 135,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- data analysisintermediate
- credit risk assessmentintermediate
- verbal and written communicationintermediate
- influencing senior executivesintermediate
- relationship buildingintermediate
Required Qualifications
- Bachelor’s degree or military experience (experience)
- At least 7 years of data analysis experience (experience)
- At least 3 years of experience in consumer lending, credit risk policy or risk analytics (experience)
- At least 3 years of experience with influencing senior level executives or regulators (experience)
- Master’s Degree (preferred) (experience)
Responsibilities
- Conduct risk-based reviews of consumer credit portfolios
- Identify credit process weaknesses and emerging trends
- Perform independent data analysis to identify policy gaps
- Track identified issues to resolution
- Communicate results to executive management
- Work with regulators and external auditors
Benefits
- general: comprehensive, competitive, and inclusive set of health, financial and other benefits
Answer 10 quick questions to check your fit for Consumer Credit Review Senior Manager @ Capital One.
Related Books and Jobs