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Lead Machine Learning Engineer

Capital One

Software and Technology Jobs

Lead Machine Learning Engineer

full-timePosted: Jan 14, 2026

Job Description

Overview

Capital One's Digital Commerce & Innovation organization is seeking a Lead Machine Learning Engineer with a passion for AI to join its Velocity Black by Capital One team. This Director will build and lead exceptional software engineering teams to reimagine concierge for the digital age. They must have the ability to attract and recruit the industry’s best talent, and simultaneously have the technical chops to ensure that we build compelling, customer-focused solutions in an iterative methodology.As a candidate for this role, you’re able to seamlessly switch from diving deep into technology with engineers to driving high-level, strategic discussions. You are a naturally curious technologist and stay on top of emerging trends, including prototyping of nascent technologies. You are not afraid to question any existing processes and solutions, yet you display a keen sense of business value proposition and focus on the right priorities. At Capital One, you will help leverage the transformative power of emerging AI capabilities to reimagine how we serve our customers and businesses who have come to love the products and services we build.Velocity Black by Capital One harnesses the power of artificial intelligence, the warmth of human experts and the convenience of the latest interfaces to help high-performance people actualize the full potential of their lives. By harnessing 24/7 chat, AI, and mobile payments, we help our customers do more and be more in the digital age. From access to the hottest restaurants to guaranteed upgrades at the world’s finest resorts. Make a custom request through the app and you will be chatting to our team within 1 minute, 24/7/365. The service we offer and build upon is unlike anything ever built before, and our product is rapidly evolving. Velocity Black is our core product, built in React Native and offering exclusive access and unbeatable word-wide service across Travel, Experiences, Luxury Goods and Dining. Our internal and bespoke request management platform, Gravity, is built with React and Node.js micro services, virtually augmenting our expert customer service agents with AI, delivering the unrivalled personal service our members expect and love.In this role, you will:
  • Design, build and deliver meaningful consumer products powered by the latest technology with a focus on applied AI for web and mobile 

  • Need to wear the ‘Product hat’ with deep empathy for the customer

  • Partner with a cross-functional team of engineers, research scientists, technical program managers, and product managers to evolve how our customers interact with Capital One

  • Work within and across teams to design, develop, test, implement, and support technical solutions across a full-stack of development tools and technologies

  • Lead the craftsmanship, availability, resilience, and scalability of your solutions

  • The Ideal Candidate:
  • You are deeply technical. You possess a strong foundation in engineering, and your passion for consumer technology and AI enables you to identify and act on user experience optimization opportunities that others miss. (KEEP)

  • You are familiar with Large Language Models (LLMs) and AI integration optimization techniques to improve the performance — scalability, cost, latency, throughput — of large scale production AI systems (KEEP)

  • You have experience integrating solutions into a complex web service & mobile application ecosystem

  • Emphasis on building maintainable, well-tested and resilient solutions.

  • Passion for staying abreast of the latest research, and an ability to intuitively understand highly technical publications and judiciously apply novel techniques in production.

  • Basic Qualifications:
  • Bachelor’s Degree 

  • At least 6 years of experience designing and building data-intensive solutions using distributed computing (Internship experience does not apply)

  • At least 4 years of experience programming with Python, Scala, or Java

  • At least 2 years of experience building, scaling, and optimizing ML systems

  • Preferred Qualifications:
  • Master's or Doctoral Degree in computer science, electrical engineering, mathematics, or a similar field

  • 3+ years of experience building production-ready data pipelines that feed ML models 

  • 3+ years of on-the-job experience with an industry recognized ML framework such as scikit-learn, PyTorch, Dask, Spark, or TensorFlow 

  • 2+ years of experience developing performant, resilient, and maintainable code

  • 2+ years of experience with data gathering and preparation for ML models

  • 2+ years of people leader experience

  • 1+ years of experience leading teams developing ML solutions using industry best practices, patterns, and automation 

  • Experience developing and deploying ML solutions in a public cloud such as AWS, Azure, or Google Cloud Platform

  • Experience designing, implementing, and scaling complex data pipelines for ML models and evaluating their performance 

  • ML industry impact through conference presentations, papers, blog posts, open source contributions, or patents 

  • At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer).The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.









    Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

    Locations

    • New York, New York New York, New YorkNew York

    Salary

    Estimated Salary Rangemedium confidence

    80,000 - 135,000 USD / yearly

    * This is an estimated range based on market data and may vary based on experience and qualifications.

    Skills Required

    • Machine Learning engineeringintermediate
    • AI integration and Large Language Models (LLMs)intermediate
    • Python, Scala, or Java programmingintermediate
    • Distributed computingintermediate
    • Data pipeline developmentintermediate
    • People leadershipintermediate
    • Cloud deployment (AWS, Azure, GCP)intermediate

    Required Qualifications

    • Bachelor’s Degree (experience)
    • At least 6 years designing/building data-intensive solutions using distributed computing (experience)
    • At least 4 years programming with Python, Scala, or Java (experience)
    • At least 2 years building, scaling, optimizing ML systems (experience)
    • Preferred: Master's or Doctoral Degree in CS, EE, Math (experience)
    • Preferred: 2+ years people leader experience (experience)

    Responsibilities

    • Design, build and deliver AI-powered consumer products for web/mobile
    • Partner with cross-functional teams to evolve customer interactions
    • Work across teams to design, develop, test, implement technical solutions
    • Lead craftsmanship, availability, resilience, scalability of solutions
    • Build and lead software engineering teams
    • Prototype nascent technologies and stay on emerging trends

    Benefits

    • general: Comprehensive, competitive, and inclusive health benefits
    • general: Financial benefits
    • general: Other benefits supporting total well-being

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    Capital One logo

    Lead Machine Learning Engineer

    Capital One

    Software and Technology Jobs

    Lead Machine Learning Engineer

    full-timePosted: Jan 14, 2026

    Job Description

    Overview

    Capital One's Digital Commerce & Innovation organization is seeking a Lead Machine Learning Engineer with a passion for AI to join its Velocity Black by Capital One team. This Director will build and lead exceptional software engineering teams to reimagine concierge for the digital age. They must have the ability to attract and recruit the industry’s best talent, and simultaneously have the technical chops to ensure that we build compelling, customer-focused solutions in an iterative methodology.As a candidate for this role, you’re able to seamlessly switch from diving deep into technology with engineers to driving high-level, strategic discussions. You are a naturally curious technologist and stay on top of emerging trends, including prototyping of nascent technologies. You are not afraid to question any existing processes and solutions, yet you display a keen sense of business value proposition and focus on the right priorities. At Capital One, you will help leverage the transformative power of emerging AI capabilities to reimagine how we serve our customers and businesses who have come to love the products and services we build.Velocity Black by Capital One harnesses the power of artificial intelligence, the warmth of human experts and the convenience of the latest interfaces to help high-performance people actualize the full potential of their lives. By harnessing 24/7 chat, AI, and mobile payments, we help our customers do more and be more in the digital age. From access to the hottest restaurants to guaranteed upgrades at the world’s finest resorts. Make a custom request through the app and you will be chatting to our team within 1 minute, 24/7/365. The service we offer and build upon is unlike anything ever built before, and our product is rapidly evolving. Velocity Black is our core product, built in React Native and offering exclusive access and unbeatable word-wide service across Travel, Experiences, Luxury Goods and Dining. Our internal and bespoke request management platform, Gravity, is built with React and Node.js micro services, virtually augmenting our expert customer service agents with AI, delivering the unrivalled personal service our members expect and love.In this role, you will:
  • Design, build and deliver meaningful consumer products powered by the latest technology with a focus on applied AI for web and mobile 

  • Need to wear the ‘Product hat’ with deep empathy for the customer

  • Partner with a cross-functional team of engineers, research scientists, technical program managers, and product managers to evolve how our customers interact with Capital One

  • Work within and across teams to design, develop, test, implement, and support technical solutions across a full-stack of development tools and technologies

  • Lead the craftsmanship, availability, resilience, and scalability of your solutions

  • The Ideal Candidate:
  • You are deeply technical. You possess a strong foundation in engineering, and your passion for consumer technology and AI enables you to identify and act on user experience optimization opportunities that others miss. (KEEP)

  • You are familiar with Large Language Models (LLMs) and AI integration optimization techniques to improve the performance — scalability, cost, latency, throughput — of large scale production AI systems (KEEP)

  • You have experience integrating solutions into a complex web service & mobile application ecosystem

  • Emphasis on building maintainable, well-tested and resilient solutions.

  • Passion for staying abreast of the latest research, and an ability to intuitively understand highly technical publications and judiciously apply novel techniques in production.

  • Basic Qualifications:
  • Bachelor’s Degree 

  • At least 6 years of experience designing and building data-intensive solutions using distributed computing (Internship experience does not apply)

  • At least 4 years of experience programming with Python, Scala, or Java

  • At least 2 years of experience building, scaling, and optimizing ML systems

  • Preferred Qualifications:
  • Master's or Doctoral Degree in computer science, electrical engineering, mathematics, or a similar field

  • 3+ years of experience building production-ready data pipelines that feed ML models 

  • 3+ years of on-the-job experience with an industry recognized ML framework such as scikit-learn, PyTorch, Dask, Spark, or TensorFlow 

  • 2+ years of experience developing performant, resilient, and maintainable code

  • 2+ years of experience with data gathering and preparation for ML models

  • 2+ years of people leader experience

  • 1+ years of experience leading teams developing ML solutions using industry best practices, patterns, and automation 

  • Experience developing and deploying ML solutions in a public cloud such as AWS, Azure, or Google Cloud Platform

  • Experience designing, implementing, and scaling complex data pipelines for ML models and evaluating their performance 

  • ML industry impact through conference presentations, papers, blog posts, open source contributions, or patents 

  • At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer).The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.









    Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

    Locations

    • New York, New York New York, New YorkNew York

    Salary

    Estimated Salary Rangemedium confidence

    80,000 - 135,000 USD / yearly

    * This is an estimated range based on market data and may vary based on experience and qualifications.

    Skills Required

    • Machine Learning engineeringintermediate
    • AI integration and Large Language Models (LLMs)intermediate
    • Python, Scala, or Java programmingintermediate
    • Distributed computingintermediate
    • Data pipeline developmentintermediate
    • People leadershipintermediate
    • Cloud deployment (AWS, Azure, GCP)intermediate

    Required Qualifications

    • Bachelor’s Degree (experience)
    • At least 6 years designing/building data-intensive solutions using distributed computing (experience)
    • At least 4 years programming with Python, Scala, or Java (experience)
    • At least 2 years building, scaling, optimizing ML systems (experience)
    • Preferred: Master's or Doctoral Degree in CS, EE, Math (experience)
    • Preferred: 2+ years people leader experience (experience)

    Responsibilities

    • Design, build and deliver AI-powered consumer products for web/mobile
    • Partner with cross-functional teams to evolve customer interactions
    • Work across teams to design, develop, test, implement technical solutions
    • Lead craftsmanship, availability, resilience, scalability of solutions
    • Build and lead software engineering teams
    • Prototype nascent technologies and stay on emerging trends

    Benefits

    • general: Comprehensive, competitive, and inclusive health benefits
    • general: Financial benefits
    • general: Other benefits supporting total well-being

    Target Your Resume for "Lead Machine Learning Engineer" , Capital One

    Get personalized recommendations to optimize your resume specifically for Lead Machine Learning Engineer. Takes only 15 seconds!

    AI-powered keyword optimization
    Skills matching & gap analysis
    Experience alignment suggestions

    Check Your ATS Score for "Lead Machine Learning Engineer" , Capital One

    Find out how well your resume matches this job's requirements. Get comprehensive analysis including ATS compatibility, keyword matching, skill gaps, and personalized recommendations.

    ATS compatibility check
    Keyword optimization analysis
    Skill matching & gap identification
    Format & readability score

    Answer 10 quick questions to check your fit for Lead Machine Learning Engineer @ Capital One.

    Quiz Challenge
    10 Questions
    ~2 Minutes
    Instant Score

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    No related jobs found at the moment.