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Manager, Product Management, Authorizations

Capital One

Software and Technology Jobs

Manager, Product Management, Authorizations

full-timePosted: Jan 14, 2026

Job Description

Overview

Manager, Product Management (PXDP50) Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology. We believe our portfolio of businesses and investments in growth and transformation will result in a company with the scale, brand, capabilities, talent, and values to succeed as the digital revolution transforms our society and our industry.About the Team Would you be excited about a role where you touch every single credit card authorization transaction and have a front row seat on Capital One’s integration with the Discover Network? How about partnering with a wide variety of platform and business stakeholders to migrate the Discover Network integration from our legacy vendor-based capability to a new piece of technology and deliver on a top enterprise priority? If so, this might be the role for you! 

We are a Spend Processing Solutions and own Capital One capabilities related to processing credit card issuer authorization transactions. While we’ve traditionally relied on third party vendors to process these transactions, we’re hard at work building out the future of Capital One authorization processing technology. Freed from the constraints of our legacy vendor solution limitations, Capital One will unlock tremendous value through richer payment network data, a fully in-house authorization processing integration with our next-gen decisioning capabilities, and data processing flows that power real-time, intelligent customer experiences. 
We’re looking for a highly skilled Product Manager with strong cross-functional problem solving and transformational leadership competencies to:
  • Drive the Discover Network integration program to completion on our legacy vendor platform while partnering closely with Spend Processing Solutions stakeholders (and beyond) to deliver a well-managed migration to the target state Spend Processing Solutions platform.
  • Cultivate a deep, horizontal understanding of payments product strategy, credit intent, upstream and downstream payment lifecycle processes, decisioning technology, controls, and customer-facing experiences that are impacted by credit card issuer authorization transaction processing flows or data.
  • Contribute to and deliver on a product roadmap that works backwards from those stakeholders needs as we support the Discover Program.
  • Oversee an agile delivery operational model with our external vendor in partnership with internal tech and system integration team resources
  • Enable refinement, execution, and adoption of automated testing capabilities and data governance strategies that reduce manual effort and increase the likelihood of detecting intent or execution errors prior to a customer impact. 
  • Ensure Capital One remains in good standing with payment networks by supporting thorough impact assessments and change validations for semi-annual and ad-hoc issuer compliance workstreams.
  • Capital One Product FrameworkIn this role, you’ll be expected to demonstrate proficiency in five key areas which we consider to be the foundation for successful Product management:
  • Human Centered- Obsesses about internal and external customer needs to reimagine and innovate product solutions

  • Business Focused - Delivers game-changing outcomes by focusing on leverage and execution excellence

  • Technology Driven - Leverages technology to deliver innovative and resilient solutions that enable both near term and long term value

  • Integrated Problem Solving- Identifies and resolves complex problems to deliver outcomes while mitigating product risks 

  • Transformational Leadership - Leads cross functional teams to solve customer problems and drive organizational alignment

  • Basic Qualifications:
  • At least 3 years of experience working in Product Management

  • Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: 

    • A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field)

    • A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field) or an MBA with a quantitative concentration

  • Preferred Qualifications:
  • Experience translating business strategy and analysis into consumer facing digital products

  • At this time, Capital One will not sponsor a new applicant for employment authorization for this positionThe minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.









    Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

    Locations

    • Richmond, Virginia Richmond, VirginiaNew York

    Salary

    Estimated Salary Rangemedium confidence

    80,000 - 135,000 USD / yearly

    * This is an estimated range based on market data and may vary based on experience and qualifications.

    Skills Required

    • product managementintermediate
    • cross-functional problem solvingintermediate
    • transformational leadershipintermediate
    • payments product strategyintermediate
    • agile deliveryintermediate
    • data governanceintermediate

    Required Qualifications

    • At least 3 years of experience working in Product Management (experience)
    • Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field) (experience)
    • Master's Degree in a quantitative field or an MBA with a quantitative concentration (experience)

    Responsibilities

    • Drive the Discover Network integration program to completion on our legacy vendor platform
    • Cultivate a deep, horizontal understanding of payments product strategy, credit intent, upstream and downstream payment lifecycle processes
    • Contribute to and deliver on a product roadmap that works backwards from those stakeholders needs
    • Oversee an agile delivery operational model with our external vendor in partnership with internal tech and system integration team resources
    • Enable refinement, execution, and adoption of automated testing capabilities and data governance strategies
    • Ensure Capital One remains in good standing with payment networks by supporting thorough impact assessments and change validations

    Benefits

    • general: comprehensive, competitive, and inclusive set of health, financial and other benefits

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    Capital One logo

    Manager, Product Management, Authorizations

    Capital One

    Software and Technology Jobs

    Manager, Product Management, Authorizations

    full-timePosted: Jan 14, 2026

    Job Description

    Overview

    Manager, Product Management (PXDP50) Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology. We believe our portfolio of businesses and investments in growth and transformation will result in a company with the scale, brand, capabilities, talent, and values to succeed as the digital revolution transforms our society and our industry.About the Team Would you be excited about a role where you touch every single credit card authorization transaction and have a front row seat on Capital One’s integration with the Discover Network? How about partnering with a wide variety of platform and business stakeholders to migrate the Discover Network integration from our legacy vendor-based capability to a new piece of technology and deliver on a top enterprise priority? If so, this might be the role for you! 

    We are a Spend Processing Solutions and own Capital One capabilities related to processing credit card issuer authorization transactions. While we’ve traditionally relied on third party vendors to process these transactions, we’re hard at work building out the future of Capital One authorization processing technology. Freed from the constraints of our legacy vendor solution limitations, Capital One will unlock tremendous value through richer payment network data, a fully in-house authorization processing integration with our next-gen decisioning capabilities, and data processing flows that power real-time, intelligent customer experiences. 
    We’re looking for a highly skilled Product Manager with strong cross-functional problem solving and transformational leadership competencies to:
  • Drive the Discover Network integration program to completion on our legacy vendor platform while partnering closely with Spend Processing Solutions stakeholders (and beyond) to deliver a well-managed migration to the target state Spend Processing Solutions platform.
  • Cultivate a deep, horizontal understanding of payments product strategy, credit intent, upstream and downstream payment lifecycle processes, decisioning technology, controls, and customer-facing experiences that are impacted by credit card issuer authorization transaction processing flows or data.
  • Contribute to and deliver on a product roadmap that works backwards from those stakeholders needs as we support the Discover Program.
  • Oversee an agile delivery operational model with our external vendor in partnership with internal tech and system integration team resources
  • Enable refinement, execution, and adoption of automated testing capabilities and data governance strategies that reduce manual effort and increase the likelihood of detecting intent or execution errors prior to a customer impact. 
  • Ensure Capital One remains in good standing with payment networks by supporting thorough impact assessments and change validations for semi-annual and ad-hoc issuer compliance workstreams.
  • Capital One Product FrameworkIn this role, you’ll be expected to demonstrate proficiency in five key areas which we consider to be the foundation for successful Product management:
  • Human Centered- Obsesses about internal and external customer needs to reimagine and innovate product solutions

  • Business Focused - Delivers game-changing outcomes by focusing on leverage and execution excellence

  • Technology Driven - Leverages technology to deliver innovative and resilient solutions that enable both near term and long term value

  • Integrated Problem Solving- Identifies and resolves complex problems to deliver outcomes while mitigating product risks 

  • Transformational Leadership - Leads cross functional teams to solve customer problems and drive organizational alignment

  • Basic Qualifications:
  • At least 3 years of experience working in Product Management

  • Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: 

    • A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field)

    • A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field) or an MBA with a quantitative concentration

  • Preferred Qualifications:
  • Experience translating business strategy and analysis into consumer facing digital products

  • At this time, Capital One will not sponsor a new applicant for employment authorization for this positionThe minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.









    Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

    Locations

    • Richmond, Virginia Richmond, VirginiaNew York

    Salary

    Estimated Salary Rangemedium confidence

    80,000 - 135,000 USD / yearly

    * This is an estimated range based on market data and may vary based on experience and qualifications.

    Skills Required

    • product managementintermediate
    • cross-functional problem solvingintermediate
    • transformational leadershipintermediate
    • payments product strategyintermediate
    • agile deliveryintermediate
    • data governanceintermediate

    Required Qualifications

    • At least 3 years of experience working in Product Management (experience)
    • Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field) (experience)
    • Master's Degree in a quantitative field or an MBA with a quantitative concentration (experience)

    Responsibilities

    • Drive the Discover Network integration program to completion on our legacy vendor platform
    • Cultivate a deep, horizontal understanding of payments product strategy, credit intent, upstream and downstream payment lifecycle processes
    • Contribute to and deliver on a product roadmap that works backwards from those stakeholders needs
    • Oversee an agile delivery operational model with our external vendor in partnership with internal tech and system integration team resources
    • Enable refinement, execution, and adoption of automated testing capabilities and data governance strategies
    • Ensure Capital One remains in good standing with payment networks by supporting thorough impact assessments and change validations

    Benefits

    • general: comprehensive, competitive, and inclusive set of health, financial and other benefits

    Target Your Resume for "Manager, Product Management, Authorizations" , Capital One

    Get personalized recommendations to optimize your resume specifically for Manager, Product Management, Authorizations. Takes only 15 seconds!

    AI-powered keyword optimization
    Skills matching & gap analysis
    Experience alignment suggestions

    Check Your ATS Score for "Manager, Product Management, Authorizations" , Capital One

    Find out how well your resume matches this job's requirements. Get comprehensive analysis including ATS compatibility, keyword matching, skill gaps, and personalized recommendations.

    ATS compatibility check
    Keyword optimization analysis
    Skill matching & gap identification
    Format & readability score

    Answer 10 quick questions to check your fit for Manager, Product Management, Authorizations @ Capital One.

    Quiz Challenge
    10 Questions
    ~2 Minutes
    Instant Score

    Related Books and Jobs

    No related jobs found at the moment.