Principal Data Scientist
Capital One
Principal Data Scientist
Job Description
Overview
Principal Associate, Data Scientist - Bank Operations Data Science - Payments OrganizationData is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.Team DescriptionThe Bank Operations Data Science team builds the machine learning models that help provide core capabilities internally such as Check/Document Reading, Anomaly Identification, Natural Language Processing of Calls, and operational forecasting. We build ground-breaking industry leading models using emerging technologies like neural networks, LLMs, transformer architectures, and agentic experiences.Role DescriptionIn this role, you will:Partner with a cross-functional team of data scientists, software engineers, business analysts, and product managers to deliver a product customers love
Leverage a broad stack of technologies — Python, Snowflake, and more — to reveal the insights hidden within huge volumes of numeric and textual data
Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation
Flex your interpersonal skills to translate the complexity of your work into tangible business goals
This role works directly with our Enterprise Payments team to streamline all payment/monetary transfer channels. This ranges from ingestion, through anomaly detection, and even operational streamlining with agentic processes.
Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.
Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea.
Technical. You’re comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.
Statistically-minded. You’ve built models, validated them, and backtested them. You know how to interpret a confusion matrix or a ROC curve. You have experience with clustering, classification, sentiment analysis, time series, and deep learning.
Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 5 years of experience performing data analytics
A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 3 years of experience performing data analytics
A PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field)
Master’s Degree in “STEM” field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics, or PhD in “STEM” field (Science, Technology, Engineering, or Mathematics)
At least 1 year of experience working with AWS
At least 3 years’ experience in Python
At least 3 years’ experience with machine learning
At least 3 years’ experience with SQL
At least one agentic system personally built
At least one machine vision model personally built
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Locations
- McLean, Virginia, United States
- Richmond, Virginia McLean, VirginiaMcLean
Salary
45,000 - 80,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Pythonintermediate
- SQLintermediate
- Machine learningintermediate
- AWSintermediate
- Snowflakeintermediate
- Neural networksintermediate
- LLMsintermediate
- Transformer architecturesintermediate
- Agentic systemsintermediate
- Machine visionintermediate
Required Qualifications
- Bachelor's Degree in quantitative field + 5 years data analytics experience (experience)
- Master's Degree in quantitative field or MBA with quantitative concentration + 3 years data analytics (experience)
- PhD in quantitative field (experience)
- Preferred: At least 3 years Python, 3 years machine learning, 3 years SQL, 1 year AWS (experience)
Responsibilities
- Partner with cross-functional team to deliver products
- Leverage Python, Snowflake to analyze numeric and textual data
- Build machine learning models through all phases (design, training, evaluation, validation, implementation)
- Translate complex work into tangible business goals
- Work with Enterprise Payments team on payment channels, anomaly detection, operational streamlining
Benefits
- general: Comprehensive health benefits
- general: Financial benefits
- general: Other benefits supporting total well-being
Answer 10 quick questions to check your fit for Principal Data Scientist @ Capital One.
Related Books and Jobs
Principal Data Scientist
Capital One
Principal Data Scientist
Job Description
Overview
Principal Associate, Data Scientist - Bank Operations Data Science - Payments OrganizationData is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.Team DescriptionThe Bank Operations Data Science team builds the machine learning models that help provide core capabilities internally such as Check/Document Reading, Anomaly Identification, Natural Language Processing of Calls, and operational forecasting. We build ground-breaking industry leading models using emerging technologies like neural networks, LLMs, transformer architectures, and agentic experiences.Role DescriptionIn this role, you will:Partner with a cross-functional team of data scientists, software engineers, business analysts, and product managers to deliver a product customers love
Leverage a broad stack of technologies — Python, Snowflake, and more — to reveal the insights hidden within huge volumes of numeric and textual data
Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation
Flex your interpersonal skills to translate the complexity of your work into tangible business goals
This role works directly with our Enterprise Payments team to streamline all payment/monetary transfer channels. This ranges from ingestion, through anomaly detection, and even operational streamlining with agentic processes.
Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.
Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea.
Technical. You’re comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.
Statistically-minded. You’ve built models, validated them, and backtested them. You know how to interpret a confusion matrix or a ROC curve. You have experience with clustering, classification, sentiment analysis, time series, and deep learning.
Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 5 years of experience performing data analytics
A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 3 years of experience performing data analytics
A PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field)
Master’s Degree in “STEM” field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics, or PhD in “STEM” field (Science, Technology, Engineering, or Mathematics)
At least 1 year of experience working with AWS
At least 3 years’ experience in Python
At least 3 years’ experience with machine learning
At least 3 years’ experience with SQL
At least one agentic system personally built
At least one machine vision model personally built
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Locations
- McLean, Virginia, United States
- Richmond, Virginia McLean, VirginiaMcLean
Salary
45,000 - 80,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Pythonintermediate
- SQLintermediate
- Machine learningintermediate
- AWSintermediate
- Snowflakeintermediate
- Neural networksintermediate
- LLMsintermediate
- Transformer architecturesintermediate
- Agentic systemsintermediate
- Machine visionintermediate
Required Qualifications
- Bachelor's Degree in quantitative field + 5 years data analytics experience (experience)
- Master's Degree in quantitative field or MBA with quantitative concentration + 3 years data analytics (experience)
- PhD in quantitative field (experience)
- Preferred: At least 3 years Python, 3 years machine learning, 3 years SQL, 1 year AWS (experience)
Responsibilities
- Partner with cross-functional team to deliver products
- Leverage Python, Snowflake to analyze numeric and textual data
- Build machine learning models through all phases (design, training, evaluation, validation, implementation)
- Translate complex work into tangible business goals
- Work with Enterprise Payments team on payment channels, anomaly detection, operational streamlining
Benefits
- general: Comprehensive health benefits
- general: Financial benefits
- general: Other benefits supporting total well-being
Answer 10 quick questions to check your fit for Principal Data Scientist @ Capital One.
Related Books and Jobs