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Principal Financial Analyst

Capital One

Finance Jobs

Principal Financial Analyst

full-timePosted: Jan 14, 2026

Job Description

Overview

Capital One is looking for a Financial Analyst to join the Capital One Software Finance team. This associate will help influence financial performance across the Software business by analyzing current financial results to identify and address evolving business needs, evaluating trends, communicating expected outcomes, and leading the development of compelling new analytics. This role offers the opportunity to collaborate with business leaders, guiding strategic direction toward sustained performance. The ideal candidate will proactively identify and execute ad hoc analyses to support business objectives, while also challenging existing processes for increased proactivity, effectiveness, and efficiency. An interest in understanding the complexities of the Software business is essential.Financial Analysts perform financial data analysis in preparing financial statements and frequently build reports for higher level associates; provide management and business clients with project statuses; perform reporting and analysis to support presentation and ad-hoc requests. You will be asked to challenge our current well-managed processes to be more proactive, effective, and efficient, and you will be encouraged to find new ways to tell stories, analyze trends, and diagnose results in a compelling and visual nature. The role requires strong communication, problem solving, strategic thinking and influencing skills: 
  • Articulate outcomes of analysis and relevant insights

  • Develop presentations to communicate business and analysis results to senior audiences

  • Foster trusted business relationships

  • General Responsibilities: 
  • Prepare monthly, quarterly, and annual financial reporting and analysis

  • Lead development of presentations to communicate analysis results to senior audiences, clearly articulate outcomes of analysis to leadership teams

  • Accurately analyze & explain key cost drivers and monthly variances, suggest actions to the business, and help manage the regular reporting process

  • Proactively identify and lead new analysis that drives additional insights into business performance and opportunities

  • Partner with finance leaders and their teams, as well as other internal stakeholders

  • Provide management and business clients with project statuses

  • Work closely with the finance team to help identify areas and processes for driving efficiencies

  • React to ad-hoc requests and special projects

  • Manage, prioritize, and delegate tasks independently

  • Basic Qualifications: 
  • Bachelor’s Degree or military experience

  • At least 3 years of experience in financial analysis, financial modeling, or a combination 

  • Preferred Qualifications: 
  • Bachelor’s degree in a quantitative field (Finance, Accounting, Economics, Mathematics, Engineering) or military experience

  • Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance 

  • Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license 

  • 5+ years of experience in financial analysis and financial modeling

  • Excellent verbal and written communication skills

  • 3+ years experience in financial services, banking or technology industries

  • 3+ years experience partnering with senior leaders and internal stakeholders

  • At this time, Capital One will not sponsor a new applicant for employment authorization for this position.The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.









    Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

    Locations

    • McLean, Virginia, United States
    • Richmond, Virginia McLean, VirginiaRichmond

    Salary

    Estimated Salary Rangemedium confidence

    50,000 - 85,000 USD / yearly

    * This is an estimated range based on market data and may vary based on experience and qualifications.

    Skills Required

    • Financial analysis and modelingintermediate
    • Data visualization and reportingintermediate
    • Strategic communicationintermediate
    • Problem-solvingintermediate
    • Stakeholder relationship managementintermediate

    Required Qualifications

    • Bachelor’s Degree or military experience (experience)
    • At least 3 years of experience in financial analysis, financial modeling, or a combination (experience)
    • Bachelor’s degree in a quantitative field (Finance, Accounting, Economics, Mathematics, Engineering) or military experience (preferred) (experience)
    • Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance (preferred) (experience)
    • Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license (preferred) (experience)

    Responsibilities

    • Prepare monthly, quarterly, and annual financial reporting and analysis
    • Lead development of presentations to communicate analysis results to senior audiences
    • Accurately analyze & explain key cost drivers and monthly variances
    • Proactively identify and lead new analysis that drives additional insights
    • Partner with finance leaders and other internal stakeholders
    • React to ad-hoc requests and special projects

    Benefits

    • general: Comprehensive, competitive, and inclusive set of health, financial and other benefits

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    Capital One logo

    Principal Financial Analyst

    Capital One

    Finance Jobs

    Principal Financial Analyst

    full-timePosted: Jan 14, 2026

    Job Description

    Overview

    Capital One is looking for a Financial Analyst to join the Capital One Software Finance team. This associate will help influence financial performance across the Software business by analyzing current financial results to identify and address evolving business needs, evaluating trends, communicating expected outcomes, and leading the development of compelling new analytics. This role offers the opportunity to collaborate with business leaders, guiding strategic direction toward sustained performance. The ideal candidate will proactively identify and execute ad hoc analyses to support business objectives, while also challenging existing processes for increased proactivity, effectiveness, and efficiency. An interest in understanding the complexities of the Software business is essential.Financial Analysts perform financial data analysis in preparing financial statements and frequently build reports for higher level associates; provide management and business clients with project statuses; perform reporting and analysis to support presentation and ad-hoc requests. You will be asked to challenge our current well-managed processes to be more proactive, effective, and efficient, and you will be encouraged to find new ways to tell stories, analyze trends, and diagnose results in a compelling and visual nature. The role requires strong communication, problem solving, strategic thinking and influencing skills: 
  • Articulate outcomes of analysis and relevant insights

  • Develop presentations to communicate business and analysis results to senior audiences

  • Foster trusted business relationships

  • General Responsibilities: 
  • Prepare monthly, quarterly, and annual financial reporting and analysis

  • Lead development of presentations to communicate analysis results to senior audiences, clearly articulate outcomes of analysis to leadership teams

  • Accurately analyze & explain key cost drivers and monthly variances, suggest actions to the business, and help manage the regular reporting process

  • Proactively identify and lead new analysis that drives additional insights into business performance and opportunities

  • Partner with finance leaders and their teams, as well as other internal stakeholders

  • Provide management and business clients with project statuses

  • Work closely with the finance team to help identify areas and processes for driving efficiencies

  • React to ad-hoc requests and special projects

  • Manage, prioritize, and delegate tasks independently

  • Basic Qualifications: 
  • Bachelor’s Degree or military experience

  • At least 3 years of experience in financial analysis, financial modeling, or a combination 

  • Preferred Qualifications: 
  • Bachelor’s degree in a quantitative field (Finance, Accounting, Economics, Mathematics, Engineering) or military experience

  • Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance 

  • Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license 

  • 5+ years of experience in financial analysis and financial modeling

  • Excellent verbal and written communication skills

  • 3+ years experience in financial services, banking or technology industries

  • 3+ years experience partnering with senior leaders and internal stakeholders

  • At this time, Capital One will not sponsor a new applicant for employment authorization for this position.The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.









    Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

    Locations

    • McLean, Virginia, United States
    • Richmond, Virginia McLean, VirginiaRichmond

    Salary

    Estimated Salary Rangemedium confidence

    50,000 - 85,000 USD / yearly

    * This is an estimated range based on market data and may vary based on experience and qualifications.

    Skills Required

    • Financial analysis and modelingintermediate
    • Data visualization and reportingintermediate
    • Strategic communicationintermediate
    • Problem-solvingintermediate
    • Stakeholder relationship managementintermediate

    Required Qualifications

    • Bachelor’s Degree or military experience (experience)
    • At least 3 years of experience in financial analysis, financial modeling, or a combination (experience)
    • Bachelor’s degree in a quantitative field (Finance, Accounting, Economics, Mathematics, Engineering) or military experience (preferred) (experience)
    • Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance (preferred) (experience)
    • Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license (preferred) (experience)

    Responsibilities

    • Prepare monthly, quarterly, and annual financial reporting and analysis
    • Lead development of presentations to communicate analysis results to senior audiences
    • Accurately analyze & explain key cost drivers and monthly variances
    • Proactively identify and lead new analysis that drives additional insights
    • Partner with finance leaders and other internal stakeholders
    • React to ad-hoc requests and special projects

    Benefits

    • general: Comprehensive, competitive, and inclusive set of health, financial and other benefits

    Target Your Resume for "Principal Financial Analyst" , Capital One

    Get personalized recommendations to optimize your resume specifically for Principal Financial Analyst. Takes only 15 seconds!

    AI-powered keyword optimization
    Skills matching & gap analysis
    Experience alignment suggestions

    Check Your ATS Score for "Principal Financial Analyst" , Capital One

    Find out how well your resume matches this job's requirements. Get comprehensive analysis including ATS compatibility, keyword matching, skill gaps, and personalized recommendations.

    ATS compatibility check
    Keyword optimization analysis
    Skill matching & gap identification
    Format & readability score

    Answer 10 quick questions to check your fit for Principal Financial Analyst @ Capital One.

    Quiz Challenge
    10 Questions
    ~2 Minutes
    Instant Score

    Related Books and Jobs

    No related jobs found at the moment.