Principal Risk Associate, Enterprise Payments Risk Management
Capital One
Principal Risk Associate, Enterprise Payments Risk Management
Job Description
Overview
Do you want to be part of an organization that’s dedicated to helping Capital One identify, manage and effectively mitigate risk – for our customers, our communities and our associates? As part of Operational Risk Management (ORM), you’ll work with talented associates to provide oversight and effective challenge to ensure that our business partners are adequately managing risk when initiating and processing payments (e.g. ACH, Wire Transfers, checks, etc.). You’ll also bring your unique perspective and experiences to help us be rigorous, curious, and creative. Successful Principal Risk Specialists have a natural passion for managing risk with excellent project, process, and analytical skills. Principal Risk Associates partner with first- and second-line partners in an open, collaborative environment where new ideas and solutions are both welcomed and rewarded. The ideal candidate will bring a big picture perspective and have a high degree of autonomy within their daily work.Responsibilities:Provide Payments Risk consulting and effective challenge to business partners through ongoing risk assessment activities, engagement in payments-related initiatives and projects, and understanding of payments risks and activities, including ACH and Nacha requirements.
Develop and leverage key relationships with cross-functional teams and key first line of defense contacts, providing advice and effective challenge, as required.
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise.
Demonstrates independent and adaptive problem-solving and analysis skills with attention to detail.
Demonstrates strong communication, collaboration, problem solving and influencing skills across various levels of the organization.
Manage tasks and activities related to risk management initiatives and reporting to support the Enterprise Payments Risk Management team in a well-managed capacity
Research and identify external risk themes related to payments.
Bachelors’ Degree or military experience
At least 3 years of experience in a first-line or second-line risk management role supporting payments processes or at least 3 years of experience conducting payments audits in a financial institution environment.
4+ years of experience with ACH payments or experience managing adherence to Nacha requirements.
4+ years of Financial Services risk management experience within the Payments Risk or Payment Operations domain, with experience in Nacha requirements and ACH processes.
Certification within the payments industry (Accredited Payments Risk Professional (APRP), National Check Professional (NCP), Accredited ACH Professional (AAP), Accredited Faster Payments Professional (AFPP).
Knowledge of payments operating rules (Nacha Operating Rules, Real Time Payments Operating Rules)
Excellent communication abilities, both written and verbal
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Locations
- McLean, Virginia, United States
- Richmond, Virginia McLean, VirginiaRichmond
Salary
50,000 - 85,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Payments Risk consultingintermediate
- Risk assessment and analysisintermediate
- Cross-functional relationship buildingintermediate
- Issue/Event analysisintermediate
- Problem-solving and communicationintermediate
- Payments regulations knowledge (ACH, Nacha)intermediate
Required Qualifications
- Bachelors’ Degree or military experience (experience)
- At least 3 years of experience in first-line or second-line risk management role supporting payments processes or conducting payments audits (experience)
- Preferred: 4+ years with ACH payments or Nacha requirements (experience)
- Preferred: Certifications (APRP, NCP, AAP, AFPP) (experience)
Responsibilities
- Provide Payments Risk consulting and effective challenge to business partners
- Develop and leverage key relationships with cross-functional teams
- Conduct Issue/Event analysis observing trends in Payments Risk environment
- Manage tasks and activities related to risk management initiatives and reporting
- Research and identify external risk themes related to payments
- Demonstrate independent problem-solving and analysis skills
Benefits
- general: Comprehensive health benefits
- general: Financial benefits
- general: Other benefits supporting total well-being
Answer 10 quick questions to check your fit for Principal Risk Associate, Enterprise Payments Risk Management @ Capital One.
Related Books and Jobs
Principal Risk Associate, Enterprise Payments Risk Management
Capital One
Principal Risk Associate, Enterprise Payments Risk Management
Job Description
Overview
Do you want to be part of an organization that’s dedicated to helping Capital One identify, manage and effectively mitigate risk – for our customers, our communities and our associates? As part of Operational Risk Management (ORM), you’ll work with talented associates to provide oversight and effective challenge to ensure that our business partners are adequately managing risk when initiating and processing payments (e.g. ACH, Wire Transfers, checks, etc.). You’ll also bring your unique perspective and experiences to help us be rigorous, curious, and creative. Successful Principal Risk Specialists have a natural passion for managing risk with excellent project, process, and analytical skills. Principal Risk Associates partner with first- and second-line partners in an open, collaborative environment where new ideas and solutions are both welcomed and rewarded. The ideal candidate will bring a big picture perspective and have a high degree of autonomy within their daily work.Responsibilities:Provide Payments Risk consulting and effective challenge to business partners through ongoing risk assessment activities, engagement in payments-related initiatives and projects, and understanding of payments risks and activities, including ACH and Nacha requirements.
Develop and leverage key relationships with cross-functional teams and key first line of defense contacts, providing advice and effective challenge, as required.
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise.
Demonstrates independent and adaptive problem-solving and analysis skills with attention to detail.
Demonstrates strong communication, collaboration, problem solving and influencing skills across various levels of the organization.
Manage tasks and activities related to risk management initiatives and reporting to support the Enterprise Payments Risk Management team in a well-managed capacity
Research and identify external risk themes related to payments.
Bachelors’ Degree or military experience
At least 3 years of experience in a first-line or second-line risk management role supporting payments processes or at least 3 years of experience conducting payments audits in a financial institution environment.
4+ years of experience with ACH payments or experience managing adherence to Nacha requirements.
4+ years of Financial Services risk management experience within the Payments Risk or Payment Operations domain, with experience in Nacha requirements and ACH processes.
Certification within the payments industry (Accredited Payments Risk Professional (APRP), National Check Professional (NCP), Accredited ACH Professional (AAP), Accredited Faster Payments Professional (AFPP).
Knowledge of payments operating rules (Nacha Operating Rules, Real Time Payments Operating Rules)
Excellent communication abilities, both written and verbal
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Locations
- McLean, Virginia, United States
- Richmond, Virginia McLean, VirginiaRichmond
Salary
50,000 - 85,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Payments Risk consultingintermediate
- Risk assessment and analysisintermediate
- Cross-functional relationship buildingintermediate
- Issue/Event analysisintermediate
- Problem-solving and communicationintermediate
- Payments regulations knowledge (ACH, Nacha)intermediate
Required Qualifications
- Bachelors’ Degree or military experience (experience)
- At least 3 years of experience in first-line or second-line risk management role supporting payments processes or conducting payments audits (experience)
- Preferred: 4+ years with ACH payments or Nacha requirements (experience)
- Preferred: Certifications (APRP, NCP, AAP, AFPP) (experience)
Responsibilities
- Provide Payments Risk consulting and effective challenge to business partners
- Develop and leverage key relationships with cross-functional teams
- Conduct Issue/Event analysis observing trends in Payments Risk environment
- Manage tasks and activities related to risk management initiatives and reporting
- Research and identify external risk themes related to payments
- Demonstrate independent problem-solving and analysis skills
Benefits
- general: Comprehensive health benefits
- general: Financial benefits
- general: Other benefits supporting total well-being
Answer 10 quick questions to check your fit for Principal Risk Associate, Enterprise Payments Risk Management @ Capital One.
Related Books and Jobs