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Senior Associate, Accounting - Allowance for Credit Losses Governance and Change Management

Capital One

Finance Jobs

Senior Associate, Accounting - Allowance for Credit Losses Governance and Change Management

full-timePosted: Jan 14, 2026

Job Description

Overview

Does the idea of working with professional, highly trained accountants inspire you? Are you an accounting professional with a demonstrated ability to work well in teams, develop new ideas, and take ownership of your projects? Would you like the opportunity to individually contribute to the team, along with the opportunity to grow into a leader? Would you like to work in a collaborative environment where your contributions are recognized and rewarded, all while having a work-life balance? If so, opportunities for professional and personal fulfillment in a dynamic, progressive organization await you at Capital One!Capital One is seeking to hire a Senior Associate in the Controllers Accounting Department supporting the Allowance Governance and Change Management team within Credit Accounting. This function is primarily responsible for facilitating critical governance and change management activities and delivering on enterprise initiatives for the Allowance for Credit Losses (ACL), which is one of the most complex and material estimates for the Company. Detailed activities and responsibilities include:
  • Coordinate and facilitate governance and change management activities across multiple lines of business, including Credit Risk Management, Finance and Effective Challenge functions,

  • Develop effective cross-functional relationships and understand stakeholder needs to drive an efficient and effective governance process, 

  • Provide challenge and oversight of critical assumptions used to inform the Allowance and ensure compliance with Accounting and Regulatory requirements,

  • Contribute to the preparation of key documentation used to socialize Allowance recommendations and results to senior leadership,

  • Prepare impactful analysis on ACL metrics for executive leadership,

  • Support governance process enhancements as needed to appropriately address business and strategy changes, including portfolio and business acquisitions, and enterprise initiatives 

  • Lead process improvement initiatives and projects to reduce risk,

  • Execute SOX controls within the ACL process,

  • Support ACL compliance activities for management, internal audit and external audit groups,

  • Support activities conducted throughout the enterprise on behalf of Credit Accounting

  • Basic Qualifications:
  • Bachelors’ degree or military experience 

  • At least 1 year of experience in accounting, external financial reporting, audit, or finance, or a combination 

  • At least 1 year of experience with Google Office or Microsoft Office products, or a combination

  • Preferred Qualifications:
  • Certified Public Accountant (CPA) license

  • At least 2 years of experience in accounting, external financial reporting, audit, or finance, or a combination

  • Experience with Accounting Systems such as Peoplesoft, SAP or Oracle Financials

  • Experience with reporting systems such as Onestream, Tableau, Google Data Studio

  • The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.









    Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

    Locations

    • McLean, Virginia, United States
    • Wilmington, Delaware, United States
    • Richmond, Virginia McLean, VirginiaRichmond

    Salary

    Estimated Salary Rangemedium confidence

    50,000 - 85,000 USD / yearly

    * This is an estimated range based on market data and may vary based on experience and qualifications.

    Skills Required

    • Accountingintermediate
    • Financial reportingintermediate
    • Governanceintermediate
    • Change managementintermediate
    • Cross-functional collaborationintermediate
    • Process improvementintermediate

    Required Qualifications

    • Bachelors’ degree or military experience (experience)
    • At least 1 year of experience in accounting, external financial reporting, audit, or finance (experience)
    • Certified Public Accountant (CPA) license preferred (experience)

    Responsibilities

    • Coordinate governance and change management activities across lines of business
    • Develop cross-functional relationships and drive governance process
    • Provide challenge and oversight of Allowance assumptions
    • Prepare analysis on ACL metrics for executive leadership
    • Lead process improvement initiatives and execute SOX controls

    Benefits

    • general: Comprehensive, competitive, and inclusive set of health, financial and other benefits

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    Capital One logo

    Senior Associate, Accounting - Allowance for Credit Losses Governance and Change Management

    Capital One

    Finance Jobs

    Senior Associate, Accounting - Allowance for Credit Losses Governance and Change Management

    full-timePosted: Jan 14, 2026

    Job Description

    Overview

    Does the idea of working with professional, highly trained accountants inspire you? Are you an accounting professional with a demonstrated ability to work well in teams, develop new ideas, and take ownership of your projects? Would you like the opportunity to individually contribute to the team, along with the opportunity to grow into a leader? Would you like to work in a collaborative environment where your contributions are recognized and rewarded, all while having a work-life balance? If so, opportunities for professional and personal fulfillment in a dynamic, progressive organization await you at Capital One!Capital One is seeking to hire a Senior Associate in the Controllers Accounting Department supporting the Allowance Governance and Change Management team within Credit Accounting. This function is primarily responsible for facilitating critical governance and change management activities and delivering on enterprise initiatives for the Allowance for Credit Losses (ACL), which is one of the most complex and material estimates for the Company. Detailed activities and responsibilities include:
  • Coordinate and facilitate governance and change management activities across multiple lines of business, including Credit Risk Management, Finance and Effective Challenge functions,

  • Develop effective cross-functional relationships and understand stakeholder needs to drive an efficient and effective governance process, 

  • Provide challenge and oversight of critical assumptions used to inform the Allowance and ensure compliance with Accounting and Regulatory requirements,

  • Contribute to the preparation of key documentation used to socialize Allowance recommendations and results to senior leadership,

  • Prepare impactful analysis on ACL metrics for executive leadership,

  • Support governance process enhancements as needed to appropriately address business and strategy changes, including portfolio and business acquisitions, and enterprise initiatives 

  • Lead process improvement initiatives and projects to reduce risk,

  • Execute SOX controls within the ACL process,

  • Support ACL compliance activities for management, internal audit and external audit groups,

  • Support activities conducted throughout the enterprise on behalf of Credit Accounting

  • Basic Qualifications:
  • Bachelors’ degree or military experience 

  • At least 1 year of experience in accounting, external financial reporting, audit, or finance, or a combination 

  • At least 1 year of experience with Google Office or Microsoft Office products, or a combination

  • Preferred Qualifications:
  • Certified Public Accountant (CPA) license

  • At least 2 years of experience in accounting, external financial reporting, audit, or finance, or a combination

  • Experience with Accounting Systems such as Peoplesoft, SAP or Oracle Financials

  • Experience with reporting systems such as Onestream, Tableau, Google Data Studio

  • The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.









    Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

    Locations

    • McLean, Virginia, United States
    • Wilmington, Delaware, United States
    • Richmond, Virginia McLean, VirginiaRichmond

    Salary

    Estimated Salary Rangemedium confidence

    50,000 - 85,000 USD / yearly

    * This is an estimated range based on market data and may vary based on experience and qualifications.

    Skills Required

    • Accountingintermediate
    • Financial reportingintermediate
    • Governanceintermediate
    • Change managementintermediate
    • Cross-functional collaborationintermediate
    • Process improvementintermediate

    Required Qualifications

    • Bachelors’ degree or military experience (experience)
    • At least 1 year of experience in accounting, external financial reporting, audit, or finance (experience)
    • Certified Public Accountant (CPA) license preferred (experience)

    Responsibilities

    • Coordinate governance and change management activities across lines of business
    • Develop cross-functional relationships and drive governance process
    • Provide challenge and oversight of Allowance assumptions
    • Prepare analysis on ACL metrics for executive leadership
    • Lead process improvement initiatives and execute SOX controls

    Benefits

    • general: Comprehensive, competitive, and inclusive set of health, financial and other benefits

    Target Your Resume for "Senior Associate, Accounting - Allowance for Credit Losses Governance and Change Management" , Capital One

    Get personalized recommendations to optimize your resume specifically for Senior Associate, Accounting - Allowance for Credit Losses Governance and Change Management. Takes only 15 seconds!

    AI-powered keyword optimization
    Skills matching & gap analysis
    Experience alignment suggestions

    Check Your ATS Score for "Senior Associate, Accounting - Allowance for Credit Losses Governance and Change Management" , Capital One

    Find out how well your resume matches this job's requirements. Get comprehensive analysis including ATS compatibility, keyword matching, skill gaps, and personalized recommendations.

    ATS compatibility check
    Keyword optimization analysis
    Skill matching & gap identification
    Format & readability score

    Answer 10 quick questions to check your fit for Senior Associate, Accounting - Allowance for Credit Losses Governance and Change Management @ Capital One.

    Quiz Challenge
    10 Questions
    ~2 Minutes
    Instant Score

    Related Books and Jobs

    No related jobs found at the moment.