Overview

The Senior Associate, CRE Loan Screening role will sit on a team of screeners and analysts to pre-qualify and structure Commercial Real Estate (CRE) Balance Sheet secured loans, with support from the Senior Manager, CRE Loan Screening and the Line of Business’ leadership. This role will contribute to the preparation of proformas and associated loan calculations, structuring and issuing soft quotes, and screening briefs for submission to Underwriting and other stakeholders. Loan screening assignments will be across all major asset classes as well as the spectrum of risk and business plans: from ground-up development to value-add to stabilized.  
As part of the Production Enablement team they will also perform other duties as necessary to support the goals and objectives of the CRE platform and work directly with Relationship Managers and Managing Underwriters.

Responsibilities:

Understands parts of the procedural aspect of underwriting Capital One CRE Balance Sheet and Unitranche Loans from Client Loan Request to Term Sheet and can support communications with stakeholders and to customers 

Navigates deals through the screening process including coordination with various stakeholders on structuring, sizing, and quoting to ensure an efficient process with the client 

Works to identify exceptions / risks associated with the transactions and provides mitigated recommendation

Partners with Relationship Managers (RMs) to support client relationships and respond to client requests, by structuring and pricing incoming opportunities

Responsible for high quality outputs on screening memos to Balance Sheet stakeholders and Soft Quotes to the borrower, while also providing for competitive turnaround times. 

Has strong judgment and collaborates with Senior Manager, CRE Loan Screening and Production Enablement colleagues as needed.

Builds up-to-date knowledge of Capital One Balance Sheet products, credit parameters, and lending appetite by attending and supporting on-team training efforts.

Learns how to manage complex transactions with complicated borrower structures and unique property/market characteristics

Attends industry conferences and client meetings in order to assist in the maintenance of crucial relationships 

In accordance with overall strategy, contributes to special projects as assigned, wherein either efficiency or credit effectiveness may be better attained 

Understands and employs all policies and procedures of the Bank and the Line of Business 

Basic Qualifications:

Bachelor's Degree or military experience

At least 2 years of experience in Commercial Real Estate lending

Preferred Qualifications:

At least 1 year of experience underwriting Commercial Real Estate loans

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.









Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).