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Senior Manager, Senior Counsel - Fair Credit Reporting Act (FCRA)

Capital One

Legal Jobs

Senior Manager, Senior Counsel - Fair Credit Reporting Act (FCRA)

full-timePosted: Jan 14, 2026

Job Description

Overview

At Capital One, we’re building a leading information-based technology company. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding. Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. About the Role:Capital One’s Legal Department is seeking a highly motivated attorney to serve as a legal expert on a law of foundational importance to the company’s major lines of business, including its credit card divisions:  the Fair Credit Reporting Act (FCRA).  The attorney in this position will join our small team of legal professionals focusing on rapidly evolving areas in privacy and consumer protection, including data sharing and generative AI.  This attorney will be responsible for interpreting FCRA and providing advice in support of numerous business-critical initiatives concerning the use of consumer reports.In this role, you will work closely with colleagues within the Legal Department, as well as with business, compliance, and risk partners across Capital One.  You will operate at the intersection of financial services and technology, and you will issue-spot, problem-solve, and innovate to assess and mitigate legal risk in a competitive market.We are looking for a candidate with an ownership mentality who also enjoys being part of a team, who can interact with and influence across departments and job levels, and who demonstrates curiosity, humility, and a good sense of humor.A successful candidate will bring:
  • demonstrated judgment;

  • exceedingly clear and accessible writing; 

  • genuine curiosity about about technology and business processes;

  • nuanced awareness of developments in the regulatory environment;

  • a persistent desire to understand the sources, evolution, and policy rationales behind the law; and

  • the ability to express complex concepts in simple terms to non-experts.

  • Basic Qualifications:
  • Juris Doctor from an accredited law school

  • Active member in good standing of at least one state bar

  • At least four years of experience as an attorney in a law firm environment, at a government agency, as a military judge advocate, or as in-house counsel

  • Preferred Qualifications:
  • Experience advising on or litigating the Fair Credit Reporting Act

  • Experience in federal regulation, supervision, or enforcement

  • Experience in data privacy or appropriate data use

  • Background in consumer financial services law

  • At this time, Capital One will not sponsor a new applicant for employment authorization for this position.This role is hybrid, meaning associates spend 3 days per week in-person at one of our offices listed on this job posting.The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.









    Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

    Locations

    • McLean, Virginia, United States
    • Richmond, Virginia McLean, VirginiaMcLean

    Salary

    Estimated Salary Rangemedium confidence

    80,000 - 135,000 USD / yearly

    * This is an estimated range based on market data and may vary based on experience and qualifications.

    Skills Required

    • Fair Credit Reporting Act (FCRA) expertiseintermediate
    • Privacy and consumer protection lawintermediate
    • Legal risk assessment and mitigationintermediate
    • Clear and accessible writingintermediate
    • Issue-spotting and problem-solvingintermediate
    • Cross-functional collaborationintermediate
    • Explaining complex concepts simplyintermediate

    Required Qualifications

    • Juris Doctor from an accredited law school (experience)
    • Active member in good standing of at least one state bar (experience)
    • At least four years of experience as an attorney in a law firm, government agency, military judge advocate, or in-house counsel (experience)
    • Experience advising on or litigating FCRA (preferred) (experience)
    • Experience in federal regulation, supervision, or enforcement (preferred) (experience)
    • Experience in data privacy or appropriate data use (preferred) (experience)
    • Background in consumer financial services law (preferred) (experience)

    Responsibilities

    • Interpreting FCRA and providing legal advice on consumer reports
    • Supporting business-critical initiatives involving consumer reports
    • Working with Legal, business, compliance, and risk partners
    • Assessing and mitigating legal risk in financial services and technology
    • Issue-spotting, problem-solving, and innovating in a competitive market
    • Influencing across departments and job levels

    Benefits

    • general: Comprehensive, competitive, and inclusive health benefits
    • general: Financial benefits
    • general: Other benefits supporting total well-being

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    Capital One logo

    Senior Manager, Senior Counsel - Fair Credit Reporting Act (FCRA)

    Capital One

    Legal Jobs

    Senior Manager, Senior Counsel - Fair Credit Reporting Act (FCRA)

    full-timePosted: Jan 14, 2026

    Job Description

    Overview

    At Capital One, we’re building a leading information-based technology company. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding. Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. About the Role:Capital One’s Legal Department is seeking a highly motivated attorney to serve as a legal expert on a law of foundational importance to the company’s major lines of business, including its credit card divisions:  the Fair Credit Reporting Act (FCRA).  The attorney in this position will join our small team of legal professionals focusing on rapidly evolving areas in privacy and consumer protection, including data sharing and generative AI.  This attorney will be responsible for interpreting FCRA and providing advice in support of numerous business-critical initiatives concerning the use of consumer reports.In this role, you will work closely with colleagues within the Legal Department, as well as with business, compliance, and risk partners across Capital One.  You will operate at the intersection of financial services and technology, and you will issue-spot, problem-solve, and innovate to assess and mitigate legal risk in a competitive market.We are looking for a candidate with an ownership mentality who also enjoys being part of a team, who can interact with and influence across departments and job levels, and who demonstrates curiosity, humility, and a good sense of humor.A successful candidate will bring:
  • demonstrated judgment;

  • exceedingly clear and accessible writing; 

  • genuine curiosity about about technology and business processes;

  • nuanced awareness of developments in the regulatory environment;

  • a persistent desire to understand the sources, evolution, and policy rationales behind the law; and

  • the ability to express complex concepts in simple terms to non-experts.

  • Basic Qualifications:
  • Juris Doctor from an accredited law school

  • Active member in good standing of at least one state bar

  • At least four years of experience as an attorney in a law firm environment, at a government agency, as a military judge advocate, or as in-house counsel

  • Preferred Qualifications:
  • Experience advising on or litigating the Fair Credit Reporting Act

  • Experience in federal regulation, supervision, or enforcement

  • Experience in data privacy or appropriate data use

  • Background in consumer financial services law

  • At this time, Capital One will not sponsor a new applicant for employment authorization for this position.This role is hybrid, meaning associates spend 3 days per week in-person at one of our offices listed on this job posting.The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.









    Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

    Locations

    • McLean, Virginia, United States
    • Richmond, Virginia McLean, VirginiaMcLean

    Salary

    Estimated Salary Rangemedium confidence

    80,000 - 135,000 USD / yearly

    * This is an estimated range based on market data and may vary based on experience and qualifications.

    Skills Required

    • Fair Credit Reporting Act (FCRA) expertiseintermediate
    • Privacy and consumer protection lawintermediate
    • Legal risk assessment and mitigationintermediate
    • Clear and accessible writingintermediate
    • Issue-spotting and problem-solvingintermediate
    • Cross-functional collaborationintermediate
    • Explaining complex concepts simplyintermediate

    Required Qualifications

    • Juris Doctor from an accredited law school (experience)
    • Active member in good standing of at least one state bar (experience)
    • At least four years of experience as an attorney in a law firm, government agency, military judge advocate, or in-house counsel (experience)
    • Experience advising on or litigating FCRA (preferred) (experience)
    • Experience in federal regulation, supervision, or enforcement (preferred) (experience)
    • Experience in data privacy or appropriate data use (preferred) (experience)
    • Background in consumer financial services law (preferred) (experience)

    Responsibilities

    • Interpreting FCRA and providing legal advice on consumer reports
    • Supporting business-critical initiatives involving consumer reports
    • Working with Legal, business, compliance, and risk partners
    • Assessing and mitigating legal risk in financial services and technology
    • Issue-spotting, problem-solving, and innovating in a competitive market
    • Influencing across departments and job levels

    Benefits

    • general: Comprehensive, competitive, and inclusive health benefits
    • general: Financial benefits
    • general: Other benefits supporting total well-being

    Target Your Resume for "Senior Manager, Senior Counsel - Fair Credit Reporting Act (FCRA)" , Capital One

    Get personalized recommendations to optimize your resume specifically for Senior Manager, Senior Counsel - Fair Credit Reporting Act (FCRA). Takes only 15 seconds!

    AI-powered keyword optimization
    Skills matching & gap analysis
    Experience alignment suggestions

    Check Your ATS Score for "Senior Manager, Senior Counsel - Fair Credit Reporting Act (FCRA)" , Capital One

    Find out how well your resume matches this job's requirements. Get comprehensive analysis including ATS compatibility, keyword matching, skill gaps, and personalized recommendations.

    ATS compatibility check
    Keyword optimization analysis
    Skill matching & gap identification
    Format & readability score

    Answer 10 quick questions to check your fit for Senior Manager, Senior Counsel - Fair Credit Reporting Act (FCRA) @ Capital One.

    Quiz Challenge
    10 Questions
    ~2 Minutes
    Instant Score

    Related Books and Jobs

    No related jobs found at the moment.