Business Systems Analyst - Commercial Lending

Banking & Financial Services

Remote

ABOUT US

Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Learn how Cognizant helps clients with digital at www.cognizant.com.

About the role

As a Technical Business Systems Analyst – Commercial Lending, you will make an impact by translating complex business requirements into actionable technical user stories that drive modernization efforts. You will be a valued member of the Banking & Financial Services Consulting team and work collaboratively with product owners, solution architects, developers, and client stakeholders.

In this role, you will:

• Author detailed technical user stories and backlog items aligned to commercial lending modernization goals.

• Analyze and document business processes, API specifications, and data mapping between source and ACBS (target) systems.

• Collaborate with cross-functional teams to ensure clarity and completeness of business system analysis (BSA) requirements.

• Support backlog grooming, sprint planning, and agile ceremonies to ensure delivery alignment.

• Act as a liaison between business and technical teams to ensure seamless integration across upstream and downstream applications.

We strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a remote position open to qualified applicants in the United States. Regardless of your working arrangement, we are here to support a healthy work-life balance though our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

What you must have to be considered

• 8+ years of experience in business analysis or technical product ownership within financial services.

• Strong domain knowledge in Commercial Lending and loan servicing operations.

• Hands-on experience with ACBS (Automated Commercial Banking System) and familiarity with AFS.

• Proven ability to write technical user stories and manage agile backlogs.

• Experience with API documentation, data mapping, and system integration.

• Up to 25% travel may be required.

These will help you succeed

• Experience working with FIS or similar vendors in lending modernization programs.

• Familiarity with ETL processes and data migration strategies.

• Strong communication and stakeholder engagement skills.

• Agile certification (e.g., Certified Scrum Product Owner or PMI-ACP).

• Consulting experience with Fortune 500 clients or large banking institutions

We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.

Compensation

• $81,450-$129,500

• This position is eligible for Cognizant’s discretionary annual incentive program, based on performance and subject to the terms of Cognizant’s applicable plans

Benefits

• Medical, dental, vision and life insurance

• 401(k) plan and contributions

• Employee stock purchase plan

• Employee assistance program

• 10 paid holidays plus PTO

• Paid parental leave and fertility assistance

• Learning and development certifications and programs

The Cognizant community:
We are a high caliber team who appreciate and support one another. Our people uphold an energetic, collaborative and inclusive workplace where everyone can thrive.

• Cognizant is a global community with more than 300,000 associates around the world.
• We don’t just dream of a better way – we make it happen.
• We take care of our people, clients, company, communities and climate by doing what’s right.
• We foster an innovative environment where you can build the career path that’s right for you.

About us:
Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2025) is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email CareersNA2@cognizant.com with your request and contact information.

Disclaimer:
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.