Job Summary

As a Functional Architect in the ISG domain you will play a pivotal role in designing and implementing payment solutions that align with industry standards. With a focus on Payments Functionality Clearing House Settlement and Payment Hub you will ensure seamless integration and operation of payment systems. Your expertise in ISO Messaging standards Swift Payments and both Card and Account-based Payments will be crucial in driving innovation and efficiency in our payment processes.

Responsibilities

• Lead the design and implementation of payment solutions that align with industry standards and company objectives.
• Oversee the integration of payment systems ensuring seamless operation and compliance with ISO Messaging standards.
• Provide expertise in Clearing House and Settlement processes to enhance payment efficiency and accuracy.
• Collaborate with cross-functional teams to develop and implement Payment Hub solutions that meet business needs.
• Analyze and optimize Switch operations to improve transaction processing and reduce latency.
• Develop strategies for Domestic Payment systems to ensure compliance with local regulations and standards.
• Implement Swift Payment solutions that enhance international transaction capabilities and security.
• Design Card-based Payment systems that offer flexibility and reliability for end-users.
• Develop Account-based Payment solutions that provide seamless user experiences and operational efficiency.
• Ensure all payment solutions adhere to security protocols and industry best practices.
• Collaborate with stakeholders to identify and address potential risks in payment processes.
• Monitor and evaluate the performance of payment systems implementing improvements as needed.
• Provide training and support to team members on payment systems and processes.

Qualifications

• Possess extensive experience in Payments Functionality Clearing House and Settlement processes.
• Demonstrate expertise in Payment Hub and Switch operations.
• Have a strong understanding of Domestic Payment systems and ISO Messaging standards.
• Be proficient in Swift Payment solutions and Card-based Payment systems.

• Exhibit knowledge of Account-based Payment solutions and security protocols.

  Certifications Required

Certified Payments Professional (CPP) ISO 20022 Certification

The Cognizant community:
We are a high caliber team who appreciate and support one another. Our people uphold an energetic, collaborative and inclusive workplace where everyone can thrive.

• Cognizant is a global community with more than 300,000 associates around the world.
• We don’t just dream of a better way – we make it happen.
• We take care of our people, clients, company, communities and climate by doing what’s right.
• We foster an innovative environment where you can build the career path that’s right for you.

About us:
Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2025) is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email CareersNA2@cognizant.com with your request and contact information.

Disclaimer:
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.