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Payments Technical Lead(ISG)

Cognizant

Finance Jobs

Payments Technical Lead(ISG)

full-timePosted: Dec 7, 2025

Job Description


Job Summary

Enterprise Payments System Transformation Program Lead

Seeking accomplished and strategic Enterprise Payment System Transformation Program Manager to lead the planning and execution of multi-year multi-service-line program for modernizing core payment platforms and infrastructure


Responsibilities

Seeking accomplished and strategic Enterprise Payment System Transformation Program Manager to lead the planning and execution of multi-year multi-service-line program for modernizing core payment platforms and infrastructure

Lead transformation proposal responses drive the solution involving multiple service-lines handle resourcing proposal presentations etc.

Own end-to-end delivery of assigned Enterprise Payment Transformation Program ensuring alignment with strategic business goals (e.g. real-time payments ISO 20022 migration Wire / SWIFT system modernization card processor migration etc.).

Conduct detailed Current State Assessments and Gap Analysis of existing legacy payment systems proposing practical and phased migration strategies.

Estimate payments transformation program phases and design roles required

Collaborate closely with business leaders Product Owners Engineering Teams and Cyber Security to ensure solutions deliver maximum business value and adhere to technology standards

Define the Program Charter roadmap scope budget and governance structure necessary for program success

Oversee and manage multiple interdependent projects and project managers within the program providing clear direction and prioritization

Manage the overall program budget (CapEx and OpEx) tracking actual spend against forecasts and ensuring financial discipline

Serve as the primary liaison between Executive Sponsors Technology Leads (e.g. Enterprise Architects) Business Unit leaders and Operations teams

At least 7+ years of transformation lead role focused on large-scale payments platforms in the Financial Services industry

Deep knowledge of the payment lifecycle and different payment schemes (e.g. Cards ACH Wire SWIFT Instant Payments/RTP ISO 20022).

Proven hands-on experience in leading and delivering complex multi-year payments transformation programs.

Experience in running development programs for establishing payment schemes and rails processing

Proven experience managing programs involving modern architecture (e.g. Microservices Cloud adoption API integration) and system replacement/decommissioning.

Expert command of portfolio and project management tools (e.g. Jira Azure DevOps MS Project) and methodologies (Agile/Scrum Waterfall Hybrid).

The Cognizant community:
We are a high caliber team who appreciate and support one another. Our people uphold an energetic, collaborative and inclusive workplace where everyone can thrive.

  • Cognizant is a global community with more than 300,000 associates around the world.
  • We don’t just dream of a better way – we make it happen.
  • We take care of our people, clients, company, communities and climate by doing what’s right.
  • We foster an innovative environment where you can build the career path that’s right for you.

About us:
Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2025) is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email CareersNA2@cognizant.com with your request and contact information.

Disclaimer:
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.

About the Role/Company

  • Cognizant is a global community with more than 300,000 associates around the world
  • We don’t just dream of a better way – we make it happen
  • We take care of our people, clients, company, communities and climate by doing what’s right
  • We foster an innovative environment where you can build the career path that’s right for you
  • Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era
  • Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses
  • Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2025) is consistently listed among the most admired companies in the world
  • Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws
  • If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email CareersNA2@cognizant.com with your request and contact information

Key Responsibilities

  • Lead the planning and execution of multi-year multi-service-line program for modernizing core payment platforms and infrastructure
  • Lead transformation proposal responses, drive the solution involving multiple service-lines, handle resourcing, proposal presentations, etc.
  • Own end-to-end delivery of assigned Enterprise Payment Transformation Program ensuring alignment with strategic business goals (e.g. real-time payments, ISO 20022 migration, Wire / SWIFT system modernization, card processor migration, etc.)
  • Conduct detailed Current State Assessments and Gap Analysis of existing legacy payment systems, proposing practical and phased migration strategies
  • Estimate payments transformation program phases and design roles required
  • Collaborate closely with business leaders, Product Owners, Engineering Teams, and Cyber Security to ensure solutions deliver maximum business value and adhere to technology standards
  • Define the Program Charter, roadmap, scope, budget, and governance structure necessary for program success
  • Oversee and manage multiple interdependent projects and project managers within the program, providing clear direction and prioritization
  • Manage the overall program budget (CapEx and OpEx), tracking actual spend against forecasts and ensuring financial discipline
  • Serve as the primary liaison between Executive Sponsors, Technology Leads (e.g. Enterprise Architects), Business Unit leaders, and Operations teams

Required Qualifications

  • At least 7+ years of transformation lead role focused on large-scale payments platforms in the Financial Services industry
  • Deep knowledge of the payment lifecycle and different payment schemes (e.g. Cards, ACH, Wire, SWIFT, Instant Payments/RTP, ISO 20022)
  • Proven hands-on experience in leading and delivering complex multi-year payments transformation programs
  • Experience in running development programs for establishing payment schemes and rails processing
  • Proven experience managing programs involving modern architecture (e.g. Microservices, Cloud adoption, API integration) and system replacement/decommissioning
  • Expert command of portfolio and project management tools (e.g. Jira, Azure DevOps, MS Project) and methodologies (Agile/Scrum, Waterfall, Hybrid)

Skills Required

  • Deep knowledge of payment lifecycle and schemes
  • Leadership in complex multi-year transformation programs
  • Experience with modern architecture (Microservices, Cloud adoption, API integration)
  • Expertise in portfolio and project management tools and methodologies

Additional Requirements

  • Applicants may be required to attend interviews in person or by video conference
  • Candidates may be required to present their current state or government issued ID during each interview

Locations

  • India

Salary

Estimated Salary Rangemedium confidence

2,500,000 - 4,000,000 INR / yearly

Source: ai estimated

* This is an estimated range based on market data and may vary based on experience and qualifications.

Skills Required

  • Deep knowledge of payment lifecycle and schemesintermediate
  • Leadership in complex multi-year transformation programsintermediate
  • Experience with modern architecture (Microservices, Cloud adoption, API integration)intermediate
  • Expertise in portfolio and project management tools and methodologiesintermediate

Required Qualifications

  • At least 7+ years of transformation lead role focused on large-scale payments platforms in the Financial Services industry (experience)
  • Deep knowledge of the payment lifecycle and different payment schemes (e.g. Cards, ACH, Wire, SWIFT, Instant Payments/RTP, ISO 20022) (experience)
  • Proven hands-on experience in leading and delivering complex multi-year payments transformation programs (experience)
  • Experience in running development programs for establishing payment schemes and rails processing (experience)
  • Proven experience managing programs involving modern architecture (e.g. Microservices, Cloud adoption, API integration) and system replacement/decommissioning (experience)
  • Expert command of portfolio and project management tools (e.g. Jira, Azure DevOps, MS Project) and methodologies (Agile/Scrum, Waterfall, Hybrid) (experience)

Responsibilities

  • Lead the planning and execution of multi-year multi-service-line program for modernizing core payment platforms and infrastructure
  • Lead transformation proposal responses, drive the solution involving multiple service-lines, handle resourcing, proposal presentations, etc.
  • Own end-to-end delivery of assigned Enterprise Payment Transformation Program ensuring alignment with strategic business goals (e.g. real-time payments, ISO 20022 migration, Wire / SWIFT system modernization, card processor migration, etc.)
  • Conduct detailed Current State Assessments and Gap Analysis of existing legacy payment systems, proposing practical and phased migration strategies
  • Estimate payments transformation program phases and design roles required
  • Collaborate closely with business leaders, Product Owners, Engineering Teams, and Cyber Security to ensure solutions deliver maximum business value and adhere to technology standards
  • Define the Program Charter, roadmap, scope, budget, and governance structure necessary for program success
  • Oversee and manage multiple interdependent projects and project managers within the program, providing clear direction and prioritization
  • Manage the overall program budget (CapEx and OpEx), tracking actual spend against forecasts and ensuring financial discipline
  • Serve as the primary liaison between Executive Sponsors, Technology Leads (e.g. Enterprise Architects), Business Unit leaders, and Operations teams

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Cognizant logo

Payments Technical Lead(ISG)

Cognizant

Finance Jobs

Payments Technical Lead(ISG)

full-timePosted: Dec 7, 2025

Job Description


Job Summary

Enterprise Payments System Transformation Program Lead

Seeking accomplished and strategic Enterprise Payment System Transformation Program Manager to lead the planning and execution of multi-year multi-service-line program for modernizing core payment platforms and infrastructure


Responsibilities

Seeking accomplished and strategic Enterprise Payment System Transformation Program Manager to lead the planning and execution of multi-year multi-service-line program for modernizing core payment platforms and infrastructure

Lead transformation proposal responses drive the solution involving multiple service-lines handle resourcing proposal presentations etc.

Own end-to-end delivery of assigned Enterprise Payment Transformation Program ensuring alignment with strategic business goals (e.g. real-time payments ISO 20022 migration Wire / SWIFT system modernization card processor migration etc.).

Conduct detailed Current State Assessments and Gap Analysis of existing legacy payment systems proposing practical and phased migration strategies.

Estimate payments transformation program phases and design roles required

Collaborate closely with business leaders Product Owners Engineering Teams and Cyber Security to ensure solutions deliver maximum business value and adhere to technology standards

Define the Program Charter roadmap scope budget and governance structure necessary for program success

Oversee and manage multiple interdependent projects and project managers within the program providing clear direction and prioritization

Manage the overall program budget (CapEx and OpEx) tracking actual spend against forecasts and ensuring financial discipline

Serve as the primary liaison between Executive Sponsors Technology Leads (e.g. Enterprise Architects) Business Unit leaders and Operations teams

At least 7+ years of transformation lead role focused on large-scale payments platforms in the Financial Services industry

Deep knowledge of the payment lifecycle and different payment schemes (e.g. Cards ACH Wire SWIFT Instant Payments/RTP ISO 20022).

Proven hands-on experience in leading and delivering complex multi-year payments transformation programs.

Experience in running development programs for establishing payment schemes and rails processing

Proven experience managing programs involving modern architecture (e.g. Microservices Cloud adoption API integration) and system replacement/decommissioning.

Expert command of portfolio and project management tools (e.g. Jira Azure DevOps MS Project) and methodologies (Agile/Scrum Waterfall Hybrid).

The Cognizant community:
We are a high caliber team who appreciate and support one another. Our people uphold an energetic, collaborative and inclusive workplace where everyone can thrive.

  • Cognizant is a global community with more than 300,000 associates around the world.
  • We don’t just dream of a better way – we make it happen.
  • We take care of our people, clients, company, communities and climate by doing what’s right.
  • We foster an innovative environment where you can build the career path that’s right for you.

About us:
Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2025) is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email CareersNA2@cognizant.com with your request and contact information.

Disclaimer:
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.

About the Role/Company

  • Cognizant is a global community with more than 300,000 associates around the world
  • We don’t just dream of a better way – we make it happen
  • We take care of our people, clients, company, communities and climate by doing what’s right
  • We foster an innovative environment where you can build the career path that’s right for you
  • Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era
  • Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses
  • Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2025) is consistently listed among the most admired companies in the world
  • Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws
  • If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email CareersNA2@cognizant.com with your request and contact information

Key Responsibilities

  • Lead the planning and execution of multi-year multi-service-line program for modernizing core payment platforms and infrastructure
  • Lead transformation proposal responses, drive the solution involving multiple service-lines, handle resourcing, proposal presentations, etc.
  • Own end-to-end delivery of assigned Enterprise Payment Transformation Program ensuring alignment with strategic business goals (e.g. real-time payments, ISO 20022 migration, Wire / SWIFT system modernization, card processor migration, etc.)
  • Conduct detailed Current State Assessments and Gap Analysis of existing legacy payment systems, proposing practical and phased migration strategies
  • Estimate payments transformation program phases and design roles required
  • Collaborate closely with business leaders, Product Owners, Engineering Teams, and Cyber Security to ensure solutions deliver maximum business value and adhere to technology standards
  • Define the Program Charter, roadmap, scope, budget, and governance structure necessary for program success
  • Oversee and manage multiple interdependent projects and project managers within the program, providing clear direction and prioritization
  • Manage the overall program budget (CapEx and OpEx), tracking actual spend against forecasts and ensuring financial discipline
  • Serve as the primary liaison between Executive Sponsors, Technology Leads (e.g. Enterprise Architects), Business Unit leaders, and Operations teams

Required Qualifications

  • At least 7+ years of transformation lead role focused on large-scale payments platforms in the Financial Services industry
  • Deep knowledge of the payment lifecycle and different payment schemes (e.g. Cards, ACH, Wire, SWIFT, Instant Payments/RTP, ISO 20022)
  • Proven hands-on experience in leading and delivering complex multi-year payments transformation programs
  • Experience in running development programs for establishing payment schemes and rails processing
  • Proven experience managing programs involving modern architecture (e.g. Microservices, Cloud adoption, API integration) and system replacement/decommissioning
  • Expert command of portfolio and project management tools (e.g. Jira, Azure DevOps, MS Project) and methodologies (Agile/Scrum, Waterfall, Hybrid)

Skills Required

  • Deep knowledge of payment lifecycle and schemes
  • Leadership in complex multi-year transformation programs
  • Experience with modern architecture (Microservices, Cloud adoption, API integration)
  • Expertise in portfolio and project management tools and methodologies

Additional Requirements

  • Applicants may be required to attend interviews in person or by video conference
  • Candidates may be required to present their current state or government issued ID during each interview

Locations

  • India

Salary

Estimated Salary Rangemedium confidence

2,500,000 - 4,000,000 INR / yearly

Source: ai estimated

* This is an estimated range based on market data and may vary based on experience and qualifications.

Skills Required

  • Deep knowledge of payment lifecycle and schemesintermediate
  • Leadership in complex multi-year transformation programsintermediate
  • Experience with modern architecture (Microservices, Cloud adoption, API integration)intermediate
  • Expertise in portfolio and project management tools and methodologiesintermediate

Required Qualifications

  • At least 7+ years of transformation lead role focused on large-scale payments platforms in the Financial Services industry (experience)
  • Deep knowledge of the payment lifecycle and different payment schemes (e.g. Cards, ACH, Wire, SWIFT, Instant Payments/RTP, ISO 20022) (experience)
  • Proven hands-on experience in leading and delivering complex multi-year payments transformation programs (experience)
  • Experience in running development programs for establishing payment schemes and rails processing (experience)
  • Proven experience managing programs involving modern architecture (e.g. Microservices, Cloud adoption, API integration) and system replacement/decommissioning (experience)
  • Expert command of portfolio and project management tools (e.g. Jira, Azure DevOps, MS Project) and methodologies (Agile/Scrum, Waterfall, Hybrid) (experience)

Responsibilities

  • Lead the planning and execution of multi-year multi-service-line program for modernizing core payment platforms and infrastructure
  • Lead transformation proposal responses, drive the solution involving multiple service-lines, handle resourcing, proposal presentations, etc.
  • Own end-to-end delivery of assigned Enterprise Payment Transformation Program ensuring alignment with strategic business goals (e.g. real-time payments, ISO 20022 migration, Wire / SWIFT system modernization, card processor migration, etc.)
  • Conduct detailed Current State Assessments and Gap Analysis of existing legacy payment systems, proposing practical and phased migration strategies
  • Estimate payments transformation program phases and design roles required
  • Collaborate closely with business leaders, Product Owners, Engineering Teams, and Cyber Security to ensure solutions deliver maximum business value and adhere to technology standards
  • Define the Program Charter, roadmap, scope, budget, and governance structure necessary for program success
  • Oversee and manage multiple interdependent projects and project managers within the program, providing clear direction and prioritization
  • Manage the overall program budget (CapEx and OpEx), tracking actual spend against forecasts and ensuring financial discipline
  • Serve as the primary liaison between Executive Sponsors, Technology Leads (e.g. Enterprise Architects), Business Unit leaders, and Operations teams

Target Your Resume for "Payments Technical Lead(ISG)" , Cognizant

Get personalized recommendations to optimize your resume specifically for Payments Technical Lead(ISG). Takes only 15 seconds!

AI-powered keyword optimization
Skills matching & gap analysis
Experience alignment suggestions

Check Your ATS Score for "Payments Technical Lead(ISG)" , Cognizant

Find out how well your resume matches this job's requirements. Get comprehensive analysis including ATS compatibility, keyword matching, skill gaps, and personalized recommendations.

ATS compatibility check
Keyword optimization analysis
Skill matching & gap identification
Format & readability score

Tags & Categories

TechnologyIT ServicesTechnologyConsulting

Answer 10 quick questions to check your fit for Payments Technical Lead(ISG) @ Cognizant.

Quiz Challenge
10 Questions
~2 Minutes
Instant Score

Related Books and Jobs

No related jobs found at the moment.