We are looking for Senior Quality Engineer who has a very good hands-on experience in Banking domain especially in Wire Payments and Swift Messaging domain with hands-on experience handling various Payment flows. The role involves developing test plans, executing test cases, and identifying and reporting defects to deliver a seamless and secure transaction experience.

In this role, you will

• Creating and executing manual and functional requirements for payment processing systems.
• Contribute to defect triage and root cause analysis, providing actionable feedback to improve product reliability and user experience.
• Develop and execute test cases based on payment flows and compliance requirements
• Review and validate testing performed by peers or other teams to ensure accuracy, completeness, and consistency.
• Identify recurring patterns, systemic gaps, and opportunities for control enhancement.
• Ensure traceability and regulatory adherence throughout delivery lifecycle.

Required skills: what you need to be considered

• Overall 7-10 years of manual/Functional Testing in Banking domain, preferably in the payments and SWIFT banking domain.
• Must have End-to-end knowledge of wire payment processing.
• Familiarity with SWIFT messaging, payment gateways and payment systems.
• Experience with compliance and risk protocols related to wire transfers.
• Knowledge of authorization, posting and reconciliation processes for payment transactions.
• Strong understanding of banking and financial systems, transactions, and data flows.

Preferred skills: what will help you stand out

• Exposure to fraud/compliance tools, Payments or ISO certifications.
• Automation knowledge is plus.

We're eager to meet people who share our mission and can make an impact in various ways. Don't hesitate to apply, even if you only meet the required skills listed. Your transferable skills and experiences matter—help us see how you the right person for this role.

Cognizant will only consider applicants for this position who are legally authorized to work in Canada without requiring employer sponsorship, now or at any time in the future.

Working arrangements

We believe hybrid work is the way forward as we strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a hybrid position requiring 4 days a week in a client or Cognizant office in Toronto, ON. Regardless of your working arrangement, we are here to support a healthy work-life balance though our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

The Cognizant community:
We are a high caliber team who appreciate and support one another. Our people uphold an energetic, collaborative and inclusive workplace where everyone can thrive.

• Cognizant is a global community with more than 300,000 associates around the world.
• We don’t just dream of a better way – we make it happen.
• We take care of our people, clients, company, communities and climate by doing what’s right.
• We foster an innovative environment where you can build the career path that’s right for you.

About us:
Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2025) is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email CareersNA2@cognizant.com with your request and contact information.

Disclaimer:
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.