About Choice Hotels

Choice Hotels International, Inc. (NYSE: CHH) stands as one of the world's largest lodging franchisors, boasting a portfolio of over 7,500 hotels across more than 45 countries and territories. Iconic brands like Comfort Inn, Quality Inn, Radisson, and others deliver high-quality lodging options to travelers worldwide. Headquartered at the vibrant Pike & Rose location in North Bethesda, Maryland, Choice Hotels drives sustainable growth through innovative franchising strategies while prioritizing associate wellbeing with competitive compensation and flexible benefits.

Role Overview

The Credit Analyst position at Choice Hotels is pivotal in supporting franchise expansion by evaluating the financial health of new and existing franchise applicants. Based in North Bethesda, Maryland, this hybrid role (four days onsite, one day remote) involves assessing creditworthiness, reviewing financial documents, and collaborating across teams to mitigate risks. With a salary range of $65,000 to $77,000 annually, this opportunity suits analytical professionals passionate about the hospitality sector.

Key Impact

You'll contribute to informed underwriting decisions that protect Choice Hotels from financial risks while fostering franchise growth for brands like Comfort Inn and Quality Inn.

Key Responsibilities

As a Credit Analyst, your core duties focus on precision and partnership:

• Review and analyze personal financial statements, tax returns, assets, liabilities, and cash flow for liquidity evaluations.
• Assess personal and business credit reports from sources like Equifax to gauge creditworthiness.
• Validate franchise applications, ownership structures, net worth, and capital sources through ratio analysis and risk indicators.
• Prepare detailed credit recommendation summaries and maintain compliant documentation.
• Collaborate with Franchise Development, Legal, and Sales teams to guide applicants and communicate decisions efficiently.
• Monitor portfolio trends and support improvements in credit evaluation processes.

Qualifications & Requirements

Choice Hotels seeks candidates with a strong foundation in finance:

• Bachelor’s degree in Finance, Accounting, Business Administration, or equivalent experience.
• 2+ years in credit analysis, underwriting, banking, or hospitality financing.
• Advanced analytical skills for interpreting complex financial data, credit scoring, and liquidity.
• Proficiency in Microsoft Excel, financial tools, and reporting systems.
• Exceptional written and verbal communication to explain insights to diverse stakeholders.
• Impeccable attention to detail, accuracy, and organizational discipline.

This role requires commitment to the North Bethesda headquarters with a hybrid schedule. No relocation or sponsorship is available.

Benefits & Perks

Choice Hotels prioritizes your wellbeing with a robust package:

• Competitive salary from $65,000 to $77,000, adjusted for experience and location.
• Comprehensive medical, dental, and vision coverage.
• Extensive paid time off for holidays, vacation, sick leave, family, volunteer, jury duty, bereavement, military, and religious observance.
• Retirement plans and health savings accounts.
• Employee recognition programs to celebrate achievements.
• Exclusive discounts at Choice Hotels worldwide, including stays at Comfort Inn, Quality Inn, and Radisson properties.

Career Growth

At Choice Hotels, professional development is key. Credit Analysts gain exposure to franchise operations, risk management, and cross-functional projects, paving the way for advancement in finance, development, or leadership roles. Ongoing training in credit tools and hospitality trends ensures you stay ahead in the dynamic hotel industry.

Why Join Choice Hotels

Choosing Choice means thriving in a global hospitality leader with a commitment to innovation and associate success. Work at the cutting-edge Pike & Rose headquarters, contribute to brands like Radisson and Quality Inn, and enjoy perks like hotel discounts that make travel affordable. With a focus on sustainable growth and risk-smart decisions, you'll play a strategic role in expanding our 7,500+ hotel network.

Role FAQs

Q: What is the work schedule?
A: Hybrid model with four days onsite in North Bethesda, Maryland, and one remote day per week.

Q: Is relocation assistance provided?
A: No, candidates must be local or able to commute without sponsorship.

Q: What brands will I support?
A: You'll evaluate franchisees for Comfort Inn, Quality Inn, Radisson, and other Choice Hotels brands.

Q: How does salary determination work?
A: Based on education, experience, skills, location, and business needs within $65,000-$77,000.

Q: Are there opportunities for advancement?
A: Yes, with training and exposure to franchise sales, legal, and development teams.