About PepsiCo

PepsiCo is a global leader in beverages and convenient foods, with products enjoyed over one billion times daily across more than 200 countries. In 2024, PepsiCo achieved $91 billion in net revenue, powered by iconic brands like Lay’s, Doritos, Gatorade, Pepsi-Cola, and Quaker. Our pep+ strategy drives sustainable growth, prioritizing planetary boundaries and positive change for people and the environment. Headquartered with a strong U.S. presence, PepsiCo offers dynamic careers in finance, supply chain, and beyond.

Role Overview

The Credit Risk Financial Analyst position at PepsiCo in Winston-Salem, North Carolina, is a strategic hybrid role focused on managing customer credit risk. You will own a portfolio of accounts, conduct proactive financial analysis, develop risk mitigation strategies, and collaborate with senior finance, sales, legal, and control teams. This highly visible role involves external customer negotiations and internal executive presentations to protect PepsiCo's interests while maximizing margins. Ideal for analytical professionals with finance expertise seeking impactful work in a Fortune 500 environment.

Key Responsibilities

Financial Analysis and Risk Assessment

Review customer financial statements both quantitatively and qualitatively to identify risks early. Stay ahead of industry trends to proactively spot potential issues and recommend actions.

Strategy Development and Implementation

Establish executive-level relationships with customers for deeper financial insights. Define and lead mitigation strategies for high-risk accounts, presenting them succinctly to internal stakeholders.

Stakeholder Engagement

Interface with senior teams across finance, sales, and legal. Represent PepsiCo in bankruptcies, credit committees, and escalations. Build networks in the credit community for best practices.

Process Optimization

Lead projects to enhance credit risk functions using technology and harmonized processes. Support ad-hoc requests and maintain a well-controlled environment through owned activities.

Qualifications & Requirements

Minimum Qualifications

A Bachelor's degree in Finance, Accounting, Business, Economics, or a related field is required, along with 2+ years of relevant experience. Strong understanding of financial statements and U.S. GAAP is essential.

Preferred Qualifications

MBA, CFA, CPA, or similar designations are strongly preferred. Experience with commercial contracts, bankruptcy proceedings, and familiarity with U.S. GAAP. Well-developed analytical, problem-solving, communication, negotiation, and cross-functional collaboration skills are key. Ability to manage multiple projects with a results-oriented mindset.

Benefits & Perks

PepsiCo offers a competitive salary range of $69,900 to $117,000, based on experience, location, and skills, plus a 5% annual performance bonus. Enjoy comprehensive benefits including medical, dental, vision coverage; disability and life insurance; health and dependent care reimbursement accounts; Employee Assistance Program; and a Defined Contribution Retirement Plan. Paid time off covers vacation, sick leave, bereavement, and parental leave, subject to eligibility.

Career Growth

At PepsiCo, this role opens doors to advancement in credit risk management, finance leadership, and strategic business operations. Gain exposure to executive teams, high-stakes negotiations, and global portfolios. PepsiCo invests in employee development through training, mentorship, and pep+ initiatives, fostering long-term careers in a supportive, innovative culture.

Why Join Us

Join PepsiCo's Winston-Salem team for a hybrid work model blending collaboration and flexibility. Contribute to a company shaping the future of food and beverages sustainably. Work on visible projects with real impact, supported by top-tier benefits and growth opportunities. PepsiCo values diverse talent, considering qualified applicants with criminal histories per fair chance laws.

Role FAQs

Is this a full-time position?

Yes, this is a full-time hybrid role based in Winston-Salem, NC.

What is the salary range?

Expected range is $69,900 - $117,000 USD annually, plus 5% bonus. Actual offer considers skills, experience, and location.

What experience is required?

Minimum 2+ years in relevant finance/credit roles; Bachelor's degree required, advanced certifications preferred.

Are there relocation benefits?

Relocation assistance may be available; discuss with your recruiter.

How does PepsiCo support work-life balance?

Comprehensive PTO, hybrid flexibility, parental leave, and wellness programs promote balance.