Credit Risk Modeler - Ford Motor Company, Chennai, Tamil Nadu

About Ford

Ford Motor Company is a global automotive leader with over 120 years of innovation, shaping the future of mobility. From iconic vehicles to cutting-edge electric and autonomous technologies, Ford drives progress worldwide. In India, Ford is expanding its footprint in finance and analytics, offering professionals the chance to contribute to transformative financial strategies. As a Credit Risk Modeler in Chennai, you'll join a dynamic team at the heart of Ford's financial services evolution, leveraging advanced analytics to support sustainable growth.

Role Overview

The Credit Risk Modeler role at Ford in Chennai is pivotal for enhancing our financial risk management frameworks. With 3-5 years of experience in banking and financial services, you'll develop sophisticated credit risk models, IFRS 9 compliant solutions, and scorecards deployed in Google Cloud Platform (GCP). This full-time position demands expertise in credit analytics, model validation, and loss forecasting, ideally from retail banking, mortgage, or lending sectors. Play a key role in Ford's automotive finance operations, ensuring robust risk assessment in a fast-paced, innovative environment.

Key Responsibilities

Model Development and Deployment

Design, build, and deploy analytical models for credit risk within cloud-based environments, particularly GCP. Ensure seamless integration and scalability for real-world applications in Ford's financial portfolio.

IFRS 9 and Risk Analytics

Lead IFRS 9 model development, validations, and credit loss forecasting. Apply risk analytics to retail banking, mortgage, and lending products, delivering actionable insights for decision-making.

Scorecard and Validation Expertise

Develop credit risk scorecards and perform rigorous model validations. Collaborate with cross-functional teams to refine models, mitigate risks, and comply with regulatory standards.

Analytics Innovation

Drive financial analytics initiatives, leveraging data from liability products and beyond. Contribute to strategic forecasting that supports Ford's global financial health.

Qualifications & Requirements

Experience Essentials

3-5 years in Banking & Financial Services, with mandatory hands-on experience in Credit Analytics. Preference for Financial Analytics, Retail Banking, Mortgage, Lending, or Liability products.

Technical Proficiency

Demonstrated success in developing and deploying models in GCP or similar cloud platforms. Strong knowledge of Risk Analytics, IFRS 9, Scorecard Development, Model Validation, and Credit Loss Forecasting.

Skills Profile

Analytical mindset, proficiency in statistical modeling, programming (Python/R), and cloud tools. Excellent problem-solving abilities and communication skills to present complex findings to stakeholders.

Benefits & Perks

Ford offers a premium compensation package tailored for top talent. Enjoy an estimated salary range of INR 65,000 - 95,000 yearly (LPA equivalent), plus performance bonuses. Comprehensive benefits include health insurance for family, retirement savings plans, and paid time off. Access cutting-edge tools, hybrid work flexibility, and employee assistance programs. Ford's wellness initiatives, gym memberships, and transport allowances enhance work-life balance in Chennai.

Career Growth

At Ford, your career accelerates. This role opens doors to senior analytics positions, global rotations, and leadership in Ford Credit. Invest in certifications like FRM, CFA, or cloud specialties through Ford's learning academy. Mentorship programs and hackathons foster innovation, positioning you for rapid advancement in automotive finance.

Why Join Us

Join Ford in Chennai for unparalleled impact. Be part of a legacy brand revolutionizing mobility while advancing your expertise in credit risk modeling. Competitive pay, inclusive culture, and state-of-the-art facilities in Tamil Nadu's tech hub await. Ford values diversity, equity, and inclusion, offering a collaborative space where your models shape financial futures. Apply now to drive Ford's success forward.

Role FAQs

What experience is required?

3-5 years in BFSI with mandatory Credit Analytics; GCP experience preferred.

Is relocation support provided?

Ford offers assistance for eligible candidates relocating to Chennai.

What is the work arrangement?

Full-time hybrid model combining office collaboration and remote flexibility.

How does this role fit into Ford's strategy?

Supports Ford Credit's risk management, enabling secure financing for automotive innovation.

What tools will I use?

GCP, advanced analytics platforms, Python/R, and Ford's proprietary systems.

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