Actuarial Product Consultant - Join Guardian Life's Annuity Pricing Team

Are you an experienced actuary passionate about annuity products, ALM modeling, and driving innovative pricing strategies? Guardian Life, a leader in the insurance industry, is hiring a talented Actuarial Product Consultant to join our Annuity Pricing and Structured Solutions Team in New York. If you thrive in a collaborative environment where "We Do the Right Thing" and "We Courageously Shape Our Future Together," this hybrid role offers the perfect opportunity to advance your career.

Why Join Guardian Life?

At Guardian Life, we're more than an insurance company—we're committed to inspiring well-being for our clients, colleagues, and communities. As a Fortune 500 company with over 160 years of history, Guardian offers a supportive culture that values ethical standards, diversity, and professional growth. Join a team that's at the forefront of annuity innovation, working on cutting-edge products like Income Annuities, MYGAs, Registered Index Linked Annuities, Fixed Index Annuities, and group in-plan solutions.

Our hybrid work model provides flexibility: 3 days in our state-of-the-art offices in Hudson Yards, NYC or Holmdel, NJ, and 2 days work-from-home. Enjoy competitive salaries, comprehensive benefits, leadership development, and philanthropic opportunities. Guardian is an equal opportunity employer, fostering an inclusive workplace for all.

Role Description

The Actuarial Product Consultant plays a pivotal role in pricing, developing, and supporting existing and new annuity products. This visible position involves hands-on modeling, sophisticated solutions design, and collaboration across product development, valuation, finance, hedging, reinsurance, IT, legal, and corporate actuarial teams. We're seeking a curious, technically proficient actuary with expertise in economic analysis, risk management, and clear communication to senior leaders.

Detailed Responsibilities

• Collaborate with cross-functional teams to support pricing strategy and Net Benefit Value (NBV) reporting for existing and future annuity products.
• Conduct detailed actuarial analysis and modeling to ensure pricing accuracy and regulatory compliance.
• Assist in developing and validating actuarial models, adhering to company and regulatory governance standards.
• Lead or contribute to projects for new product development and enhancements to annuity models and offerings.
• Work closely with senior leadership to align pricing strategies with business objectives.
• Perform ad hoc analysis and provide actuarial support to diverse teams.
• Communicate results effectively via spreadsheets, PowerPoint presentations, memos, and emails.
• Apply actuarial principles, programming, and business knowledge to solve complex problems in ALM modeling and risk management.

Required Skills & Qualifications

To succeed, you need strong analytical prowess and the ability to work independently in a team setting. Key skills include:

• Expertise in asset and/or liability modeling using GGY AXIS.
• Proficiency in Python and VBA for advanced analytics (preferred).
• Knowledge of financial derivatives and hedging strategies.
• Excellent problem-solving, analytical, and communication skills.
• Proficiency in Microsoft Office Suite for reporting and presentations.
• Deep understanding of annuity products like Income Annuities, MYGAs, and Fixed Index Annuities.

Education & Experience

• Recent FSA designation from the Society of Actuaries (required).
• 5+ years of insurance experience, preferably in product pricing, Economic Capital, or Cash Flow Testing modeling and reporting.
• Proven ability to lead multiple projects in a collaborative environment.

Compensation Overview

The base salary range for this Actuarial Product Consultant position is $152,290 - $250,195 annually, depending on experience, education, and skills. Additional incentives may include annual bonuses, sales incentives, or other compensation. This is a good faith estimate for our New York location.

Benefits at Guardian Life

Guardian prioritizes your well-being with flexible, inclusive benefits:

• Comprehensive health, dental, and vision insurance.
• 401(k) with company match and retirement planning.
• Paid time off, parental leave, and flexible work arrangements.
• Professional development, tuition reimbursement, and leadership programs.
• Wellness programs, employee assistance, and philanthropic matching.
• Explore more at www.guardianlife.com/careers/corporate/benefits.

Reporting: Reports to the Head of Annuity Strategy. Apply today to shape the future of annuities at Guardian Life! #ActuaryJobs #AnnuityPricing #GuardianLifeCareers