Head of Group Benefit Pricing and Analytics

Join Guardian Life as the Head of Group Benefit Pricing and Analytics in New York, United States, and lead transformative pricing strategies for our $5B+ group insurance portfolio. Reporting directly to the Group Benefits CFO, you'll drive profitable growth across dental, vision, absence & disability, life, and supplemental health products. This executive leadership role demands expertise in actuarial science, predictive analytics, and cross-functional collaboration to modernize pricing models and align with market dynamics.

Why Join Guardian Life?

At Guardian Life, we're more than an insurance company—we're committed to inspiring well-being for our clients, colleagues, and communities. As a 160+ year-old mutual company, we offer stability, innovation, and unparalleled opportunities for professional growth. Join a diverse team of high-ethical-standard professionals who prioritize work-life balance, skill-building, and leadership development. Our flexible hybrid work model in New York supports your personal goals while contributing to strategic initiatives in group benefits pricing and analytics.

Role Description

The Head of Group Benefit Pricing and Analytics is a pivotal leadership position overseeing a team of actuaries and analysts. You'll partner with cross-functional leaders in finance, actuarial, and business development to implement best-in-class pricing practices. Key focus areas include rate development, state filings, predictive analytics integration, and economic projection models for group and retail products. This role ensures pricing strategies fuel profitable growth, comply with regulations, and adapt to emerging market trends in the competitive insurance landscape.

Detailed Responsibilities

• Lead the group pricing team with mentorship, performance management, and professional development initiatives.
• Execute rate development and state rate filings for Group Benefits including Dental, Vision, Absence & Disability, Life, and Supplemental Health.
• Drive modernization of pricing approaches, integrating advanced rating platforms and predictive analytics for enhanced accuracy.
• Collaborate with Finance and business stakeholders to align pricing with corporate financial plans, including manual rating and experience rating assumption reviews.
• Partner with GB Head of Finance and Actuarial to manage pricing for Retail/Direct-to-Consumer offerings.
• Lead Dental Network analysis and provider fee schedule management.
• Maintain pricing economic projection models for all group products, incorporating new business value assessments.
• Develop pricing strategies for new product development, customer well-being offerings, and emerging distribution partnerships.
• Improve pricing model risk governance and ensure compliant rate implementations.
• Assist with experience reporting and advanced analytics to track group business performance and trends.
• Collaborate with Group Benefits leadership to align pricing philosophy with strategic growth initiatives.

Required Skills

Success in this role requires a blend of technical expertise, leadership acumen, and strategic vision:

• Actuarial modeling and risk management
• Predictive analytics and data synthesis
• Executive relationship building
• Cross-functional influence and organizational savvy
• Rate filing and regulatory compliance
• Financial projection modeling
• Team leadership and mentorship
• Strategic pricing modernization
• Advanced communication (oral/written)
• Business acumen in group benefits

Education & Experience

• 10+ years of relevant Actuarial/Risk Management experience in the Group Benefits industry.
• Bachelor’s degree in Actuarial Science, Mathematics, Finance, or related field.
• FSA designation or equivalent accreditation/advanced degree.
• Demonstrated leadership with senior executives and strong analytical skills to translate complex data into compelling narratives.

Compensation Overview

Salary Range: $178,690 - $293,560 (base pay for New York, NY). Total compensation determined by education, experience, knowledge, and abilities. Eligible for annual, sales, or other incentive compensation. Primary location: New York, NY (with flexibility for Bethlehem, PA) and travel as needed.

Benefits

Guardian Life offers contemporary, inclusive benefits to support your well-being:

• Comprehensive health, dental, and vision insurance
• 401(k) with company match and financial wellness programs
• Flexible hybrid work arrangements
• Paid parental leave and family-building support
• Professional development and tuition reimbursement
• Philanthropic opportunities and community impact programs
• Wellness resources including mental health support
• Generous PTO and holiday schedule

Equal Employment Opportunity: Guardian is an equal opportunity employer committed to diversity. We provide reasonable accommodations for disabilities, pregnancy, and related conditions. Explore more at Guardian Life Careers. Apply today to shape the future of group benefits pricing!