2026 Banker Analyst - Commercial & Specialized Industries - Analyst

Location: Nashville, TN, United States

Job Family: Analysts

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client focus. The 2026 Banker Analyst - Commercial & Specialized Industries program offers an exceptional entry point for recent graduates to join our Commercial Banking division. Based in Nashville, TN, you will be part of a dynamic team delivering comprehensive financial solutions to over 20,000 middle market clients nationwide. This analyst role focuses on specialized industries such as healthcare, technology, energy, and real estate, where you'll gain hands-on experience in crafting bespoke banking strategies that drive client success and business growth. As a key contributor, you'll work alongside seasoned bankers to analyze market opportunities, structure financing deals, and provide advisory services that align with JP Morgan's commitment to excellence in commercial banking. In this position, your primary responsibilities will include supporting the origination and management of client relationships through rigorous financial analysis and due diligence. You'll prepare detailed reports on client financial health, model potential lending scenarios, and assist in executing transactions that range from term loans and lines of credit to treasury management solutions. Collaboration is at the heart of our culture; you'll partner with product specialists, risk managers, and industry experts to ensure solutions are innovative, compliant, and tailored to the unique needs of middle market businesses. This role also involves participating in client pitches, industry forums, and internal strategy sessions, providing exposure to the fast-paced world of commercial finance while building a foundation in JP Morgan's renowned risk management frameworks. We seek motivated individuals who thrive in a high-performance environment and are passionate about the financial services industry. This analyst program is designed to accelerate your career, offering structured rotations, mentorship from industry leaders, and access to JP Morgan's global network. Nashville's vibrant business community and growing middle market ecosystem make it an ideal location to launch your journey with one of the world's most admired financial institutions. Join us to make an impact on clients' growth stories and advance your expertise in commercial banking.

Key Responsibilities

• Support senior bankers in providing tailored financial solutions to middle market clients in commercial and specialized industries
• Conduct financial analysis, including modeling cash flows, assessing creditworthiness, and preparing valuation reports
• Assist in client meetings, pitch preparation, and deal execution for lending, treasury services, and advisory offerings
• Perform due diligence on potential clients, including industry research and competitive analysis
• Collaborate with cross-functional teams to develop customized banking strategies for sectors like energy, real estate, and healthcare
• Monitor client portfolios, track key performance metrics, and identify opportunities for expanded services
• Prepare internal reports and presentations for senior management on market trends and client developments
• Contribute to risk management processes by evaluating loan structures and compliance requirements
• Build relationships with clients and internal stakeholders to support business growth initiatives
• Participate in training programs to deepen expertise in JP Morgan's commercial banking products

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field, with graduation expected in 2025
• Minimum 3.0 GPA or equivalent academic standing
• Demonstrated interest in commercial banking and financial services through internships, coursework, or extracurricular activities
• Strong analytical and quantitative skills, including proficiency in financial modeling and data analysis
• Excellent communication and interpersonal skills for client-facing interactions
• Ability to work collaboratively in a team environment and manage multiple priorities
• U.S. work authorization without sponsorship required

Preferred Qualifications

• Prior internship experience in commercial banking, investment banking, or financial advisory services
• Knowledge of middle market industries such as healthcare, technology, or manufacturing
• Proficiency in Microsoft Excel and financial software tools like Bloomberg or Capital IQ
• Leadership experience in student organizations or professional networks
• Familiarity with credit analysis and risk assessment principles

Required Skills

• Financial modeling and forecasting
• Credit analysis and risk assessment
• Data interpretation and quantitative analysis
• Proficiency in Microsoft Excel and PowerPoint
• Industry research and market analysis
• Client relationship management
• Verbal and written communication
• Problem-solving and critical thinking
• Time management and prioritization
• Team collaboration and adaptability
• Attention to detail and accuracy
• Knowledge of banking regulations and compliance
• Analytical software tools (e.g., Bloomberg, FactSet)
• Negotiation and presentation skills
• Ethical decision-making in financial contexts

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance coverage
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development opportunities through JP Morgan's training academies and mentorship programs
• Employee stock purchase plan and financial wellness resources
• Access to on-site fitness centers, wellness programs, and employee assistance services
• Relocation assistance for eligible roles and tuition reimbursement for advanced education

JP Morgan Chase is an equal opportunity employer.