2026 Banker Analyst - Commercial & Specialized Industries - Analyst

Location: New York, NY, United States

Job Family: Analysts

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of providing innovative solutions to clients worldwide. The 2026 Banker Analyst - Commercial & Specialized Industries program offers an exceptional opportunity for recent graduates to launch their careers in commercial banking. As part of our Commercial & Community Banking division, you will join a dynamic team dedicated to serving over 20,000 middle market clients across the United States. These clients, typically with revenues between $20 million and $500 million, operate in diverse sectors such as manufacturing, healthcare, technology, and real estate. In this Analyst role based in New York, NY, you will gain hands-on experience in delivering tailored financial solutions, including lending, treasury services, and advisory support, while contributing to the growth of our industry-leading franchise. Your day-to-day responsibilities will immerse you in the fast-paced world of middle market banking. You will work closely with experienced bankers to analyze client financials, model cash flows, and assess credit risks to support deal structuring and execution. Expect to prepare detailed reports, participate in client interactions, and collaborate on strategic initiatives that drive business development. This role emphasizes building relationships with clients in specialized industries, where understanding unique sector dynamics—such as regulatory challenges in healthcare or supply chain issues in manufacturing—is key. Through structured rotations and mentorship, you will develop a deep understanding of JP Morgan Chase's risk management practices and how we leverage our global platform to provide competitive advantages to our clients. This Analyst position is designed for high-potential individuals passionate about finance and eager to make an impact in a collaborative environment. At JP Morgan Chase, we value diversity, innovation, and integrity, offering robust training programs to accelerate your professional growth. Join us to be part of a team that not only shapes the future of commercial banking but also empowers middle market businesses to thrive in an evolving economic landscape. This is your chance to contribute to meaningful work while building a rewarding career at one of the world's most admired financial institutions.

Key Responsibilities

• Support senior bankers in developing and executing financing strategies for middle market clients in commercial and specialized industries
• Conduct financial analysis, including credit underwriting, cash flow modeling, and risk assessment for client portfolios
• Prepare pitch books, credit memos, and client presentations to facilitate deal origination and relationship management
• Assist in portfolio monitoring by tracking client performance metrics and identifying potential risks or opportunities
• Collaborate with cross-functional teams, including legal, compliance, and product specialists, to deliver comprehensive financial solutions
• Participate in client meetings and industry research to provide insights on market trends in sectors like manufacturing, healthcare, and technology
• Contribute to business development efforts by identifying new client prospects and supporting outreach initiatives
• Maintain accurate documentation and ensure adherence to JP Morgan Chase's risk management and regulatory standards
• Support ad-hoc projects related to product innovation in commercial banking services

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• Strong academic record with a minimum GPA of 3.2
• Demonstrated interest in commercial banking and financial services through internships or coursework
• Proficiency in Microsoft Office Suite, particularly Excel for financial modeling
• Excellent written and verbal communication skills
• Ability to work collaboratively in a team environment
• U.S. work authorization without sponsorship required

Preferred Qualifications

• Prior internship experience in banking, finance, or consulting
• Knowledge of middle market lending and credit analysis
• Familiarity with financial regulations such as Dodd-Frank or Basel III
• Participation in finance-related extracurricular activities or certifications (e.g., CFA Level 1 candidate)
• Experience with data analysis tools like Tableau or SQL

Required Skills

• Financial modeling and valuation techniques
• Credit analysis and risk assessment
• Proficiency in Excel and financial databases
• Strong analytical and problem-solving abilities
• Effective communication and presentation skills
• Attention to detail and organizational skills
• Team collaboration and interpersonal skills
• Knowledge of commercial banking products
• Research and market analysis capabilities
• Adaptability to fast-paced environments
• Ethical judgment and compliance awareness
• Time management and prioritization
• Client relationship building
• Data interpretation and reporting
• Basic understanding of regulatory frameworks

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and leadership training
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at JP Morgan Chase offices
• Global mobility opportunities and mentorship programs for career growth

JP Morgan Chase is an equal opportunity employer.