APAC Anti Money Laundering Investigations - Associate

Location: Singapore, Singapore

Job Family: CCOR Foundation

About the Role

At JP Morgan Chase, we are at the forefront of combating financial crime to safeguard our clients, business, and the broader community. As an APAC Anti-Money Laundering Investigations Associate based in Singapore, you will play a pivotal role in our Corporate & Investment Bank (CIB) within the CCOR Foundation category. Your work will involve driving impactful investigations into potential money laundering activities across the APAC region, leveraging cutting-edge tools and collaborating with global teams to protect against illicit finance. This position demands a proactive approach to identifying risks in complex, cross-border transactions, ensuring compliance with stringent regulations while contributing to the firm's reputation as a leader in ethical banking. In this role, you will dive deep into suspicious activity alerts, conducting end-to-end investigations that include data gathering, pattern analysis, and evidence compilation. You will work closely with compliance officers, legal experts, and external regulators such as the Monetary Authority of Singapore (MAS) to file accurate Suspicious Activity Reports (SARs) and support enforcement actions. Opportunities to innovate are abundant, as you may contribute to refining AML detection algorithms and staying ahead of evolving threats like digital asset laundering prevalent in APAC markets. Your efforts will directly support JP Morgan Chase's commitment to a robust risk management framework, fostering trust in our financial services ecosystem. We seek a detail-oriented professional passionate about financial integrity, with a blend of analytical prowess and regulatory acumen. Joining JP Morgan Chase means becoming part of a dynamic, inclusive culture that values diverse perspectives and invests in your growth through world-class training and career pathways. If you are ready to make a tangible difference in preventing financial crime, this role offers an exciting platform to advance your expertise in a global powerhouse.

Key Responsibilities

• Conduct thorough investigations into suspicious activities, including transaction monitoring alerts and customer due diligence reviews, to detect and mitigate money laundering risks
• Analyze financial data, transaction patterns, and customer profiles using advanced tools to build evidence-based cases for escalation
• Collaborate with global teams across APAC and other regions to ensure consistent application of JP Morgan Chase's AML policies
• Prepare detailed investigation reports, SARs (Suspicious Activity Reports), and documentation for regulatory submissions to authorities like MAS
• Monitor regulatory changes in APAC and contribute to the enhancement of AML detection models and procedures
• Engage with internal stakeholders, including relationship managers and legal teams, to resolve investigations efficiently
• Participate in training and awareness programs to promote a culture of compliance within the organization
• Support audits and quality assurance processes to maintain the integrity of the AML program
• Identify process improvements to streamline investigations and reduce false positives in alert triage

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Law, Criminal Justice, or a related field
• Minimum of 3 years of experience in Anti-Money Laundering (AML) investigations or financial crime compliance within the banking or financial services sector
• Strong understanding of AML regulations, including those from MAS (Monetary Authority of Singapore), FATF standards, and APAC-specific requirements
• Proficiency in using AML case management systems and data analytics tools for investigations
• Excellent analytical skills with the ability to handle complex financial transactions and identify suspicious patterns
• Ability to work in a fast-paced, high-volume environment with strict deadlines
• Fluency in English; proficiency in Mandarin or other APAC languages is advantageous

Preferred Qualifications

• Certified Anti-Money Laundering Specialist (CAMS) or equivalent certification
• Experience in cross-border investigations involving APAC jurisdictions
• Prior exposure to JP Morgan Chase's compliance frameworks or similar global banking environments
• Advanced degree in a relevant field or specialized training in financial crime detection
• Knowledge of emerging risks such as cryptocurrency laundering and trade-based money laundering

Required Skills

• AML investigation techniques
• Financial transaction analysis
• Regulatory compliance knowledge (MAS, FATF)
• Data analytics and visualization tools (e.g., Tableau, SQL)
• Case management systems (e.g., Actimize, NICE)
• Risk assessment and pattern recognition
• Report writing and documentation
• Cross-functional collaboration
• Attention to detail
• Problem-solving and critical thinking
• Time management in high-pressure environments
• Communication (verbal and written)
• Ethical judgment and integrity
• Adaptability to regulatory changes
• Teamwork in multicultural settings

Benefits

• Competitive base salary and performance-based annual bonuses aligned with JP Morgan Chase's compensation philosophy
• Comprehensive health and wellness benefits, including medical, dental, and vision coverage for employees and dependents
• Generous retirement savings plan with employer matching contributions
• Paid time off, including vacation, sick leave, and parental leave policies
• Professional development opportunities through JP Morgan's internal training programs and tuition reimbursement
• Employee stock purchase plan and other financial wellness initiatives
• Flexible work arrangements, including hybrid options in Singapore
• Access to global mobility programs and career advancement within JP Morgan Chase

JP Morgan Chase is an equal opportunity employer.