Asset Management - Debt Capital Markets - Associate

Location: New York, NY, United States

Job Family: Portfolio Management

About the Role

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.9 trillion and operations worldwide. As an Associate on the Real Estate Americas Debt Capital Markets team within Asset Management, you will be integral to supporting the firm's dynamic real estate platform. This role involves assisting senior deal officers in procuring and structuring debt financing for a diverse portfolio of real estate investments across the Americas. You will contribute to high-impact transactions that drive growth and value for institutional clients, leveraging JPMorgan's unparalleled market expertise and resources in debt capital markets. In this position, you will conduct in-depth financial analysis, including modeling cash flows, assessing collateral values, and evaluating risk profiles for various debt products such as senior loans, mezzanine debt, and preferred equity. Collaborating closely with cross-functional teams, you will prepare detailed reports and presentations to facilitate decision-making and client engagements. Your work will directly influence the structuring of competitive financing solutions tailored to real estate developers, REITs, and private equity funds, all while adhering to JPMorgan's rigorous risk management and compliance frameworks. The role demands a proactive approach in a fast-paced New York environment, where you will monitor evolving market dynamics, including interest rate fluctuations and regulatory changes impacting real estate debt. Opportunities for professional growth abound, with exposure to senior leadership and potential advancement within JPMorgan's Asset Management division. If you thrive in a collaborative, innovative culture and have a passion for real estate finance, this position offers a platform to build a rewarding career at one of the world's most respected financial institutions.

Key Responsibilities

• Support senior deal officers in sourcing and structuring debt financing for real estate investments across the Americas
• Conduct financial analysis and modeling to evaluate debt opportunities and risks for the real estate platform
• Prepare pitch books, investment memos, and due diligence reports for client presentations
• Collaborate with internal teams, including portfolio management and risk assessment, to ensure compliance with JPMorgan's standards
• Monitor market conditions in debt capital markets and provide insights on pricing and structuring
• Assist in negotiating terms with borrowers, lenders, and counterparties
• Manage documentation and closing processes for debt transactions
• Contribute to the growth of the Real Estate Americas platform by identifying new business opportunities
• Ensure all activities adhere to regulatory requirements and JPMorgan's risk management policies
• Support portfolio performance tracking and reporting for existing debt investments

Required Qualifications

• Bachelor's degree in Finance, Economics, Real Estate, or a related field
• 3-5 years of relevant experience in debt capital markets, real estate finance, or investment banking
• Strong understanding of real estate debt instruments, including mortgages, mezzanine loans, and CMBS
• Proficiency in financial modeling and valuation techniques specific to real estate assets
• Excellent analytical skills with the ability to assess credit risk and market trends
• Series 7 and 63 licenses or willingness to obtain them
• Ability to work in a fast-paced, high-stakes environment in New York, NY

Preferred Qualifications

• MBA or advanced degree in Finance or Real Estate
• Experience working at a major financial institution like JP Morgan Chase or similar
• Familiarity with JPMorgan's proprietary systems for deal management and portfolio tracking
• Prior involvement in cross-border real estate debt transactions in the Americas
• CFA or CRE designation

Required Skills

• Financial modeling and Excel proficiency
• Knowledge of debt capital markets and real estate finance
• Analytical and quantitative skills
• Credit risk assessment
• Market research and trend analysis
• Strong written and verbal communication
• Attention to detail and organizational skills
• Team collaboration and relationship building
• Problem-solving in complex financial scenarios
• Regulatory compliance awareness
• Time management in deadline-driven environments
• Proficiency in Bloomberg or similar financial terminals
• Negotiation and deal structuring
• Adaptability to dynamic market conditions
• Ethical judgment in high-stakes decisions

Benefits

• Competitive base salary and performance-based bonus structure
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching
• Paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and access to financial wellness resources
• On-site fitness centers and wellness initiatives at JPMorgan Chase offices
• Global mobility opportunities within the firm's extensive network

JP Morgan Chase is an equal opportunity employer.