Associate Banker- Multinational Corporations- Associate

Location: New York, NY, United States

Job Family: Relationship Manager

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of delivering innovative solutions to clients worldwide. As an Associate Banker in the Multinational Corporations team, you will play a pivotal role in our Commercial Banking division, focusing on middle market clients across the United States. This position offers the opportunity to join a dynamic team that provides comprehensive financial services to over 20,000 clients, helping them navigate complex challenges in areas such as lending, trade finance, and capital optimization. Based in our New York, NY office, you will contribute to building lasting relationships that drive client success and firm growth in a competitive industry landscape. In this role, you will manage a diverse portfolio of multinational and middle market corporations, offering strategic advice on financial products tailored to their unique needs. Responsibilities include conducting in-depth financial analyses, identifying growth opportunities, and collaborating with JP Morgan's extensive network of experts to deliver end-to-end solutions. You will engage directly with C-suite executives, presenting insights on market trends, risk management, and innovative financing options that leverage our global capabilities. This position demands a proactive approach to business development, ensuring clients receive the highest standards of service that align with JP Morgan's commitment to excellence and integrity. We seek candidates who thrive in a fast-paced environment and are passionate about the financial services sector. As part of JP Morgan Chase, you will have access to unparalleled resources, including cutting-edge technology platforms and professional development opportunities that foster career advancement. Join us to make a meaningful impact on clients' journeys while advancing your own expertise in one of the world's most influential financial institutions.

Key Responsibilities

• Manage and grow relationships with a portfolio of over 20,000 middle market clients, delivering tailored financial solutions to support their growth and operational needs
• Identify and pursue new business opportunities within multinational corporations, leveraging JP Morgan's global network to provide comprehensive banking services
• Conduct financial analysis, risk assessments, and credit evaluations to recommend appropriate lending and treasury products
• Collaborate with cross-functional teams including investment banking, trade finance, and capital markets to structure complex deals
• Develop and execute client engagement strategies, including regular portfolio reviews and customized advisory sessions
• Monitor market trends and economic indicators to advise clients on risk mitigation and investment opportunities
• Ensure compliance with all regulatory requirements and internal JP Morgan policies in all client interactions
• Contribute to team goals by mentoring junior associates and participating in business development initiatives
• Prepare detailed reports on portfolio performance, revenue targets, and client satisfaction metrics for senior management
• Represent JP Morgan Chase at industry events and client forums to enhance brand visibility in the middle market space

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• Minimum of 3-5 years of experience in commercial banking, relationship management, or financial services within the middle market segment
• Proven track record of managing client portfolios and driving revenue growth in multinational or middle market corporations
• Strong understanding of financial products including lending, treasury services, and capital markets solutions
• Excellent analytical skills with proficiency in financial modeling and credit analysis
• Ability to travel up to 20% for client meetings and business development
• Series 7 and 63 licenses or willingness to obtain them

Preferred Qualifications

• MBA or advanced degree in Finance or related discipline
• Experience working with multinational corporations in industries such as manufacturing, technology, or healthcare
• Bilingual proficiency in English and another major language (e.g., Spanish, Mandarin) to support diverse client bases
• Prior experience at a top-tier financial institution like JP Morgan Chase
• Knowledge of regulatory compliance in cross-border transactions

Required Skills

• Financial analysis and modeling
• Credit risk assessment
• Client relationship management
• Sales and business development
• Knowledge of commercial lending products
• Treasury and cash management expertise
• Regulatory compliance and KYC processes
• Cross-border transaction handling
• Proficiency in Microsoft Office Suite and financial software (e.g., Bloomberg, Moody's Analytics)
• Strong communication and presentation skills
• Negotiation and deal structuring
• Analytical problem-solving
• Time management and prioritization
• Team collaboration and leadership
• Adaptability to fast-paced environments

Benefits

• Competitive base salary with performance-based annual bonuses and incentives
• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching up to 6%
• Paid time off including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement for advanced degrees
• Employee stock purchase plan and access to JP Morgan's global learning resources
• Wellness programs with gym memberships, mental health support, and financial wellness coaching
• Relocation assistance for eligible positions and flexible work arrangements

JP Morgan Chase is an equal opportunity employer.