Associate Banker, Technology Banking -Associate

Location: San Francisco, CA, United States

Job Family: Relationship Manager

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a strong commitment to innovation, particularly in the technology sector. As an Associate Banker in Technology Banking, you will join a dynamic team dedicated to providing customized financial solutions to early-stage tech clients nationwide. Based in our San Francisco office, a hub for cutting-edge technology and startups, you will play a pivotal role in fostering relationships that drive client success and contribute to JP Morgan Chase's leadership in tech financing. This position offers the opportunity to work on high-impact deals, from venture debt to treasury management, in one of the most exciting industries shaping the future. Your primary focus will be on building and nurturing client relationships with emerging technology companies, understanding their unique financial needs, and delivering JP Morgan Chase's suite of banking products. You will conduct thorough financial analyses, assess creditworthiness, and collaborate with cross-functional teams to structure solutions that support client growth while mitigating risks. In this role, you will also engage in business development activities, attending tech conferences and networking events to identify new opportunities, all while ensuring adherence to our rigorous compliance and risk management standards. We value professionals who bring passion for technology and finance, along with the ability to thrive in a collaborative, fast-paced environment. Joining JP Morgan Chase means access to world-class resources, mentorship from industry experts, and the chance to advance your career in a firm renowned for its stability and innovation. If you are ready to make a meaningful impact in technology banking, apply today to become part of our San Francisco team.

Key Responsibilities

• Develop and maintain relationships with early-stage technology clients across the United States, providing tailored financial solutions to support their growth
• Originate new business opportunities by identifying potential tech clients and pitching JP Morgan Chase's banking products
• Conduct financial analysis, including credit assessments and risk evaluations, to recommend appropriate lending and advisory services
• Collaborate with internal teams such as credit risk, treasury services, and investment banking to deliver comprehensive solutions
• Monitor client portfolios, ensuring compliance with lending agreements and identifying opportunities for cross-selling additional services
• Participate in industry events, networking with tech entrepreneurs and venture capitalists to expand JP Morgan Chase's market presence
• Prepare detailed reports and presentations on client performance and market trends in the technology sector
• Advise clients on capital structure optimization, cash management, and strategic financing options
• Ensure all activities adhere to JP Morgan Chase's risk management policies and regulatory standards
• Mentor junior team members and contribute to team goals in the Technology Banking division

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• 3-5 years of experience in commercial banking, relationship management, or financial services, with a focus on technology sector clients
• Proven track record in originating and managing client relationships in early-stage technology companies
• Strong understanding of financial products including loans, lines of credit, and treasury services
• Excellent analytical skills with experience in financial modeling and credit analysis
• Ability to travel up to 20% for client meetings and industry events
• Series 7 and 63 licenses or willingness to obtain them

Preferred Qualifications

• MBA or advanced degree in Finance or Technology Management
• Experience working with venture-backed startups or fintech companies
• Knowledge of regulatory requirements in the technology banking sector
• Prior internship or role at a major financial institution like JP Morgan Chase
• Fluency in additional languages relevant to tech hubs (e.g., Mandarin for cross-border tech clients)

Required Skills

• Financial analysis and modeling
• Credit risk assessment
• Client relationship management
• Negotiation and deal structuring
• Knowledge of technology industry trends
• Analytical thinking
• Communication (verbal and written)
• Problem-solving
• Team collaboration
• Regulatory compliance awareness
• Sales and business development
• Project management
• Data interpretation
• Adaptability to fast-paced environments
• Strategic planning

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and leadership training
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at JP Morgan Chase offices
• Flexible work arrangements, including hybrid options in San Francisco

JP Morgan Chase is an equal opportunity employer.