Audit Executive Director – Wholesale Credit, Liquidity and Capital Risk

Location: Jersey City, NJ, United States

Job Family: Auditing

About the Role

At JPMorgan Chase, we are at the forefront of financial services innovation, and our Internal Audit team plays a critical role in safeguarding the integrity of our global operations. As an Audit Executive Director – Wholesale Credit, Liquidity and Capital Risk, you will lead high-impact audits that ensure robust risk management across our wholesale banking divisions. Based in Jersey City, NJ, this role involves overseeing global deliverables, collaborating with top-tier risk experts, and driving strategic enhancements to our control frameworks. Your expertise will directly contribute to maintaining JPMorgan Chase's reputation as a trusted leader in the industry, protecting against evolving threats in credit portfolios, liquidity positions, and capital optimization. In this executive position, you will manage a dynamic team responsible for conducting risk-based audits of wholesale credit exposures, liquidity stress testing, and capital adequacy processes. You will develop audit strategies aligned with regulatory expectations from bodies like the Federal Reserve and OCC, while leveraging cutting-edge analytics to identify vulnerabilities in our $2+ trillion balance sheet. Responsibilities include leading issue validation, tracking remediation efforts, and advising senior leadership on risk mitigation tactics. This role demands a proactive approach to integrating ESG factors and digital transformation impacts into audit scopes, ensuring our practices remain resilient in a rapidly changing financial landscape. JPMorgan Chase values professionals who thrive in collaborative, high-stakes environments. As part of our Internal Audit organization, you will have access to unparalleled resources, including advanced training and exposure to C-suite interactions. This position offers the opportunity to shape the future of risk auditing at one of the world's largest banks, with a focus on innovation and excellence. If you are a seasoned audit leader passionate about financial stability, join us to make a meaningful impact on global finance.

Key Responsibilities

• Lead the end-to-end audit process for wholesale credit, liquidity, and capital risk areas, ensuring compliance with internal policies and global regulatory standards
• Oversee the development and execution of audit plans, including risk assessments and testing of controls across JPMorgan Chase's international operations
• Collaborate with senior executives in Corporate Risk Management to identify emerging risks and recommend enhancements to risk frameworks
• Manage a team of audit professionals, providing mentorship and fostering a culture of continuous improvement and innovation
• Prepare and present audit reports to the Audit Committee, Board of Directors, and regulatory bodies such as the OCC and Federal Reserve
• Drive integration of advanced analytics and technology in audit processes to enhance efficiency and insight generation
• Monitor regulatory changes impacting credit, liquidity, and capital risks, and ensure timely adaptation of audit strategies
• Facilitate cross-functional partnerships with business lines to mitigate risks in wholesale banking activities
• Conduct special audits and investigations as needed, focusing on high-impact areas like stress testing and capital adequacy

Required Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field; advanced degree (MBA, CPA, or equivalent) strongly preferred
• 10+ years of experience in internal audit, risk management, or regulatory compliance within the financial services industry
• Deep expertise in wholesale credit risk, liquidity risk, and capital risk frameworks, including Basel III regulations and Dodd-Frank requirements
• Proven track record leading global audit teams and managing complex, cross-border regulatory deliverables
• Strong understanding of audit methodologies, including risk-based auditing and SOX compliance
• Ability to navigate and influence senior stakeholders in a fast-paced banking environment

Preferred Qualifications

• Certified Internal Auditor (CIA), Certified Public Accountant (CPA), or Chartered Financial Analyst (CFA) designation
• Experience in auditing large financial institutions with a focus on wholesale lending and treasury operations
• Knowledge of emerging risks such as climate-related financial risks and digital asset exposures
• Prior leadership role in a Big Four firm or major bank's internal audit function

Required Skills

• Expertise in financial risk modeling and quantitative analysis
• Proficiency in audit software tools like ACL, IDEA, or Tableau
• Strong knowledge of regulatory frameworks (e.g., Basel, CCAR, IFRS 9)
• Excellent analytical and problem-solving abilities
• Superior communication and presentation skills for executive reporting
• Leadership and team management in multicultural environments
• Project management expertise for large-scale audits
• Familiarity with data analytics and AI applications in risk auditing
• High ethical standards and attention to detail
• Adaptability to evolving financial regulations and technologies
• Stakeholder influence and negotiation skills
• Proficiency in Microsoft Office Suite and financial modeling tools like Excel
• Understanding of cybersecurity risks in financial systems
• Strategic thinking for risk mitigation
• Interpersonal skills for building cross-functional relationships

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company match
• Paid time off including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced certifications
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers, wellness programs, and mental health support
• Flexible work arrangements and relocation assistance for eligible roles

JP Morgan Chase is an equal opportunity employer.