Banker Associate - Emerging Middle Market - Associate

Location: Bloomfield Hills, MI, United States

Job Family: Relationship Manager

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of delivering innovative banking solutions to businesses of all sizes. The Banker Associate - Emerging Middle Market - Associate role within our Commercial Banking division offers an exciting opportunity to join a dynamic team in Bloomfield Hills, MI. As a Relationship Manager, you will play a pivotal role in supporting emerging middle market companies—typically those with annual revenues from $10 million to $500 million—by providing comprehensive banking and financial solutions. This position is ideal for professionals passionate about fostering long-term client partnerships and driving business growth in a collaborative, high-performance environment. In this role, you will manage a portfolio of clients across industries such as manufacturing, technology, and healthcare, conducting in-depth financial analyses to recommend customized products like lines of credit, term loans, and cash management services. You will work closely with cross-functional teams at JP Morgan Chase to structure deals that align with clients' strategic goals while mitigating risks. Key responsibilities include identifying expansion opportunities, preparing compelling proposals, and ensuring seamless execution of transactions, all while upholding our firm's rigorous standards for compliance and ethical practices. Your efforts will directly contribute to the success of our clients and the overall performance of the Commercial Banking team. We value associates who bring energy, expertise, and a client-first mindset to the table. This position offers substantial professional development through exposure to senior leaders, advanced training in financial products, and opportunities to influence high-impact decisions. Joining JP Morgan Chase means becoming part of a world-class institution committed to innovation, diversity, and community impact. If you are ready to advance your career in commercial banking and make a meaningful difference for growing businesses in the Midwest, we invite you to apply.

Key Responsibilities

• Develop and maintain strong relationships with emerging middle market clients in the Bloomfield Hills region, providing tailored banking solutions
• Conduct comprehensive financial analysis and credit assessments to support lending decisions and portfolio management
• Collaborate with internal teams, including credit risk, treasury services, and investment banking, to deliver integrated financial solutions
• Identify and pursue new business opportunities within the commercial banking segment, focusing on companies with revenues between $10M and $500M
• Monitor client portfolios for performance, risks, and compliance with JP Morgan Chase policies and regulatory requirements
• Prepare and present financial proposals, pitches, and reports to clients and senior management
• Drive revenue growth through cross-selling of products like cash management, trade finance, and foreign exchange services
• Stay abreast of industry trends, economic conditions, and competitive landscape to advise clients effectively
• Ensure all activities adhere to ethical standards and JP Morgan Chase's commitment to responsible banking
• Mentor junior team members and contribute to team goals in the Commercial Banking division

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• Minimum of 3-5 years of experience in commercial banking, relationship management, or financial services
• Proven track record in managing client relationships within the middle market segment
• Strong understanding of credit analysis, lending products, and risk management in commercial banking
• Ability to work in a fast-paced environment and meet regulatory compliance standards
• Valid driver's license and willingness to travel within the Bloomfield Hills, MI area
• Series 7 and 63 licenses or equivalent certifications preferred but not required

Preferred Qualifications

• MBA or advanced degree in Finance or related field
• Experience working with emerging middle market companies in the automotive, manufacturing, or technology sectors
• Prior experience at a major financial institution like JP Morgan Chase
• Fluency in financial modeling and proficiency in banking software such as Moody's or Bloomberg
• Demonstrated success in cross-selling treasury and capital markets solutions

Required Skills

• Commercial banking knowledge
• Client relationship management
• Credit analysis and underwriting
• Financial modeling and forecasting
• Risk assessment and mitigation
• Sales and negotiation skills
• Analytical thinking
• Communication and presentation abilities
• Regulatory compliance awareness
• Team collaboration
• Proficiency in Microsoft Office Suite (Excel, PowerPoint)
• Understanding of treasury management services
• Problem-solving in dynamic environments
• Time management and prioritization
• Adaptability to market changes

Benefits

• Competitive base salary with performance-based annual bonuses and incentives
• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching up to 6%
• Paid time off including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and access to JP Morgan's internal training academy
• Employee stock purchase plan and other financial wellness benefits
• Wellness programs with gym memberships, mental health support, and onsite fitness facilities
• Flexible work arrangements and commuter benefits for the Bloomfield Hills location

JP Morgan Chase is an equal opportunity employer.