Banker Associate, Emerging Middle Market - Associate

Location: Bowling Green, KY, United States

Job Family: Relationship Manager

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of delivering innovative solutions to our clients. The Banker Associate, Emerging Middle Market - Associate role in our Commercial Banking division offers an exciting opportunity to join a dynamic team focused on serving growing businesses in the Southeast US. Based in Bowling Green, KY, you will act as a trusted advisor to emerging middle market companies, helping them navigate complex financial landscapes with comprehensive banking products, including lending, treasury services, and strategic advisory. This position is ideal for professionals passionate about fostering long-term client partnerships and contributing to the economic vitality of the local community. As a Relationship Manager in this role, your primary focus will be on building and expanding a portfolio of clients in industries such as manufacturing, healthcare, and technology. You will collaborate closely with JP Morgan's world-class teams to deliver customized solutions that drive client success, while adhering to our rigorous standards of risk management and compliance. Daily responsibilities include conducting in-depth financial analyses, structuring deals, and providing insights on market trends, all while leveraging JP Morgan's extensive resources and global network to uncover new opportunities. We value associates who bring energy, expertise, and a client-first mindset to the table. In this position, you will have access to cutting-edge tools, ongoing training through JP Morgan's renowned learning programs, and the chance to advance within one of the world's most admired financial institutions. If you are ready to make an impact in Commercial Banking and support the growth of America's emerging businesses, join us in Bowling Green and be part of a team that redefines what's possible in financial services.

Key Responsibilities

• Develop and maintain relationships with emerging middle market clients in Bowling Green, KY, providing tailored banking and financial solutions
• Conduct needs assessments and recommend appropriate credit, treasury, and advisory services from JP Morgan Chase's portfolio
• Collaborate with internal teams, including credit analysts and product specialists, to structure financing solutions
• Monitor client portfolios, identify growth opportunities, and mitigate risks in line with JP Morgan's risk management standards
• Prepare and present credit proposals, business plans, and financial analyses to senior management
• Drive business development by prospecting new clients in the local market and expanding existing relationships
• Ensure compliance with all regulatory requirements and JP Morgan Chase policies in all client interactions
• Provide ongoing financial advisory support, including cash management and capital markets guidance
• Participate in community outreach and networking events to enhance JP Morgan's presence in the region
• Track and report on key performance metrics related to client satisfaction and revenue growth

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• Minimum of 3-5 years of experience in commercial banking, relationship management, or financial services
• Proven track record in managing client relationships within middle market or emerging businesses
• Strong understanding of credit analysis, lending products, and risk management in the financial services industry
• Ability to travel within the Bowling Green, KY region to meet client needs
• Series 7 and 63 licenses or willingness to obtain them
• Proficiency in Microsoft Office Suite and banking software applications

Preferred Qualifications

• MBA or advanced degree in Finance or related field
• Experience working with emerging middle market companies in the Southeast US
• Knowledge of JP Morgan Chase's Commercial Banking products and services
• Bilingual skills, particularly Spanish, to serve diverse client bases
• Prior internship or role at a major financial institution like JP Morgan Chase

Required Skills

• Commercial banking knowledge
• Client relationship management
• Credit analysis and underwriting
• Financial modeling and forecasting
• Risk assessment and mitigation
• Business development and sales
• Regulatory compliance awareness
• Communication and presentation skills
• Analytical thinking and problem-solving
• Team collaboration and leadership
• Proficiency in financial software (e.g., Bloomberg, Moody's)
• Negotiation and deal structuring
• Time management and organizational skills
• Adaptability to market changes
• Customer service orientation

Benefits

• Competitive base salary with performance-based bonuses and incentives
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and access to JP Morgan's global learning resources
• Wellness programs, including gym memberships and mental health support
• Flexible work arrangements and relocation assistance for eligible roles

JP Morgan Chase is an equal opportunity employer.