Banker Associate, Emerging Middle Market - Associate

Location: Milwaukee, WI, United States

Job Family: Relationship Manager

About the Role

At JPMorgan Chase, we are a leading global financial services firm with a proud history of delivering innovative solutions to our clients. The Banker Associate, Emerging Middle Market - Associate role within our Commercial Banking division offers an exciting opportunity to join a dynamic team in Milwaukee, WI, focused on serving emerging middle market companies. As a Relationship Manager, you will play a pivotal role in providing comprehensive banking and financial solutions, including lending, treasury services, and advisory support, to businesses navigating growth in competitive industries. This position is ideal for professionals passionate about fostering long-term client partnerships and driving business expansion in the heart of the Midwest. In this associate-level role, you will manage a portfolio of clients with annual revenues typically ranging from $10 million to $500 million, collaborating closely with cross-functional teams to assess financial needs and mitigate risks. Your days will involve conducting in-depth financial analyses, structuring tailored financing solutions, and leveraging JPMorgan's vast resources to help clients achieve their strategic objectives. You will also engage in proactive business development, identifying opportunities to introduce additional services such as cash management or capital markets access, all while ensuring compliance with stringent regulatory standards. This role demands a blend of analytical rigor and interpersonal finesse, as you build trust with diverse stakeholders in a fast-paced environment. JPMorgan Chase values innovation, integrity, and inclusion, offering robust support for your professional growth through mentorship, training, and exposure to senior leaders. Based in our Milwaukee office, you will contribute to a collaborative culture that emphasizes work-life balance and community impact. If you thrive on solving complex financial challenges and are eager to advance your career in commercial banking, this position provides the platform to make a meaningful difference for clients and the firm alike.

Key Responsibilities

• Develop and maintain strong relationships with emerging middle market clients in the Milwaukee area, providing tailored banking and financial solutions
• Identify and pursue new business opportunities within the commercial banking segment, targeting companies with revenues between $10M and $500M
• Conduct comprehensive financial analysis, including credit underwriting and portfolio management, to support client financing needs
• Collaborate with internal teams such as credit risk, treasury services, and investment banking to deliver integrated solutions
• Monitor client portfolios for performance, compliance, and risk mitigation, ensuring adherence to JPMorgan Chase's standards
• Prepare and present customized proposals, pitches, and financial reports to clients and senior management
• Drive revenue growth through cross-selling JPMorgan products like cash management, trade finance, and capital markets services
• Stay abreast of industry trends, regulatory changes, and economic factors affecting middle market businesses
• Mentor junior team members and contribute to team goals in the Milwaukee Commercial Banking office
• Ensure all activities comply with federal regulations, including BSA/AML and fair lending practices

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• Minimum of 3-5 years of experience in commercial banking, relationship management, or financial services
• Proven track record in managing client relationships within middle market or emerging businesses
• Strong understanding of credit analysis, financial modeling, and risk assessment
• Ability to travel up to 20% for client meetings and business development
• Series 7 and 63 licenses or willingness to obtain them
• Proficiency in Microsoft Office Suite and banking software applications

Preferred Qualifications

• MBA or advanced degree in Finance or related discipline
• Experience working with emerging middle market companies in the Midwest region
• Knowledge of JPMorgan Chase's commercial banking products and services
• Previous role in a top-tier financial institution with a focus on business development
• Bilingual skills, particularly in Spanish, to serve diverse client bases

Required Skills

• Financial analysis and modeling
• Credit underwriting and risk assessment
• Client relationship management
• Business development and sales acumen
• Communication and presentation skills
• Negotiation and deal structuring
• Knowledge of commercial lending products
• Regulatory compliance awareness
• Team collaboration and leadership
• Problem-solving and analytical thinking
• Proficiency in financial software (e.g., Moody's, Bloomberg)
• Time management and organizational skills
• Adaptability to dynamic market conditions
• Customer service orientation
• Strategic planning and forecasting

Benefits

• Competitive base salary plus performance-based annual bonus and incentives
• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching
• Paid time off including vacation, sick days, and parental leave
• Professional development opportunities through JPMorgan's internal training programs and tuition reimbursement
• Employee stock purchase plan and access to financial wellness resources
• On-site fitness centers and wellness programs at select locations
• Flexible work arrangements and commuter benefits for Milwaukee-based employees

JP Morgan Chase is an equal opportunity employer.