Business Manager - Vice President

Location: Bengaluru, Karnataka, India

Job Family: Product Management

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a strong commitment to innovation in lending solutions that empower our clients worldwide. As a Business Manager - Vice President in our Product Management team based in Bengaluru, Karnataka, India, you will play a pivotal role in shaping the future of our lending services portfolio. This position involves promoting product strategies and driving development initiatives that align seamlessly with our business objectives and the evolving needs of our diverse customer base, from individual borrowers to large corporate clients. You will work within a dynamic environment that leverages JP Morgan Chase's vast resources to deliver cutting-edge financial products while navigating the complexities of the Indian and global markets. Your key focus will be on leading the ideation, strategy, and execution of lending product enhancements, ensuring they meet regulatory standards and drive sustainable growth. Collaborating closely with teams in risk, technology, and sales, you will analyze market data, customer insights, and emerging trends to recommend innovative solutions, such as digital lending platforms or sustainable finance options. At JP Morgan Chase, this role offers the opportunity to influence high-impact decisions that contribute to our leadership in the financial services industry, all while being part of a supportive culture that values strategic thinking and client-centric innovation. We seek a seasoned professional passionate about the intersection of finance and technology, with a deep understanding of lending dynamics in a competitive landscape. Joining our Bengaluru team means contributing to JP Morgan Chase's mission of enabling economic progress through responsible lending, while benefiting from world-class resources and career growth opportunities in one of India's key financial hubs.

Key Responsibilities

• Develop and promote comprehensive product strategies for JP Morgan Chase's lending services, ensuring alignment with overall business goals and customer expectations
• Collaborate with cross-functional teams, including sales, risk management, and technology, to drive product development and enhancements
• Analyze market trends, competitor activities, and customer feedback to identify opportunities for innovation in lending products
• Lead the creation of business cases, roadmaps, and implementation plans for new lending initiatives
• Ensure compliance with regulatory standards, including those from RBI and global financial authorities, in all product strategies
• Monitor product performance metrics, such as adoption rates, revenue impact, and customer satisfaction, and recommend adjustments
• Foster partnerships with internal stakeholders and external vendors to support scalable lending solutions
• Contribute to the strategic planning process for the lending division, providing insights on product positioning and growth opportunities
• Mentor junior team members and promote a culture of continuous improvement in product management practices

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field; MBA or advanced degree preferred
• Minimum of 7-10 years of experience in product management, strategy, or development within the financial services industry, with a focus on lending products
• Proven track record of promoting product strategies that align business objectives with customer needs in a banking environment
• Strong understanding of lending services, including consumer, commercial, and mortgage lending regulations and market dynamics
• Experience working in a global financial institution, ideally with exposure to cross-functional teams in product development
• Excellent analytical skills with the ability to interpret financial data, market trends, and regulatory requirements
• Ability to thrive in a fast-paced, high-stakes environment while managing multiple priorities

Preferred Qualifications

• Experience at a major financial institution like JP Morgan Chase or similar, with direct involvement in lending product innovation
• Knowledge of emerging technologies such as AI, machine learning, or blockchain applications in lending services
• Prior leadership experience managing teams in product strategy roles
• Familiarity with Indian financial regulations and the APAC lending market
• Certifications in project management (PMP) or financial analysis (CFA)

Required Skills

• Product strategy development
• Financial modeling and analysis
• Market research and competitive analysis
• Regulatory compliance in lending
• Cross-functional collaboration
• Project management
• Data analytics and visualization tools (e.g., Excel, Tableau)
• Customer-centric thinking
• Strategic planning and execution
• Risk assessment in financial products
• Communication and presentation skills
• Leadership and team motivation
• Agile methodologies
• Knowledge of fintech trends
• Problem-solving and decision-making

Benefits

• Competitive base salary and performance-based bonuses aligned with JP Morgan Chase's compensation structure
• Comprehensive health, dental, and vision insurance coverage for employees and eligible dependents
• Retirement savings plan with company matching contributions to support long-term financial security
• Generous paid time off, including vacation, sick leave, and parental leave policies
• Professional development opportunities, such as tuition reimbursement and access to internal training programs
• Employee wellness programs, including gym memberships, mental health support, and fitness challenges
• Flexible work arrangements, including hybrid options in Bengaluru, with modern office facilities
• Stock purchase plans and other financial perks tailored to the financial services industry

JP Morgan Chase is an equal opportunity employer.