Capital and Liquidity Policy, Vice President

Location: New York, NY, United States

Job Family: Policy

About the Role

At JPMorgan Chase & Co., one of the oldest, largest, and most respected financial institutions in the world, we are seeking a highly skilled Vice President to join our Treasury and Chief Investment Office team in the Capital and Liquidity Policy group. This role is pivotal in shaping the firm's approach to maintaining robust capital structures and liquidity positions amid a complex global regulatory landscape. Based in New York, NY, the Vice President will play a key role in ensuring that JPMorgan Chase remains at the forefront of compliance and innovation in financial risk management, supporting our mission to enable the world's most important businesses and communities to thrive. The selected candidate will be responsible for developing and executing policies that align with U.S. and international regulations such as Basel III, the Dodd-Frank Act, and liquidity coverage requirements. This involves close collaboration with cross-functional teams across Treasury, Risk, and Finance to analyze capital adequacy, perform stress tests, and optimize resource allocation. The role demands a strategic mindset to anticipate regulatory changes and their implications for JPMorgan Chase's $3.7 trillion balance sheet, while providing actionable insights to senior leadership through detailed reports and presentations. In this dynamic environment, the Vice President will engage with regulators like the Federal Reserve and OCC, contribute to industry forums, and drive initiatives to enhance policy frameworks using advanced analytics. This position offers the opportunity to influence high-impact decisions at a leading global bank, with exposure to cutting-edge financial strategies and professional growth opportunities. If you have a passion for regulatory policy and a proven track record in financial services, join us to help safeguard the stability and growth of JPMorgan Chase.

Key Responsibilities

• Develop and implement policies related to capital adequacy and liquidity risk management in alignment with JP Morgan Chase's strategic objectives
• Monitor and interpret evolving regulatory requirements from bodies like the Federal Reserve and Basel Committee, advising on compliance impacts
• Collaborate with Treasury, Chief Investment Office, and Risk Management teams to ensure robust capital and liquidity frameworks
• Conduct analyses and stress testing to assess the firm's capital and liquidity positions under various scenarios
• Prepare reports and presentations for senior management and regulatory submissions, including CCAR and FR Y-9C filings
• Lead initiatives to optimize capital usage while maintaining regulatory ratios and internal risk appetites
• Engage with external regulators and industry groups to represent JP Morgan Chase on policy matters
• Mentor junior team members and contribute to the development of policy training programs
• Identify emerging risks in capital and liquidity areas and recommend proactive mitigation strategies
• Support integration of new technologies or data analytics to enhance policy monitoring and reporting

Required Qualifications

• Bachelor's degree in Finance, Economics, Accounting, or a related field; advanced degree (MBA, Master's in Finance) preferred
• Minimum of 7-10 years of experience in capital and liquidity policy, regulatory compliance, or risk management within the financial services industry
• Deep knowledge of U.S. banking regulations including Basel III, Dodd-Frank Act, and liquidity coverage ratio (LCR) requirements
• Proven track record in policy development and implementation in a large financial institution
• Strong analytical skills with experience in financial modeling and stress testing for capital adequacy
• Excellent communication skills, with the ability to interact with senior executives and regulatory bodies
• Professional certifications such as CFA, FRM, or CPA are highly desirable

Preferred Qualifications

• Experience working at a major bank like JP Morgan Chase or similar global financial institution
• Familiarity with international regulatory frameworks such as those from the Federal Reserve, OCC, or ECB
• Background in Treasury or Chief Investment Office functions
• Demonstrated leadership in cross-functional teams on policy-related projects
• Publication or contributions to industry whitepapers on capital and liquidity topics

Required Skills

• Expertise in regulatory capital frameworks (Basel III, CCAR)
• Proficiency in liquidity risk metrics (LCR, NSFR)
• Financial modeling and quantitative analysis
• Regulatory compliance and policy interpretation
• Stress testing and scenario analysis
• Data analytics using tools like Excel, SQL, or Python
• Strategic thinking and problem-solving
• Excellent written and verbal communication
• Stakeholder management and negotiation
• Leadership and team collaboration
• Attention to detail and accuracy in reporting
• Adaptability to changing regulatory environments
• Knowledge of financial instruments and markets
• Project management skills
• Ethical judgment in high-stakes financial decisions

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company match
• Paid time off including vacation, sick days, and parental leave
• Professional development opportunities through JPMorgan Chase's internal training programs and tuition reimbursement
• Wellness programs including gym memberships and mental health support
• Employee stock purchase plan and financial planning services
• Flexible work arrangements and commuter benefits for New York location

JP Morgan Chase is an equal opportunity employer.