Cash Management Consultant Senior

Location: Houston, TX, United States

Job Family: Cash Management

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a commitment to innovation and client success. As a Cash Management Consultant Senior in our Houston, TX office, you will play a pivotal role in empowering over 3 million small businesses across the United States with cutting-edge financial solutions. This position within our Cash Management category involves working closely with entrepreneurs and business owners to optimize their cash flow, streamline payments, and enhance overall financial health using JP Morgan's robust treasury services. You will be part of a dynamic team at one of the world's most respected banks, leveraging our vast resources to deliver personalized consulting that drives business growth and resilience in a competitive market. In this senior-level role, your primary focus will be to conduct in-depth assessments of clients' cash management needs, recommending tailored products such as automated clearing house (ACH) services, wire transfers, and liquidity management tools from JP Morgan Chase's portfolio. You will collaborate with cross-functional teams to implement these solutions, ensuring seamless integration with clients' operations while adhering to stringent financial regulations. Additionally, you will identify opportunities to cross-sell complementary services like commercial lending or merchant services, contributing to the bank's mission of fostering economic prosperity for small businesses in the Houston region and beyond. We seek a seasoned professional with a passion for financial advisory and a deep understanding of the small business landscape. This role offers the chance to make a tangible impact by helping clients navigate economic challenges, from supply chain disruptions to digital transformation. Join JP Morgan Chase to advance your career in a supportive environment that values innovation, diversity, and professional growth, all while contributing to the financial well-being of communities nationwide.

Key Responsibilities

• Consult with small business owners to assess cash management needs and recommend tailored JP Morgan Chase solutions
• Develop and present customized financial strategies to optimize cash flow and liquidity for over 3 million nationwide clients
• Analyze client financial data to identify opportunities for treasury services, payment processing, and lending products
• Build and maintain strong relationships with key stakeholders in the Houston small business community
• Collaborate with internal teams to ensure seamless implementation of cash management solutions
• Conduct training sessions and workshops on JP Morgan's digital banking tools for clients
• Monitor market trends and regulatory changes to advise clients on best practices in cash management
• Generate reports on client portfolio performance and contribute to team sales targets
• Support business development efforts by identifying new opportunities within existing client networks

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 5 years of experience in cash management, treasury services, or commercial banking
• Proven track record in consulting with small to medium-sized businesses on financial solutions
• Strong understanding of banking regulations and compliance in the financial services industry
• Experience with financial analysis tools and cash flow management software
• Ability to travel up to 50% within the Houston region to meet clients

Preferred Qualifications

• MBA or advanced degree in Finance
• Certification in Treasury Management (e.g., CTP from AFP)
• Prior experience working at a major financial institution like JP Morgan Chase
• Bilingual proficiency in English and Spanish to serve diverse small business clients

Required Skills

• Expertise in cash management and treasury operations
• Proficiency in financial modeling and forecasting
• Strong analytical and problem-solving abilities
• Excellent communication and presentation skills
• Knowledge of JP Morgan Chase's banking platforms and APIs
• Client relationship management and sales acumen
• Familiarity with regulatory compliance (e.g., BSA, AML)
• Proficiency in Microsoft Office Suite and financial software like Excel and QuickBooks
• Adaptability to fast-paced financial services environment
• Team collaboration and leadership skills
• Data-driven decision-making
• Risk assessment and mitigation techniques
• Digital payment systems and fintech trends

Benefits

• Competitive base salary with performance-based bonuses and incentives
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for certifications
• Employee stock purchase plan and access to JP Morgan's wellness initiatives
• Flexible work arrangements and hybrid options in Houston, TX

JP Morgan Chase is an equal opportunity employer.