Cash Management Consultant Senior

Location: New York, NY, United States

Job Family: Cash Management

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a commitment to innovation and client success. As a Cash Management Consultant Senior in our Commercial Banking division, you will play a pivotal role in supporting over 3 million small businesses across the United States by delivering expert financial solutions. Based in New York, NY, this position offers the opportunity to leverage your expertise in cash management to help clients navigate complex financial landscapes, optimize their operations, and drive growth in a dynamic economy. Join a team renowned for its cutting-edge technology and personalized service, where your contributions directly impact the success of America's entrepreneurial backbone. In this senior consulting role, you will engage directly with small business owners and financial decision-makers to diagnose cash flow challenges and recommend JP Morgan Chase's suite of advanced cash management tools, including automated payment solutions, liquidity forecasting, and integrated treasury services. Your days will involve conducting in-depth financial assessments, developing strategic recommendations, and collaborating with cross-functional teams to implement solutions that enhance efficiency and reduce costs. You will also stay ahead of industry trends, such as digital payments and regulatory shifts, to provide proactive advice that positions clients for long-term success. We value professionals who thrive in a collaborative, high-performance environment and are passionate about empowering small businesses. This role demands strong analytical acumen, exceptional interpersonal skills, and a deep understanding of the financial services sector. At JP Morgan Chase, you will have access to world-class resources, ongoing professional development, and the chance to advance within one of the most respected institutions in global finance. If you are ready to make a meaningful difference, apply today and become part of our mission to redefine banking for small businesses.

Key Responsibilities

• Consult with small business clients to assess their cash management needs and recommend tailored JP Morgan Chase solutions
• Develop and present customized financial strategies to optimize liquidity, reduce costs, and enhance operational efficiency
• Analyze client financial data to identify opportunities for improving cash flow and treasury operations
• Collaborate with internal teams, including product specialists and relationship managers, to deliver integrated banking services
• Conduct client workshops and training sessions on JP Morgan's digital cash management platforms
• Monitor market trends and regulatory changes to advise clients on best practices in cash management
• Build and maintain long-term relationships with over 3 million small business clients nationwide
• Prepare detailed reports and performance metrics on client engagements to support business growth
• Support sales initiatives by providing expert insights into cash management products
• Ensure all client interactions comply with JP Morgan Chase's risk management and ethical standards

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 5 years of experience in cash management, treasury services, or financial consulting within the banking or financial services industry
• Proven track record of advising small to medium-sized businesses on cash flow optimization and liquidity management
• Strong understanding of commercial banking products, including payment processing, wire transfers, and automated clearing house (ACH) services
• Excellent analytical skills with experience using financial modeling tools to assess client needs
• Ability to travel up to 50% within the New York region to meet with clients
• Series 7 or equivalent FINRA license preferred, or willingness to obtain

Preferred Qualifications

• MBA or advanced degree in Finance
• Experience working with JP Morgan Chase or similar large financial institutions
• Bilingual proficiency in English and Spanish to serve diverse small business clients
• Prior leadership role in a cash management team
• Knowledge of regulatory compliance in cash management, such as BSA/AML requirements

Required Skills

• Expertise in cash management software and treasury management systems (TMS)
• Proficiency in financial analysis tools like Excel, Bloomberg, or similar platforms
• Strong knowledge of payment systems including SWIFT, Fedwire, and real-time payments
• Excellent communication and presentation skills for client-facing interactions
• Analytical thinking to interpret complex financial data
• Relationship-building and networking abilities
• Project management skills for implementing cash management solutions
• Understanding of risk assessment in financial services
• Technical proficiency in digital banking platforms
• Adaptability to fast-paced banking environment
• Negotiation skills for client consultations
• Attention to detail in compliance and reporting
• Leadership and team collaboration
• Problem-solving for optimizing client cash flows
• Customer service orientation tailored to small businesses

Benefits

• Competitive base salary with performance-based bonuses and incentives
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching
• Paid time off including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at JP Morgan Chase facilities
• Flexible work arrangements, including hybrid options in New York

JP Morgan Chase is an equal opportunity employer.