CCB Risk Risk Architecture - Bengaluru - 2026 ReEntry Program

Location: Bengaluru, Karnataka, India

Job Family: Risk Support

About the Role

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.9 trillion and operations worldwide, committed to helping people and businesses prosper. The Corporate & Investment Bank (CIB) and Consumer & Community Banking (CCB) divisions drive innovation in risk management to support sustainable growth. We are seeking an Associate for the CCB Risk - Risk Architecture team in Bengaluru as part of our 2026 ReEntry Program, designed for talented professionals returning to the workforce after a career break. This role focuses on building robust risk architectures that underpin credit and operational risk strategies for consumer banking products, ensuring resilience and compliance in a dynamic regulatory environment. In this position, you will play a pivotal role in architecting data-driven risk solutions that integrate seamlessly with JP Morgan's vast ecosystem of banking platforms. Responsibilities include modeling complex risk scenarios for lending portfolios, optimizing data pipelines for real-time analytics, and collaborating with engineers, quants, and business leaders to deploy scalable systems. Leveraging your expertise, you will contribute to initiatives like stress testing under CCAR and enhancing fraud detection models, all while participating in the ReEntry Program's supportive framework of mentorship, training, and networking to accelerate your reintegration into high-impact financial services roles. The ideal candidate thrives in a collaborative, innovative culture where integrity and excellence are paramount. At JP Morgan Chase, you will have access to cutting-edge tools and resources to advance risk architecture in consumer banking, making a tangible impact on millions of customers. This opportunity in Bengaluru offers exposure to global projects and a chance to grow within one of the world's most admired financial institutions, fostering both professional and personal development.

Key Responsibilities

• Design and develop risk architecture solutions for CCB (Consumer & Community Banking) portfolios, ensuring alignment with JP Morgan's enterprise risk framework
• Collaborate with cross-functional teams to integrate risk data models into core banking systems and analytics platforms
• Analyze and enhance data flows for credit risk assessment, stress testing, and regulatory reporting
• Implement scalable architecture to support real-time risk monitoring and decision-making processes
• Contribute to the evolution of risk management tools, incorporating emerging technologies like AI and big data
• Ensure compliance with global regulatory standards and internal governance policies at JP Morgan Chase
• Participate in the ReEntry Program initiatives, including mentorship and skill-building workshops
• Document architecture designs and provide technical support to risk analysts and stakeholders
• Identify and mitigate architectural risks in consumer lending and deposit products
• Support innovation in risk architecture to drive efficiency and accuracy in CCB operations

Required Qualifications

• Bachelor's degree in Computer Science, Engineering, Finance, or a related quantitative field
• At least 2 years of prior professional experience in risk management, data analysis, or technology roles within financial services
• Strong understanding of risk architecture principles, including data modeling and system integration in banking environments
• Proficiency in programming languages such as Python, SQL, or Java for data processing and analysis
• Experience with regulatory compliance frameworks like Basel III or CCAR in the financial sector
• Demonstrated ability to work in cross-functional teams in a fast-paced corporate setting
• Eligibility for the 2026 ReEntry Program, targeting professionals returning after a career break

Preferred Qualifications

• Advanced degree (Master's or MBA) in Finance, Risk Management, or Data Science
• Prior experience at a major financial institution like JP Morgan Chase in risk or architecture roles
• Knowledge of cloud platforms such as AWS or Azure for scalable risk systems
• Certifications in risk management (e.g., FRM) or data architecture (e.g., TOGAF)
• Experience with machine learning applications in credit risk modeling

Required Skills

• Risk modeling and architecture design
• Data analysis and visualization (e.g., Tableau, Power BI)
• SQL and database management
• Python or R for quantitative analysis
• Knowledge of financial regulations (Basel, Dodd-Frank)
• System integration and API development
• Problem-solving and analytical thinking
• Collaboration and communication skills
• Agile methodologies and project management
• Machine learning basics for risk prediction
• Cloud computing (AWS, Azure)
• Version control (Git)
• Attention to detail in high-stakes environments
• Adaptability to evolving regulatory landscapes
• Technical documentation and stakeholder engagement

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick leave, and parental leave
• Professional development opportunities through JP Morgan's learning programs and tuition reimbursement
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers, wellness programs, and mental health support
• Global mobility options and career progression pathways within JP Morgan Chase

JP Morgan Chase is an equal opportunity employer.