CIB Risk [Multiple Positions Available]

Location: New York, NY, United States

Job Family: Credit Risk

About the Role

At JPMorgan Chase, we are a leading global financial services firm with operations spanning investment banking, consumer and community banking, commercial banking, and asset and wealth management. Our Corporate & Investment Bank (CIB) division is at the forefront of providing innovative solutions to corporations, governments, and institutions worldwide. We are seeking talented Credit Risk professionals for multiple positions in our New York office to join our dynamic team focused on safeguarding the firm's interests through rigorous risk identification and management. In this role, you will play a critical part in evaluating credit exposures across diverse portfolios, ensuring that our high-profile transactions and client relationships are underpinned by sound risk practices in a complex global market. As a Credit Risk Analyst in CIB, your primary responsibility will be to identify and dissect key credit risk factors associated with clients, individual transactions, and specific industry sub-sectors within your assigned portfolio. This involves performing in-depth financial analysis, assessing counterparty creditworthiness, and modeling potential risks under various economic scenarios. You will collaborate closely with origination teams, traders, and senior executives to provide actionable insights that inform lending decisions, limit settings, and overall portfolio strategy. At JPMorgan Chase, we value precision and foresight, and you will contribute to credit memos, risk committee presentations, and ongoing monitoring to mitigate emerging threats in sectors like technology, energy, and healthcare. The ideal candidate thrives in a fast-paced, intellectually stimulating environment where attention to detail and strategic thinking are paramount. You will leverage JPMorgan's cutting-edge risk management tools and data analytics platforms to support stress testing and regulatory compliance efforts under frameworks like Basel III. This position offers substantial opportunities for career growth within one of the world's most respected financial institutions, with exposure to high-impact deals and mentorship from industry leaders. If you are passionate about credit risk and eager to contribute to JPMorgan Chase's legacy of excellence, we encourage you to apply and help shape the future of global finance.

Key Responsibilities

• Identify and analyze key credit risk factors for clients, transactions, and industry sub-sectors within an assigned portfolio
• Conduct thorough due diligence on counterparties, including financial statement reviews and scenario analysis
• Develop and recommend credit risk ratings and limits to support business decisions in the CIB
• Monitor portfolio performance, escalating emerging risks and recommending mitigation strategies
• Collaborate with cross-functional teams, including origination, trading, and compliance, to ensure risk-aligned transactions
• Prepare detailed credit memos and presentations for senior management and risk committees
• Stay abreast of market trends, regulatory changes, and macroeconomic factors impacting credit risk
• Support stress testing and portfolio-level risk modeling to enhance overall risk framework
• Contribute to the development of risk policies and procedures specific to CIB activities

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• Minimum of 3-5 years of experience in credit risk analysis, preferably within investment banking or financial services
• Strong understanding of credit risk principles, including financial statement analysis and credit rating methodologies
• Proficiency in financial modeling and valuation techniques for corporate and transactional credit assessments
• Excellent analytical skills with the ability to assess risks in complex, multi-faceted portfolios
• Knowledge of regulatory frameworks such as Basel III and Dodd-Frank relevant to credit risk management

Preferred Qualifications

• Advanced degree (MBA or Master's in Finance) or relevant certifications like CFA or FRM
• Experience in the Corporate & Investment Bank (CIB) division or similar high-stakes financial environments
• Familiarity with industry-specific risks in sectors like energy, technology, or real estate
• Prior exposure to JP Morgan Chase's risk management systems and tools

Required Skills

• Financial analysis and modeling
• Credit risk assessment
• Data interpretation and quantitative analysis
• Regulatory compliance knowledge
• Portfolio management
• Risk mitigation strategies
• Excel proficiency (advanced functions, VBA)
• Financial statement analysis
• Industry sector expertise
• Communication and presentation skills
• Analytical thinking
• Attention to detail
• Team collaboration
• Problem-solving
• Adaptability to fast-paced environments

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching
• Paid time off, including vacation, sick days, and parental leave
• Professional development opportunities, including tuition reimbursement and access to internal training programs
• Employee stock purchase plan and other financial wellness benefits
• Wellness programs, including gym memberships and mental health support
• Flexible work arrangements and commuter benefits for New York-based employees

JP Morgan Chase is an equal opportunity employer.