Client Data Specialist

Location: Bengaluru, Karnataka, India

Job Family: Client Data

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a strong commitment to integrity, innovation, and client service. As a Client Data Specialist in our Global KYC team based in Bengaluru, Karnataka, India, you will play a pivotal role in ensuring regulatory compliance and mitigating risks associated with client onboarding and ongoing relationships. This position within the Client Data category involves providing expert KYC-related advisory support, helping to safeguard our institution against financial crimes while supporting our diverse client base across investment banking, asset management, and commercial banking divisions. Your work will directly contribute to maintaining JP Morgan's reputation as a trusted partner in the financial services industry. In this role, you will conduct comprehensive due diligence on client profiles, verifying identities, beneficial ownership structures, and transaction histories in line with international standards like FATCA, CRS, and Indian regulatory frameworks. You will collaborate with global teams to review documentation, identify potential risks, and recommend remediation actions, ensuring all processes align with JP Morgan's robust compliance protocols. Additionally, you will leverage advanced data tools to maintain accurate client records, support periodic reviews, and assist in regulatory reporting, all while staying abreast of evolving AML/KYC landscapes to proactively adapt our operations. We seek a detail-oriented professional with a passion for compliance in a fast-paced financial environment. Joining JP Morgan Chase offers unparalleled opportunities for growth, exposure to cutting-edge technology, and the chance to work on high-impact projects that shape the future of global finance. If you thrive in a collaborative setting and are dedicated to upholding the highest standards of ethical conduct, this role in Bengaluru will allow you to make a meaningful difference in our mission to enable the world's most important businesses.

Key Responsibilities

• Conduct thorough KYC due diligence on client profiles, including verification of identity, ownership, and source of funds
• Provide compliance advisory support on KYC matters to internal teams and clients in the Global KYC operations
• Review and analyze client documentation for accuracy and regulatory compliance
• Identify and escalate potential risks or red flags related to money laundering or fraud
• Collaborate with cross-functional teams to ensure seamless client onboarding and periodic reviews
• Maintain up-to-date knowledge of evolving KYC/AML regulations and implement changes in processes
• Support audits and regulatory reporting by preparing accurate KYC records
• Utilize data management tools to organize and retrieve client information efficiently
• Assist in training junior staff on KYC best practices and JP Morgan's compliance standards

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Law, or a related field
• Minimum of 2-3 years of experience in KYC, AML, or compliance roles within the financial services industry
• Strong understanding of regulatory requirements such as FATCA, CRS, and local Indian regulations
• Proficiency in data analysis and client due diligence processes
• Excellent attention to detail and ability to handle sensitive information
• Fluency in English; knowledge of additional languages is advantageous

Preferred Qualifications

• Certification in AML/KYC (e.g., CAMS or equivalent)
• Experience working in a multinational banking environment like JP Morgan Chase
• Familiarity with KYC platforms such as Oracle or similar tools
• Advanced degree in Compliance or Risk Management

Required Skills

• KYC and AML regulatory knowledge
• Data analysis and interpretation
• Attention to detail
• Regulatory compliance expertise
• Client due diligence
• Risk assessment
• Documentation review
• Communication skills (written and verbal)
• Problem-solving abilities
• Time management
• Proficiency in Microsoft Office Suite
• Experience with compliance software
• Analytical thinking
• Team collaboration
• Adaptability to regulatory changes

Benefits

• Competitive base salary and performance-based bonuses
• Comprehensive health insurance coverage for employees and dependents
• Retirement savings plan with company matching contributions
• Paid time off, including vacation, sick leave, and parental leave
• Professional development programs and tuition reimbursement
• Employee wellness initiatives, including gym memberships and mental health support
• Flexible work arrangements and hybrid work options in Bengaluru
• Access to JP Morgan's global employee stock purchase plan

JP Morgan Chase is an equal opportunity employer.