Collateral Svc Specialist IV

Location: Tempe, AZ, United States

Job Family: Lending Services

About the Role

At JPMorgan Chase, we are a leading global financial services firm with a commitment to innovation, integrity, and client success. As a Collateral Service Specialist IV in our Lending Services division, you will play a pivotal role in managing collateral for a diverse portfolio of loans, ensuring operational excellence and regulatory compliance. Based in our state-of-the-art facility in Tempe, Arizona, this position offers the opportunity to contribute to high-impact projects that support the bank's lending operations and build lasting trust with stakeholders. You will work within a collaborative team environment, leveraging cutting-edge technology to handle complex collateral processes that safeguard client assets and mitigate financial risks. Your primary focus will be on the end-to-end management of collateral activities, from initial pledge processing to ongoing monitoring and release. This includes performing detailed valuations, perfecting security interests through UCC filings, and collaborating with cross-functional teams to resolve any anomalies. At JPMorgan Chase, you will utilize proprietary platforms to track collateral performance, generate insightful reports, and ensure adherence to stringent industry standards such as those outlined by the OCC and SEC. This role demands a proactive approach to identifying risks and implementing controls that enhance the efficiency of our lending services, ultimately contributing to the firm's reputation as a trusted partner in the financial services industry. We value professionals who thrive in dynamic settings and are passionate about operational excellence. As a Collateral Service Specialist IV, you will have opportunities for career growth through JPMorgan Chase's renowned development programs, including mentorship, training, and exposure to global initiatives. Join us in Tempe, AZ, to advance your expertise in financial services while helping shape the future of lending at one of the world's most admired banks.

Key Responsibilities

• Manage the full lifecycle of collateral for commercial and consumer loans, including valuation, documentation, and release
• Process collateral pledges, liens, and securities in compliance with federal and state regulations
• Conduct due diligence on collateral assets to ensure accuracy and mitigate risks for JPMorgan Chase clients
• Collaborate with lending teams, legal, and risk management to resolve discrepancies and escalate issues
• Monitor collateral positions and perform periodic reviews to maintain portfolio integrity
• Utilize JPMorgan's proprietary systems to track and report on collateral status and performance
• Ensure timely filing of UCC statements and other perfection documents to protect the bank's interests
• Support audit processes by providing detailed records and explanations of collateral activities
• Identify opportunities for process automation and contribute to operational enhancements
• Maintain stakeholder trust by delivering accurate, efficient services that support smooth loan operations

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field, or equivalent work experience
• Minimum of 5 years of experience in collateral management, loan processing, or financial services operations
• Strong knowledge of lending regulations, including UCC filings and collateral perfection requirements
• Proficiency in financial systems and databases used in banking environments
• Ability to handle high-volume transactions with accuracy and attention to detail
• Experience in risk assessment and mitigation within collateral services
• Valid certification in financial services or risk management (e.g., FRM or equivalent)

Preferred Qualifications

• Advanced degree or MBA in Finance
• Prior experience at a major financial institution like JPMorgan Chase
• Familiarity with JPMorgan's internal collateral management platforms
• Knowledge of international lending standards and cross-border collateral
• Proven track record in process improvement and operational efficiency initiatives

Required Skills

• Expertise in collateral valuation and asset classification
• Proficiency in Microsoft Office Suite and financial software like Excel and SQL
• Strong analytical skills for risk assessment and data interpretation
• Excellent attention to detail and organizational abilities
• Knowledge of banking regulations such as Dodd-Frank and Basel III
• Effective communication skills for stakeholder interactions
• Problem-solving capabilities in high-pressure environments
• Technical aptitude with loan origination and servicing systems
• Time management to handle multiple priorities
• Team collaboration and interpersonal skills
• Understanding of financial instruments and derivatives
• Data entry accuracy and record-keeping
• Adaptability to evolving regulatory landscapes
• Basic project management for process improvements
• Customer service orientation in a financial context

Benefits

• Comprehensive medical, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching
• Paid time off including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement
• Employee stock purchase plan and performance-based bonuses
• Wellness programs with gym memberships and mental health support
• Flexible work arrangements and hybrid options where applicable
• Access to JPMorgan Chase's global mobility and career advancement opportunities

JP Morgan Chase is an equal opportunity employer.