Commercial and Investment Banking Credit Risk – Vice President

Location: Plano, TX, United States

Job Family: Credit Risk

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client service. As a Vice President in Commercial and Investment Banking Credit Risk, you will play a pivotal role in safeguarding the firm's assets by identifying, measuring, and managing corporate credit risks. Based in our state-of-the-art facility in Plano, TX, you will join a dynamic team dedicated to supporting the growth of our Commercial Banking and Investment Banking divisions. This position offers the opportunity to accelerate your career in a collaborative environment where your expertise in credit analysis directly impacts high-profile deals and portfolio strategies. Your day-to-day responsibilities will involve conducting in-depth credit assessments for a diverse portfolio of corporate clients, including large-cap and middle-market companies across industries. You will build and refine financial models to evaluate borrower creditworthiness, perform stress testing under various economic scenarios, and recommend risk mitigation strategies such as collateral requirements or hedging instruments. Working closely with relationship managers, traders, and senior executives, you will ensure that all credit exposures align with JP Morgan Chase's risk appetite and regulatory standards, contributing to the firm's reputation for prudent risk management in the competitive financial services landscape. In addition to core analytical duties, you will prepare executive-level reports, participate in credit committees, and drive initiatives to enhance our risk frameworks, leveraging JP Morgan's cutting-edge technology platforms. This role demands a blend of technical acumen and strategic insight, offering exposure to global markets and complex transactions. If you thrive in a fast-paced setting and are passionate about mitigating risks in investment banking, join JP Morgan Chase to help shape the future of financial stability.

Key Responsibilities

• Conduct thorough credit analysis and due diligence on corporate clients in Commercial and Investment Banking
• Develop and maintain credit risk models to assess portfolio exposures and potential losses
• Collaborate with front-office teams to structure deals that align with risk appetite
• Monitor ongoing credit risks, including early warning indicators and stress testing
• Prepare risk reports and presentations for senior management and regulatory bodies
• Advise on credit approvals, renewals, and covenant compliance
• Contribute to the enhancement of risk management policies and procedures at JP Morgan Chase
• Engage in portfolio reviews to optimize risk-return profiles
• Support regulatory compliance and internal audits related to credit risk

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• Minimum of 7-10 years of experience in credit risk management, preferably in commercial or investment banking
• Strong understanding of corporate credit analysis, including financial modeling and rating methodologies
• Proficiency in regulatory frameworks such as Basel III, Dodd-Frank, and CCAR
• Experience with credit portfolio management and risk mitigation strategies
• Ability to work in a fast-paced, high-stakes environment within a global financial institution

Preferred Qualifications

• MBA or advanced degree in Finance or Risk Management
• Prior experience at a major investment bank like JP Morgan Chase
• Certification such as CFA, FRM, or Credit Risk Certification (CRC)
• Familiarity with JP Morgan's internal risk systems and tools
• International exposure to cross-border credit risks

Required Skills

• Advanced financial modeling and Excel proficiency
• Knowledge of credit rating systems and Moody's/S&P methodologies
• Quantitative analysis and statistical modeling skills
• Regulatory compliance and reporting expertise
• Strong analytical and problem-solving abilities
• Excellent communication and presentation skills
• Risk assessment and scenario analysis
• Proficiency in data analytics tools like SQL, Python, or R
• Team collaboration and stakeholder management
• Attention to detail and ethical judgment
• Project management in high-pressure environments
• Understanding of derivatives and structured finance
• Adaptability to evolving market conditions
• Leadership in cross-functional teams

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness initiatives at JP Morgan Chase locations
• Flexible work arrangements and hybrid options in Plano, TX

JP Morgan Chase is an equal opportunity employer.