Commercial and Investment Banking Technology Senior Auditor, Payments – Associate

Location: Singapore

Job Family: Auditing

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a strong presence in the APAC region, powering commercial and investment banking through innovative technology solutions. As a Commercial and Investment Banking Technology Senior Auditor, Payments – Associate in our Singapore office, you will play a pivotal role in our Internal Audit team, leading technology audits for critical payments systems. This position involves assessing risks in high-stakes areas like real-time payments, cross-border transactions, and digital payment infrastructures, ensuring robust controls that safeguard our clients and operations in a rapidly evolving financial landscape. You will work within a dynamic APAC team, collaborating across borders to drive control enhancements and support JP Morgan Chase's commitment to operational excellence and regulatory compliance. In this role, you will execute comprehensive audits, from planning and fieldwork to reporting and follow-up, focusing on technology risks in payments platforms that underpin our commercial and investment banking activities. You will evaluate controls around data integrity, system resilience, and cybersecurity, while identifying opportunities to optimize processes amid emerging technologies like AI-driven payments and blockchain integrations. Your work will directly contribute to mitigating risks in a high-volume, global environment, partnering with technology, business, and compliance teams to implement actionable recommendations that strengthen JP Morgan Chase's risk management framework. We seek a proactive auditor with a passion for financial technology and a track record of delivering impactful insights in complex banking ecosystems. This associate-level position offers exposure to senior leadership and global projects, fostering professional growth in one of the world's most influential financial institutions. Join us in Singapore to help shape the future of secure and efficient payments at JP Morgan Chase, where innovation meets integrity in serving our clients across APAC and beyond.

Key Responsibilities

• Lead and execute end-to-end technology audits focused on payments platforms within Commercial and Investment Banking
• Assess and evaluate technology risks, controls, and compliance in payments processing systems
• Develop audit plans, testing strategies, and reports to identify control gaps and recommend improvements
• Collaborate with APAC technology teams, business stakeholders, and global audit partners to drive remediation efforts
• Monitor emerging risks in payments technology, including cybersecurity threats and regulatory changes
• Perform data analytics and leverage tools to enhance audit efficiency and insights
• Contribute to the continuous improvement of the audit methodology for technology in payments
• Support regulatory examinations and internal quality assurance processes
• Mentor junior auditors and foster a culture of risk awareness in the dynamic APAC team

Required Qualifications

• Bachelor's degree in Computer Science, Information Technology, Finance, or a related field
• Minimum of 3-5 years of experience in technology auditing, risk management, or compliance within the financial services industry
• Professional certification such as CISA, CIA, or CRISC
• Strong understanding of payments systems, including real-time payments, SWIFT, and regulatory frameworks like ISO 20022
• Experience in auditing technology controls for commercial and investment banking operations
• Proficiency in risk assessment methodologies and control testing in a global banking environment
• Ability to work in a fast-paced, multicultural team in the APAC region

Preferred Qualifications

• Advanced degree or MBA in Finance or related discipline
• Experience with JP Morgan Chase's internal audit processes or similar large-scale financial institutions
• Knowledge of APAC-specific regulations such as MAS guidelines for payments and fintech
• Prior exposure to agile auditing methodologies in dynamic technology environments
• Fluency in Mandarin or other APAC languages alongside English

Required Skills

• Expertise in IT audit frameworks like COBIT and NIST
• Proficiency in payments technologies such as APIs, blockchain, and digital wallets
• Strong analytical and problem-solving abilities
• Excellent communication and stakeholder management skills
• Knowledge of cybersecurity controls and vulnerability assessments
• Experience with audit software tools like ACL, IDEA, or Tableau
• Risk-based auditing and control design expertise
• Adaptability to regulatory changes in financial services
• Team leadership and project management capabilities
• Attention to detail and ethical judgment
• Data privacy and GDPR/equivalent compliance knowledge
• Financial acumen in commercial and investment banking
• Cross-cultural collaboration skills for APAC operations
• Technical writing for audit reports and presentations

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with generous company matching contributions
• Paid time off including vacation, sick leave, and parental leave
• Professional development programs with tuition reimbursement and certification support
• Employee wellness initiatives, including gym memberships and mental health resources
• Global mobility opportunities within JP Morgan Chase's network
• Stock purchase plan and employee stock ownership options

JP Morgan Chase is an equal opportunity employer.