Commercial Banker - Emerging Middle Market- Vice President

Location: Houston, TX, United States

Job Family: Relationship Manager

About the Role

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.9 trillion and operations worldwide. In Commercial Banking, we offer market-leading solutions to help mid-sized companies grow and thrive. As a Commercial Banker - Emerging Middle Market - Vice President in Houston, TX, you will join a dynamic team dedicated to serving clients with annual revenues between $50 million and $500 million. This role focuses on building long-term partnerships by delivering customized financial products, from traditional lending to sophisticated treasury and advisory services, in one of the nation's key energy and commercial hubs. In this position, you will act as a trusted advisor to emerging middle market clients, identifying their unique needs in sectors like energy, manufacturing, and real estate. You will lead the origination of new relationships through proactive outreach and networking, while managing an existing portfolio to drive revenue growth. Collaborating with JPMorgan's extensive network of specialists, you will structure complex financing solutions, perform in-depth credit analyses, and ensure seamless execution of transactions. Your efforts will directly contribute to the firm's goal of empowering businesses to navigate economic challenges and capitalize on opportunities in the Texas market. Success in this role requires a blend of financial acumen, relationship expertise, and strategic insight. You will represent JPMorgan Chase at local business events, provide market intelligence to clients, and work closely with internal teams to mitigate risks and comply with regulations. This Vice President-level opportunity offers significant career advancement within Commercial Banking, with exposure to high-profile deals and leadership responsibilities. If you are passionate about driving client success and thrive in a fast-paced environment, join us to shape the future of commercial finance at JPMorgan Chase.

Key Responsibilities

• Develop and maintain relationships with emerging middle market clients (revenues $50M-$500M) to provide tailored financial solutions including lending, treasury services, and capital markets access
• Originate new business opportunities by prospecting, networking, and leveraging referrals within the Houston market
• Conduct comprehensive credit analysis and risk assessments to structure and underwrite commercial loans and facilities
• Collaborate with JPMorgan Chase product specialists to deliver integrated solutions such as cash management, foreign exchange, and trade finance
• Monitor client portfolios to ensure compliance with credit agreements and identify cross-sell opportunities for additional JPMorgan services
• Prepare and present credit proposals to senior management and credit committees
• Represent JPMorgan Chase at industry events, chambers of commerce, and client meetings to enhance brand visibility
• Manage a portfolio of relationships to achieve revenue and growth targets set by Commercial Banking leadership
• Ensure adherence to regulatory requirements, including KYC, AML, and fair lending practices
• Provide strategic advice to clients on market trends, economic conditions, and financing strategies specific to the energy and commercial sectors

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 7-10 years of experience in commercial banking or financial services, with a focus on middle market clients
• Proven track record in originating and managing commercial loans and credit facilities
• Strong understanding of credit analysis, risk assessment, and financial modeling
• Active network in the Houston business community, particularly in emerging middle market sectors
• Series 7 and 63 licenses or equivalent certifications
• Ability to travel up to 25% within the region

Preferred Qualifications

• MBA or advanced degree in Finance
• Experience working with energy, manufacturing, or technology sectors in Texas
• Prior role in a relationship management capacity at a major financial institution
• Fluency in Spanish, given Houston's diverse business landscape
• Knowledge of JPMorgan Chase's proprietary banking platforms and tools

Required Skills

• Commercial lending and credit underwriting
• Financial analysis and modeling
• Relationship building and client management
• Sales and business development
• Risk assessment and mitigation
• Knowledge of treasury and cash management services
• Proficiency in Microsoft Office Suite and financial software (e.g., Bloomberg, Moody's Analytics)
• Strong communication and presentation skills
• Negotiation and deal structuring
• Understanding of regulatory compliance in banking
• Strategic thinking and problem-solving
• Team collaboration across multidisciplinary groups
• Market research and competitive analysis
• Time management and prioritization
• Adaptability to dynamic economic environments

Benefits

• Competitive base salary and performance-based annual incentive compensation
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and leadership training at JPMorgan Chase University
• Employee stock purchase plan and access to financial wellness resources
• On-site fitness centers and wellness programs at select locations
• Relocation assistance for eligible candidates moving to Houston

JP Morgan Chase is an equal opportunity employer.