Commercial Banking Solution Product Associate - Senior Associate

Location: New York, NY, United States

Job Family: Product Management

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client-focused solutions. As a Commercial Banking Solution Product Associate - Senior Associate in our New York office, you will play a pivotal role in shaping the future of our commercial banking offerings. This position within the Product Management category involves promoting innovation through product development, user research, and in-depth analysis to optimize solutions that empower our corporate and institutional clients. You will work closely with multidisciplinary teams to deliver cutting-edge products that address the evolving needs of the financial services landscape, ensuring seamless digital experiences and enhanced value for businesses worldwide. Your day-to-day responsibilities will include conducting comprehensive user research to uncover insights into client behaviors and preferences in commercial banking, analyzing data to refine product roadmaps, and collaborating with engineers, designers, and business leaders to prototype innovative features. At JP Morgan Chase, you will leverage our vast resources and global network to integrate advanced technologies such as AI-driven analytics and secure digital platforms into our offerings, all while adhering to stringent regulatory standards like those from the SEC and FDIC. This role demands a proactive approach to identifying market opportunities and driving product enhancements that support our commitment to sustainable growth and client success in a competitive industry. Joining JP Morgan Chase means becoming part of a culture that values diversity, inclusion, and professional excellence. In this senior associate position, you will have opportunities to influence strategic decisions, mentor junior team members, and contribute to high-impact projects that define the next generation of commercial banking. With our emphasis on work-life balance and continuous learning, you will thrive in an environment that fosters innovation and rewards bold ideas, ultimately advancing your career in one of the world's most dynamic financial institutions.

Key Responsibilities

• Collaborate with product teams to innovate and develop commercial banking solutions tailored to client needs
• Conduct user research and analysis to identify pain points and opportunities in commercial banking offerings
• Analyze market trends and competitive landscapes to optimize product features and functionality
• Work with engineering and design teams to prototype and iterate on product solutions
• Gather and prioritize requirements from stakeholders across JP Morgan Chase's commercial banking division
• Monitor product performance metrics and recommend data-driven enhancements
• Ensure compliance with financial regulations and internal JP Morgan standards in all product developments
• Facilitate workshops and presentations to promote innovative ideas and drive adoption
• Support the integration of emerging technologies like AI and blockchain into banking products
• Contribute to the strategic roadmap for commercial banking product evolution

Required Qualifications

• Bachelor's degree in Business, Finance, Computer Science, or a related field
• 3-5 years of experience in product management, user research, or financial services product development
• Strong understanding of commercial banking products and services
• Proficiency in data analysis tools and methodologies
• Experience conducting user research and market analysis in a financial context
• Ability to collaborate with cross-functional teams in a fast-paced environment
• Knowledge of regulatory requirements in the financial services industry

Preferred Qualifications

• MBA or advanced degree in Finance or Technology
• Prior experience at a major financial institution like JP Morgan Chase
• Familiarity with agile methodologies and product lifecycle management
• Experience with fintech innovations or digital banking solutions
• Certifications in product management (e.g., PMP or Certified Scrum Product Owner)

Required Skills

• Product management expertise
• User research and qualitative analysis
• Data analytics and visualization (e.g., SQL, Tableau)
• Financial modeling and commercial banking knowledge
• Agile and scrum methodologies
• Stakeholder communication and presentation skills
• Problem-solving and critical thinking
• Cross-functional team collaboration
• Regulatory compliance awareness in finance
• Innovation and creative ideation
• Project management tools (e.g., Jira, Confluence)
• Market research and competitive analysis
• Technical aptitude for fintech integrations
• Adaptability in a dynamic financial environment
• Strong written and verbal communication

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at JP Morgan Chase locations
• Global mobility opportunities and career advancement support within the firm

JP Morgan Chase is an equal opportunity employer.