Community Home Lending Advisor- Bullsboro and Newnan Crossing Branch

Location: Newnan, GA, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are committed to fostering inclusive communities and expanding access to homeownership for underserved populations. As a Community Home Lending Advisor at our Bullsboro and Newnan Crossing branches in Newnan, GA, you will play a pivotal role in our Originations team by guiding individuals and families through the mortgage process. This position focuses on building trust within local communities, identifying barriers to homeownership, and leveraging Chase's innovative loan products to make dreams achievable. You will report to the branch lending manager and work closely with retail bankers to create seamless customer experiences while contributing to our broader mission of economic empowerment. Your day-to-day responsibilities will include prospecting for clients through targeted outreach in Newnan's diverse neighborhoods, conducting one-on-one consultations to evaluate financial situations, and originating loans that align with programs like our Affordable Housing initiatives. You will educate clients on options such as down payment assistance, low-income housing tax credits, and special financing for first-time buyers, ensuring all interactions comply with federal regulations and Chase's high ethical standards. Success in this role requires a passion for community impact, where you'll measure your achievements not just by volume but by the positive change you drive in lives and local economies. Joining JP Morgan Chase means becoming part of a global leader in financial services with a strong legacy of community reinvestment. We offer robust support through our training academies, technology platforms, and mentorship programs to help you thrive. If you are driven by purpose, skilled in relationship-building, and eager to make a difference in Georgia's growing communities, this opportunity allows you to excel while advancing your career in home lending.

Key Responsibilities

• Engage with potential homebuyers in underserved communities at the Bullsboro and Newnan Crossing branches to assess needs and provide tailored mortgage solutions
• Originate and process home loan applications, ensuring compliance with JP Morgan Chase underwriting standards and regulatory requirements
• Conduct community outreach events, workshops, and seminars to educate residents on homeownership opportunities and financial literacy
• Build and maintain relationships with local real estate agents, community organizations, and housing nonprofits to generate leads
• Analyze borrower financial profiles to recommend appropriate loan products, including FHA, VA, and special purpose credit programs
• Collaborate with branch teams and internal partners to deliver exceptional customer service and achieve origination goals
• Monitor loan pipelines, resolve issues, and ensure timely closings while adhering to fair lending practices
• Track and report on community impact metrics to support JP Morgan Chase's CRA commitments
• Stay updated on industry regulations, market conditions, and Chase-specific programs to advise clients effectively

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field, or equivalent work experience
• Minimum of 2 years of experience in mortgage lending, community development, or financial services
• Active Mortgage Loan Originator (MLO) license in the state of Georgia, or ability to obtain within 120 days of hire
• Demonstrated commitment to serving underserved communities and promoting financial inclusion
• Strong understanding of fair lending laws, Community Reinvestment Act (CRA), and Home Mortgage Disclosure Act (HMDA)
• Proficiency in credit analysis and mortgage origination processes
• Ability to work independently in a branch environment while collaborating with team members

Preferred Qualifications

• Experience working with diverse and underserved populations in the Newnan, GA area
• Bilingual proficiency in Spanish or another language spoken in local communities
• Knowledge of local housing market trends and affordable housing programs
• Previous role in community outreach or nonprofit financial counseling
• Advanced certification in mortgage lending or community development finance

Required Skills

• Mortgage origination and underwriting knowledge
• Credit analysis and financial assessment
• Customer relationship management
• Community engagement and outreach
• Regulatory compliance (e.g., CRA, HMDA, fair lending)
• Sales and negotiation techniques
• Proficiency in loan origination software (e.g., Encompass or similar)
• Data analysis for reporting and metrics tracking
• Communication and presentation skills
• Cultural sensitivity and empathy for diverse populations
• Problem-solving and issue resolution
• Time management in a fast-paced environment
• Team collaboration and networking
• Financial literacy education delivery
• Local market knowledge in Newnan, GA

Benefits

• Competitive base salary plus uncapped commission structure based on loan originations
• Comprehensive medical, dental, and vision insurance with multiple plan options
• 401(k) retirement savings plan with company match up to 5% of eligible compensation
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and leadership training
• Employee stock purchase plan and access to financial wellness resources
• Health savings account (HSA) with employer contributions for eligible plans
• Wellness programs, including gym memberships and mental health support

JP Morgan Chase is an equal opportunity employer.