Community Home Lending Advisor- Seattle, WA

Location: Seattle, WA, United States

Job Family: Originations

About the Role

At JPMorgan Chase & Co., one of the world's leading financial services firms, we are seeking a dedicated Community Home Lending Advisor to join our Originations team in Seattle, WA. In this role, you will play a pivotal part in helping diverse communities achieve the dream of homeownership by providing expert guidance and delivering exceptional sales results. As a key member of our Chase Home Lending team, you will focus on originating mortgage loans while building strong relationships with first-time buyers, low-to-moderate income families, and local partners. Your efforts will align with Chase's commitment to financial inclusion, leveraging our innovative products and resources to make a meaningful impact in the Seattle housing market. Your day-to-day responsibilities will involve prospecting for new clients through community events, networking with real estate professionals, and conducting educational workshops on home buying. You will assess clients' financial profiles to recommend tailored mortgage solutions, such as our affordable FHA and VA loans, while ensuring all processes adhere to strict regulatory standards like those set by the CFPB. Collaborating with internal Chase teams, you will manage the full loan lifecycle from application to closing, using advanced digital tools to streamline operations and enhance the client experience. Success in this role requires hitting ambitious sales targets while prioritizing ethical lending practices that promote equity and accessibility. We value professionals who are passionate about community development and thrive in a dynamic, client-focused environment. Joining JPMorgan Chase means access to world-class training, competitive compensation, and the opportunity to contribute to initiatives that support economic growth in underserved areas. If you are driven by results, empathetic in your approach, and eager to empower others on their path to homeownership, apply today to become part of our mission to redefine financial services for the better.

Key Responsibilities

• Prospect and develop relationships with potential homebuyers, real estate agents, and community partners in the Seattle area
• Guide clients through the home lending process, from application to closing, ensuring a seamless and personalized experience
• Analyze client financial situations to recommend appropriate Chase mortgage products, including FHA, VA, and conventional loans
• Achieve individual and team sales goals by originating high-quality loans that meet Chase's credit and compliance standards
• Conduct community outreach events, workshops, and seminars to promote homeownership opportunities, particularly for first-time and low-to-moderate income buyers
• Collaborate with internal teams, including underwriters and processors, to ensure timely loan approvals and closings
• Maintain compliance with all regulatory requirements, including HMDA reporting and fair lending laws
• Utilize CRM tools and Chase's digital platforms to track leads, manage pipelines, and report on sales performance
• Build and nurture referral networks with local nonprofits, housing authorities, and real estate professionals
• Provide ongoing support to clients post-closing to foster long-term relationships and repeat business

Required Qualifications

• Bachelor's degree or equivalent experience in finance, business, or related field
• Minimum of 2 years of experience in mortgage lending, sales, or financial services
• Active Mortgage Loan Originator (MLO) license in Washington State or ability to obtain within 120 days
• Proven track record of achieving sales targets in a competitive environment
• Strong understanding of federal and state lending regulations, including fair lending practices
• Excellent communication and relationship-building skills with diverse client bases
• Ability to work independently and collaboratively in a fast-paced office setting

Preferred Qualifications

• Experience working with community organizations or underserved populations in home lending
• Bilingual proficiency in Spanish or other languages spoken in the Seattle community
• Advanced knowledge of Chase's mortgage products and digital lending platforms
• Previous success in community outreach or partnership programs
• Certification in financial counseling or community development lending

Required Skills

• Mortgage origination and underwriting knowledge
• Sales and negotiation expertise
• Customer relationship management (CRM) proficiency
• Financial analysis and credit assessment
• Regulatory compliance (e.g., TILA, RESPA, ECOA)
• Community engagement and outreach
• Digital lending platform navigation
• Active listening and empathy
• Problem-solving and decision-making
• Time management and organization
• Presentation and public speaking
• Data entry and reporting accuracy
• Cross-functional team collaboration
• Adaptability to market changes
• Cultural sensitivity and inclusivity

Benefits

• Comprehensive medical, dental, and vision insurance plans with multiple coverage options
• 401(k) retirement savings plan with company matching contributions up to 5% of eligible pay
• Generous paid time off, including vacation, sick days, and parental leave
• Annual performance-based bonuses and commission opportunities tied to sales results
• Professional development programs, including tuition reimbursement and leadership training
• Employee stock purchase plan and access to financial wellness resources
• Hybrid work flexibility and wellness programs, including gym memberships and mental health support
• Community involvement opportunities through Chase's volunteer and philanthropy initiatives

JP Morgan Chase is an equal opportunity employer.