Community Home Lending Advisor-Worth, IL

Location: Worth, IL, United States

Job Family: Originations

About the Role

At JPMorgan Chase, we are committed to fostering economic opportunity in communities like Worth, IL, and beyond. As a Community Home Lending Advisor in our Originations category, you will play a pivotal role in helping diverse clients achieve the dream of homeownership. This position involves delivering exceptional service while driving strong sales results through personalized guidance on our comprehensive suite of mortgage products, including fixed-rate, adjustable-rate, and government-backed loans tailored to first-time buyers and underserved populations. You will represent JPMorgan Chase's dedication to responsible lending, ensuring every client receives transparent, ethical advice in line with our core values of integrity and inclusion. Your day-to-day responsibilities will center on building lasting relationships within the local community, from attending neighborhood events to partnering with real estate professionals and nonprofits. Leveraging your expertise in financial services, you will assess client needs, pre-qualify applicants, and navigate the complexities of the lending process using cutting-edge digital tools provided by JPMorgan Chase. Success in this role requires a proactive approach to lead generation and a deep understanding of local market dynamics in Worth, IL, while consistently meeting sales targets that contribute to our broader mission of community development and financial empowerment. Joining JPMorgan Chase means becoming part of a global leader in financial services with a strong emphasis on employee growth and work-life balance. We offer robust training programs to keep you ahead of industry trends and regulatory changes, ensuring you thrive in a supportive environment. If you are passionate about making a tangible impact on people's lives and advancing your career in home lending, this role provides the platform to excel while aligning with our commitment to diversity, equity, and sustainable community growth.

Key Responsibilities

• Prospect and engage with potential homebuyers in the Worth, IL community through events, referrals, and networking
• Guide clients through the home lending process, from application to closing, ensuring a seamless and personalized experience
• Analyze client financial profiles to recommend suitable JP Morgan Chase mortgage products, including FHA, VA, and conventional loans
• Build and maintain relationships with real estate agents, community organizations, and internal partners to generate leads
• Achieve or exceed monthly sales goals while adhering to ethical lending standards and compliance requirements
• Educate clients on homeownership programs, credit improvement, and financial literacy to support underserved populations
• Utilize CRM tools and digital platforms to track leads, manage pipelines, and report on business development activities
• Collaborate with underwriting and processing teams to resolve issues and expedite loan approvals
• Participate in community outreach initiatives aligned with JP Morgan Chase's commitment to economic inclusion
• Stay updated on market trends, lending policies, and regulatory changes to provide accurate advice

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field, or equivalent work experience
• Minimum of 3 years of experience in mortgage lending, sales, or financial services
• Active Mortgage Loan Originator (MLO) license in Illinois, or ability to obtain within 120 days of hire
• Proven track record of achieving sales targets in a competitive environment
• Strong understanding of federal and state lending regulations, including fair lending practices
• Excellent communication and relationship-building skills with diverse client bases
• Ability to work independently and collaborate with internal teams in a fast-paced setting

Preferred Qualifications

• Experience working in community development or affordable housing initiatives
• Bilingual proficiency in English and Spanish to serve diverse communities in Worth, IL
• Advanced knowledge of JP Morgan Chase's home lending products and digital tools
• Previous success in originating loans for first-time homebuyers or low-to-moderate income clients
• Certification in financial counseling or community reinvestment programs

Required Skills

• Mortgage origination and underwriting knowledge
• Sales and negotiation expertise
• Customer relationship management (CRM) proficiency
• Financial analysis and credit assessment
• Regulatory compliance awareness (e.g., TILA, RESPA)
• Digital lending platform navigation
• Community engagement and networking
• Active listening and empathy
• Problem-solving and decision-making
• Time management and organization
• Presentation and public speaking
• Data entry and reporting accuracy
• Adaptability to market changes
• Team collaboration
• Cultural sensitivity and inclusivity

Benefits

• Competitive base salary plus uncapped commission structure for high earning potential
• Comprehensive health, dental, and vision insurance with multiple plan options
• 401(k) retirement savings plan with company match up to 5% of eligible compensation
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and leadership training
• Employee stock purchase plan and access to financial wellness resources
• Wellness incentives, including gym membership reimbursements and mental health support
• Flexible work arrangements and hybrid options where applicable

JP Morgan Chase is an equal opportunity employer.