Consultant Senior- Business Banking- Vice President

Location: Phoenix, AZ, United States

Job Family: Banking

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a commitment to innovation and client success. As a Consultant Senior - Business Banking - Vice President in our Phoenix, AZ office, you will play a pivotal role in our Business Banking division, serving over 3 million small businesses across the United States. This position offers the opportunity to leverage your expertise in financial solutions to empower entrepreneurs and growing enterprises, all while contributing to one of the world's most respected banks known for its cutting-edge technology and comprehensive services. In this senior consulting role, you will act as a trusted advisor to small business owners, delivering customized banking products such as commercial loans, cash management, and merchant services tailored to their unique needs. You will conduct in-depth financial assessments, mitigate risks through robust credit analysis, and collaborate with cross-functional teams to drive business growth. Your efforts will directly impact JP Morgan Chase's mission to foster economic vitality in local communities, particularly in the dynamic Phoenix market, by identifying opportunities for clients to scale operations efficiently and securely. We seek a seasoned professional with a passion for the financial services industry and a proven ability to navigate complex regulatory landscapes. Success in this role requires not only technical acumen in banking but also exceptional interpersonal skills to build lasting client relationships. Join JP Morgan Chase to advance your career in a supportive environment that values diversity, innovation, and professional growth, while making a tangible difference in the lives of small business leaders nationwide.

Key Responsibilities

• Develop and maintain relationships with small business clients, offering tailored financial solutions including loans, lines of credit, and treasury services
• Conduct comprehensive financial analysis and credit underwriting to assess client needs and risks in alignment with JP Morgan Chase's standards
• Collaborate with internal teams to deliver innovative banking products, such as cash management and payment solutions, to over 3 million nationwide small businesses
• Identify growth opportunities and upsell JP Morgan's suite of services, driving revenue in the Business Banking division
• Ensure compliance with federal and state banking regulations, including anti-money laundering (AML) and know-your-customer (KYC) protocols
• Mentor junior consultants and contribute to team strategies for client acquisition and retention
• Analyze market trends and competitive landscapes to advise clients on optimizing their financial operations
• Prepare detailed reports and presentations for senior management on portfolio performance and business development initiatives
• Support digital transformation efforts by promoting JP Morgan's online banking platforms to enhance client efficiency
• Participate in community outreach and networking events to strengthen JP Morgan Chase's presence in the Phoenix business community

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• Minimum of 7-10 years of experience in business banking, commercial lending, or financial services consulting
• Proven track record in providing financial solutions to small and medium-sized enterprises (SMEs)
• Strong understanding of credit analysis, risk assessment, and regulatory compliance in the banking sector
• Experience working with diverse client portfolios in a fast-paced financial environment
• Ability to travel up to 20% for client meetings and business development
• Active Series 7 and/or Series 63 licenses or willingness to obtain them

Preferred Qualifications

• MBA or advanced degree in Finance or related discipline
• Prior experience at a major financial institution like JP Morgan Chase
• Expertise in digital banking tools and fintech innovations for small businesses
• Bilingual proficiency in English and Spanish, given the Phoenix market demographics
• Demonstrated leadership in cross-functional teams within commercial banking

Required Skills

• Financial modeling and analysis
• Credit risk assessment
• Client relationship management
• Regulatory compliance knowledge (e.g., FDIC, OCC guidelines)
• Sales and business development
• Proficiency in Microsoft Office Suite and financial software (e.g., Bloomberg, Moody's Analytics)
• Strong communication and presentation skills
• Analytical thinking and problem-solving
• Team collaboration and leadership
• Knowledge of small business financing trends
• Digital banking and fintech familiarity
• Negotiation and deal structuring
• Time management in a high-volume environment
• Adaptability to market changes
• Ethical decision-making in financial advising

Benefits

• Competitive base salary with performance-based bonuses and incentives
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and leadership training
• Employee stock purchase plan and access to JP Morgan's global career mobility opportunities
• Wellness programs with gym memberships, mental health support, and financial wellness resources
• Flexible work arrangements, including hybrid options in Phoenix, AZ

JP Morgan Chase is an equal opportunity employer.