Consultant Senior- Business Banking- Vice President

Location: Tampa, FL, United States

Job Family: Banking

About the Role

At JPMorgan Chase & Co., one of the world's leading financial institutions, we are seeking a Consultant Senior - Business Banking - Vice President to join our dynamic team in Tampa, FL. This role is pivotal in delivering innovative financial solutions to over 3 million small businesses across the United States, helping them navigate economic challenges and seize growth opportunities. As a Vice President, you will serve as a trusted advisor, leveraging JPMorgan Chase's extensive resources to provide customized banking products, from commercial loans and cash management to digital payment solutions, all while upholding our commitment to responsible banking practices in a competitive financial services landscape. In this senior consultant position, you will engage directly with small business owners and entrepreneurs, conducting in-depth financial consultations to identify needs and craft strategic plans. Your expertise in business banking will enable you to structure complex financing arrangements, mitigate risks through thorough credit evaluations, and integrate services like treasury management and merchant acquiring to enhance client efficiency. Collaborating with cross-functional teams at JPMorgan Chase, you will drive revenue growth by expanding client portfolios and fostering long-term partnerships, all while ensuring compliance with federal regulations and internal policies that safeguard our clients and the firm. We value innovation and client-centricity at JPMorgan Chase, and as a Vice President, you will contribute to thought leadership by analyzing market trends and recommending proactive solutions tailored to the unique demands of small businesses. This role offers the opportunity to mentor emerging talent, participate in high-impact projects, and advance your career within a global powerhouse known for its technological advancements in fintech. Join us in Tampa to make a meaningful difference in the financial health of America's small business community.

Key Responsibilities

• Develop and maintain strategic relationships with small business owners, providing tailored financial solutions to support their growth
• Conduct comprehensive financial needs assessments and recommend appropriate banking products such as loans, deposits, and payment processing
• Lead credit underwriting processes, including analysis of financial statements and risk evaluations for business clients
• Drive business development initiatives to acquire new small business clients and expand existing portfolios
• Collaborate with internal teams, including credit risk, treasury services, and wealth management, to deliver integrated solutions
• Monitor market trends and regulatory changes to advise clients on opportunities and compliance
• Prepare and present business proposals, financial reports, and performance metrics to senior leadership
• Mentor junior team members and contribute to team goals in achieving revenue targets
• Ensure adherence to JP Morgan Chase's risk management policies and ethical standards
• Utilize CRM tools and data analytics to track client interactions and optimize service delivery

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• Minimum of 7-10 years of experience in business banking, commercial lending, or financial services advisory
• Proven track record in managing client relationships and driving revenue growth in small business segments
• Strong understanding of financial products including loans, lines of credit, treasury management, and merchant services
• Experience with credit analysis, risk assessment, and regulatory compliance in the banking industry
• Ability to travel up to 25% for client meetings and business development
• Series 7 and 63 licenses or willingness to obtain them

Preferred Qualifications

• MBA or advanced degree in Finance or related field
• Experience working with small to mid-sized businesses in diverse industries
• Familiarity with JP Morgan Chase's digital banking platforms and tools
• Previous leadership experience in a team setting within a financial institution
• Bilingual skills, particularly Spanish, to serve diverse client bases

Required Skills

• Financial analysis and modeling
• Credit risk assessment
• Client relationship management
• Business development and sales
• Regulatory compliance knowledge (e.g., BSA, AML)
• Proficiency in Microsoft Office Suite and financial software
• Data analytics and CRM tools (e.g., Salesforce)
• Strong communication and presentation skills
• Problem-solving and decision-making
• Negotiation and deal structuring
• Time management and prioritization
• Team collaboration and leadership
• Adaptability to fast-paced environments
• Knowledge of small business financing trends
• Ethical judgment and integrity

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at select locations
• Flexible work arrangements, including hybrid options in Tampa, FL

JP Morgan Chase is an equal opportunity employer.